Comparison

DATCU Mobile Banking vs Texans CU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

DATCU Mobile Banking

Free

💰 Finance

★ 2.9171 ratingsView app →

Texans CU

Free

💰 Finance

★ 3.9196 ratingsView app →

About

DATCU Mobile Banking

Manage your banking tasks efficiently from your mobile device. Access account balances, transfer funds, pay bills, and deposit checks on the go. Offers enhanced accessibility features for a personalized experience.

Highlights

Biometric sign-in (Touch ID/Face ID)
Quick Balance viewing
Fund transfers
Bill payments
Mobile check deposit
Loan payments
Accessibility features

Features

Read full description

Welcome to DATCU Mobile Banking! Looking for time-saving shortcuts? We can't help you escape the traffic on Interstate 35. But we can help you get your banking chores done a lot faster. Just download our app onto your mobile device and you'll be able to manage all your DATCU accounts from wherever you are at any time of day. Do more with our DATCU Mobile Banking app. Features: - Sign in with Touch ID or Face ID - Use Quick Balance to view account balances without signing in - View Quick Balances on your Apple Watch - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, colorblindness, and visual sensitivity. ...and more!

About

Texans CU

Manage your finances on the go with this mobile banking application. View account balances, review recent transactions, transfer funds, pay bills, and deposit checks conveniently from your device.

Highlights

View account balances
Review recent transactions
Transfer money
Pay bills
Deposit checks

Features

Read full description

Your accounts travel with you with the Texans CU mobile app. View your account balances and recent transactions, transfer money, pay bills, and deposit your checks all from the comfort of your home.

Screenshots

DATCU Mobile Banking4 screens

Texans CU4 screens

Verdict

The call

The clearest difference is rating: Texans CU at 3.9 against DATCU Mobile Banking's 2.9. Texans CU also leads on review sentiment (43% vs 15%). DATCU Mobile Banking's advantage is monetization model (free vs free with in-app purchases) and update cadence (fortnightly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Texans CU holds the better App Store score, 3.9 against 2.9. Both are backed by a comparable volume of ratings — 171 and 196 respectively. Written reviews point the same way: 15% of DATCU Mobile Banking's written reviews are positive against 43% of Texans CU's.

UpkeepUpdate frequency

DATCU Mobile Banking ships an update fortnightly, Texans CU every 2 months. The most recent releases landed on October 13, 2026 and October 18, 2026 respectively.

Scorecard5 real differences · 5 level

DATCU Mobile Banking versus Texans CU: the parameters behind the verdict, then further details
Parameter	DATCU Mobile Banking	Texans CU
Price	Free	Free
Rating	2.9 (171 ratings)	3.9 (196 ratings) — better
Positive reviews	15.3% of reviews	43.0% of reviews — better
Number of ratings	171	196 — better
Update frequency	Fortnightly — better	Every 2 months
Ads	No	No
In-app purchases	No	No
Monetization	Free — better	Free with in-app purchases
Devices	iPhone, iPad, iPod, Apple Watch — better	iPhone, iPad
Requires iOS	15.6 — better	16.0
Further details — not scored
Size	142 MB	185 MB
Age rating	4+	4+
Developer	DATCU Credit Union	Texans Credit Union

Customer experience

DATCU Mobile Banking

All ratings171 ratings

Positive42.1%

Neutral8.2%

Negative49.7%

Written reviews85 reviews

Positive15.3%

Neutral11.8%

Negative72.9%

Texans CU

All ratings196 ratings

Positive72.4%

Neutral4.6%

Negative23.0%

Written reviews93 reviews

Positive43.0%

Neutral11.8%

Negative45.2%

User reviews

DATCU Mobile Banking

From 171 App Store ratings

What we love

👍 Easy to use (some users)
👍 Great service (some users)
👍 App works great now (after update)
👍 Mobile deposit (appreciated feature)

Room to improve

🐛 App rarely works
🐛 Incorrect balances shown
🐛 Payment selection not working
🐛 Cannot transfer money externally
🐛 Mobile deposit never works

Texans CU

From 196 App Store ratings

What we love

👍 User-friendly interface and easy navigation
💰 Convenient mobile check deposit feature
🔒 Secure authentication options (Face ID, fingerprint)
💳 Ability to transfer funds between accounts
📊 Transaction tracking and spending insights

Room to improve

🐛 Frequent crashes and app freezes
🐛 Blank white screen on launch
⏳ Persistent loading icons and slow performance
🔐 Login credential issues and authentication failures
📱 Repeated forced sign-outs

Bugs and requests

DATCU Mobile Banking

Reported bugs

67 issues

App crashes
App is offline
Cannot login
System errors
Orientation flips

Show 62 more

Transaction list limited
Confusing balance display
Wasted screen space
Horrible new layout
App is trash
App is worthless
Server error on login
Card controls difficult
Loan payments not visible
Cannot see account balances on transfer
Less user friendly
Obscure info layout
Not easy to use anymore
Takes more steps
Cannot transfer funds to credit card/loan
Too busy interface
Missing pending transaction info
No balance after payment
Missing loan payoff details
App is crap
Cloudflare blocking access
App support page not found
Frozen account
App crashes instantly
Outdated look
Lacks basic features
Antiquated feel
Limited features and accessibility
Cannot make payments with external account
No help on login screen
App isn't working with update
Doesn't accept login info
Asks for PIN
Froze up
App looks outdated
Not as clean without screen real estate
Antiquated feel
Needs updating
Very limited to features and accessibility
Lack of app updates
App not working on iPhone 4
Crashes immediately loading presets
Cannot get it to work after OS update
Needs to be more secure
Graphs feature doesn't work
Needs new features
Sleeker interface needed
Not all inclusive
Doesn't show pending deposits or withdrawals
Doesn't show credit card account
Not much more functional than mobile website
App isn't working
Useless app
Cannot log in
Account freeze on login attempt
Bugs need to be worked out
Incorrect balances shown
Payment selection not working
Cannot transfer money externally
Mobile deposit never works
App rarely works
Show incorrect balances

Requested features

37 requests

Budgeting feature
In-depth income/expense tracking
Other financial tools
Access to monthly bank statements
Ability to see pending transactions

Show 32 more

Access to bill pay
See captured transactions without desktop login
See pending transactions without desktop login
Password feature on startup for security
Check images
New features
Sleeker interface
More all inclusive features
Show pending deposits or withdrawals
Show credit card account
Ability to see pending ACH withdrawals
Ability to see balance as each item cleared
Access desktop version on iPhone
4-digit passcode entry
Option for both or either passcode/password
Photograph checks for deposit
New look for the app
Face ID for fast login
Support for passwords via Apple keyboard
Layout for X and XR phones
Show savings from paying off early
Show current loan amount
Show pending transactions on mobile
Show posted balances
Show available balances
Transfer funds from checking to credit card/loan
Mobile deposit
Access to account number
Dark mode option
Advanced analytics dashboard
Dark mode option
Advanced analytics dashboard

Texans CU

Reported bugs

18 issues

App fails to open or displays blank white screen
Face ID only works on initial app launch
Indefinite loading circles on settings tabs
Camera shaded/unable to capture check images
Login credentials rejected despite being correct

Show 13 more

Forced sign-outs requiring re-authentication
Mobile check deposit feature unavailable or crashing
Date selection dropdown non-functional for transfers
App hangs during camera access for deposits
Screen freezes before rating request
App relaunches over itself after Face ID authentication
Phone orientation issues during check deposit
Bill pay setup errors and failures
External account linking extremely slow
Cannot unblock card after midnight
Update fails to download or install properly
Autocapture cantankerous during mobile deposits
Check picture review process broken

Requested features

13 requests

Zelle integration and functionality
Credit card payment capability through app
Account nickname/custom naming feature
Quick balance widget for lock screen
Dark mode/Night mode support

Show 8 more

Transaction search functionality
Apple Pay integration
Autopay setup with external bank accounts
Pending transaction display within 24 hours
Account balance below threshold notifications
Fingerprint/Touch ID authentication
Mobile check deposit with picture capture
Payment scheduling with flexible date selection

In-app purchases

None

DATCU Mobile Banking

No in-app purchases

None

Texans CU

No in-app purchases

Questions

Is DATCU Mobile Banking free?

DATCU Mobile Banking is free to download, with no in-app purchases.

Is Texans CU free?

Texans CU is free to download, with no in-app purchases.

Which has better reviews, DATCU Mobile Banking or Texans CU?

Texans CU is rated higher. DATCU Mobile Banking averages 2.9 out of 5 from 171 ratings, while Texans CU averages 3.9 from 196 ratings.

Do DATCU Mobile Banking or Texans CU have ads?

Neither DATCU Mobile Banking nor Texans CU shows ads.

Which is updated more often, DATCU Mobile Banking or Texans CU?

DATCU Mobile Banking ships an update fortnightly, and Texans CU every 2 months. Most recently, DATCU Mobile Banking was updated on October 13, 2026 and Texans CU on October 18, 2026.