MyNCU Mobile vs Texans CU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyNCU Mobile
Manage your finances on the go with this banking app. Send money, deposit checks, pay bills, and control your debit and credit cards. Access account information, apply for loans, and track financial goals securely.
- Send money with Zelle
- Mobile wallet payments
- Card controls and alerts
- Mobile check deposit
- Biometric login
- Apply for accounts and loans
- Bill pay and transfers
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Easily and safely send money with Zelle, tap and pay using our mobile wallet and instantly access your debit card and credit card if you misplace it or suspect fraud. The MyNCU Mobile App lets you conveniently deposit checks, open accounts, apply for loans, make transfers, and more. Our new quick links in the More menu give you fast access to frequently used features. The new look of our Branch and ATM locator allows for 3D mapping, 360-degree rotations, and street views to make your search easier than ever. • Send Money with Zelle® Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the lunch tab, Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to the recipient's account in a matter of minutes¹, and all you need is the recipient's email address or U.S. mobile phone number. • Mobile Wallet Use your Neighborhood CU debit card and credit card to pay digitally on your devices with Apple Pay, Samsung Pay, Google Pay, and more. Card Controls at Your Fingertips • Card Controls at Your Fingertips Easily turn off and on your debit card and credit card with Card Controls and Alerts. If you need to report your card lost or stolen, quickly do so with Debit Card Lost/Stolen. • Mobile Deposit Conveniently deposit your checks through the MyNCU Mobile App with the tap of a button. • Biometric Security Safely and securely log in using the latest in biometric technology to secure your mobile banking. Access is easy using facial recognition, fingerprints, or a username and password. • Apply Online Conveniently apply for accounts or loans through the MyNCU App. • Bill Pay & Transfers Easily transfer between accounts and use Bill Pay to make paying bills a breeze. • Money Management This easy-to-use personal finance dashboard inside Online Banking and the MyNCU Mobile App gives you access debt payoff calculators and the ability to set and track your financial goals and trends.
Texans CU
Manage your finances on the go with this mobile banking application. View account balances, review recent transactions, transfer funds, pay bills, and deposit checks conveniently from your device.
- View account balances
- Review recent transactions
- Transfer money
- Pay bills
- Deposit checks
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Your accounts travel with you with the Texans CU mobile app. View your account balances and recent transactions, transfer money, pay bills, and deposit your checks all from the comfort of your home.
Screenshots
Verdict
The clearest difference is rating: MyNCU Mobile at 4.8 against Texans CU's 3.9. MyNCU Mobile also leads on monetization model (free vs free with in-app purchases) and review sentiment (65% vs 43%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyNCU Mobile holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: MyNCU Mobile has 7.6K ratings behind it against 199, so its average is the more settled of the two. Written reviews point the same way: 65% of MyNCU Mobile's written reviews are positive against 43% of Texans CU's.
MyNCU Mobile ships an update every 3 months, Texans CU every 2 months. The most recent releases landed on November 1, 2026 and October 23, 2026 respectively.
| Parameter | MyNCU Mobile | Texans CU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (7.6K ratings) — better | 3.9 (199 ratings) |
| Positive reviews | 65.4% of reviews — better | 43.0% of reviews |
| Number of ratings | 7.6K — better | 199 |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 115 MB | 185 MB |
| Age rating | 4+ | 4+ |
| Developer | Neighborhood Credit Union – Dallas, Texas | Texans Credit Union |
Customer experience
MyNCU Mobile
Texans CU
User reviews
MyNCU Mobile
From 7.6K App Store ratingsWhat we love
- 🤩 Excellent service and commitment to members
- 👍 User-friendly and intuitive app
- 🚀 Convenient mobile banking features
- 💰 Competitive rates and products
Room to improve
- 🐛 Buggy and glitchy performance
- 🤔 Confusing UI changes
- 🔒 Concerns about security and privacy
- 🚫 Inability to access accounts
Texans CU
From 199 App Store ratingsWhat we love
- 👍 User-friendly interface and easy navigation
- 💰 Convenient mobile check deposit feature
- 🔒 Secure authentication options (Face ID, fingerprint)
- 💳 Ability to transfer funds between accounts
- 📊 Transaction tracking and spending insights
Room to improve
- 🐛 Frequent crashes and app freezes
- 🐛 Blank white screen on launch
- ⏳ Persistent loading icons and slow performance
- 🔐 Login credential issues and authentication failures
- 📱 Repeated forced sign-outs
Bugs and requests
MyNCU Mobile
Reported bugs
3 issues- Frequent app crashes and freezes
- Mobile deposit feature not working properly
- Inability to access accounts after app updates
Requested features
4 requests- Add mobile check deposit
- Implement Apple/Google Pay support
- Improve mobile deposit functionality
- Provide better in-app support and communication
Texans CU
Reported bugs
18 issues- App fails to open or displays blank white screen
- Face ID only works on initial app launch
- Indefinite loading circles on settings tabs
- Camera shaded/unable to capture check images
- Login credentials rejected despite being correct
Show 13 moreShow fewer
- Forced sign-outs requiring re-authentication
- Mobile check deposit feature unavailable or crashing
- Date selection dropdown non-functional for transfers
- App hangs during camera access for deposits
- Screen freezes before rating request
- App relaunches over itself after Face ID authentication
- Phone orientation issues during check deposit
- Bill pay setup errors and failures
- External account linking extremely slow
- Cannot unblock card after midnight
- Update fails to download or install properly
- Autocapture cantankerous during mobile deposits
- Check picture review process broken
Requested features
13 requests- Zelle integration and functionality
- Credit card payment capability through app
- Account nickname/custom naming feature
- Quick balance widget for lock screen
- Dark mode/Night mode support
Show 8 moreShow fewer
- Transaction search functionality
- Apple Pay integration
- Autopay setup with external bank accounts
- Pending transaction display within 24 hours
- Account balance below threshold notifications
- Fingerprint/Touch ID authentication
- Mobile check deposit with picture capture
- Payment scheduling with flexible date selection
In-app purchases
MyNCU Mobile
No in-app purchases
Texans CU
No in-app purchases
Questions
Is MyNCU Mobile free?
Is Texans CU free?
Which has better reviews, MyNCU Mobile or Texans CU?
Do MyNCU Mobile or Texans CU have ads?
Which is updated more often, MyNCU Mobile or Texans CU?
Other comparisons
