Comparison

DATCU Mobile Banking vs CUTXMOBILE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

DATCU Mobile Banking

Free

💰 Finance

★ 2.9168 ratingsView app →

CUTXMOBILE

Free

💰 Finance

★ 4.810K ratingsView app →

About

DATCU Mobile Banking

Manage your banking tasks efficiently from your mobile device. Access account balances, transfer funds, pay bills, and deposit checks on the go. Offers enhanced accessibility features for a personalized experience.

Highlights

Biometric sign-in (Touch ID/Face ID)
Quick Balance viewing
Fund transfers
Bill payments
Mobile check deposit
Loan payments
Accessibility features

Features

Read full description

Welcome to DATCU Mobile Banking! Looking for time-saving shortcuts? We can't help you escape the traffic on Interstate 35. But we can help you get your banking chores done a lot faster. Just download our app onto your mobile device and you'll be able to manage all your DATCU accounts from wherever you are at any time of day. Do more with our DATCU Mobile Banking app. Features: - Sign in with Touch ID or Face ID - Use Quick Balance to view account balances without signing in - View Quick Balances on your Apple Watch - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, colorblindness, and visual sensitivity. ...and more!

About

CUTXMOBILE

Manage your finances conveniently and securely on the go. View statements, deposit checks, transfer funds, and pay bills with ease. Monitor your accounts, set alerts, and access branch information anytime, anywhere.

Highlights

24/7 balance checks
Mobile check deposit
Funds transfer management
Transaction history viewing
Bill payment
Account alerts

Features

Read full description

Bank when it is convenient for you anytime, anywhere! It’s fast and free. Bank securely online anytime, anywhere with the Credit Union of Texas mobile banking application. View statements; deposit checks, transfer money, pay bills. Monitor your account; see account summary and details including balances and transaction history, set alerts and more! • Check balances 24/7 • Deposit Checks • Create, approve, cancel or view funds transfers • View transaction history • Access branch hours and location information • Find ways to maximize your membership • And MORE….

Screenshots

DATCU Mobile Banking4 screens

CUTXMOBILE4 screens

Verdict

The call

The clearest difference is rating: CUTXMOBILE at 4.8 against DATCU Mobile Banking's 2.9. CUTXMOBILE also leads on review sentiment (49% vs 15%) and ratings volume (10K vs 168). DATCU Mobile Banking's advantage is device support (4 vs 2) and iOS requirement (15.6 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CUTXMOBILE holds the better App Store score, 4.8 against 2.9. That said, the two scores are not equally well evidenced: CUTXMOBILE has 10K ratings behind it against 168, so its average is the more settled of the two. Written reviews point the same way: 15% of DATCU Mobile Banking's written reviews are positive against 49% of CUTXMOBILE's.

UpkeepUpdate frequency

DATCU Mobile Banking ships an update every 3 weeks, CUTXMOBILE monthly. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.

Scorecard5 real differences · 5 level

DATCU Mobile Banking versus CUTXMOBILE: the parameters behind the verdict, then further details
Parameter	DATCU Mobile Banking	CUTXMOBILE
Price	Free	Free
Rating	2.9 (168 ratings)	4.8 (10K ratings) — better
Positive reviews	15.3% of reviews	48.8% of reviews — better
Number of ratings	168	10K — better
Update frequency	Every 3 weeks — better	Monthly
Ads	No	No
In-app purchases	No	No
Monetization	Free	Free
Devices	iPhone, iPad, iPod, Apple Watch — better	iPhone, iPad
Requires iOS	15.6 — better	18.4
Further details — not scored
Size	113 MB	178 MB
Age rating	4+	4+
Developer	DATCU Credit Union	Credit Union of Texas

Customer experience

DATCU Mobile Banking

All ratings168 ratings

Positive41.7%

Neutral8.3%

Negative50.0%

Written reviews85 reviews

Positive15.3%

Neutral11.8%

Negative72.9%

CUTXMOBILE

All ratings10,497 ratings

Positive95.2%

Neutral1.5%

Negative3.3%

Written reviews168 reviews

Positive48.8%

Neutral7.1%

Negative44.0%

User reviews

DATCU Mobile Banking

From 168 App Store ratings

What we love

👍 Easy to use (some users)
👍 Great service (some users)
👍 App works great now (after update)
👍 Mobile deposit (appreciated feature)

Room to improve

🐛 App rarely works
🐛 Incorrect balances shown
🐛 Payment selection not working
🐛 Cannot transfer money externally
🐛 Mobile deposit never works

CUTXMOBILE

From 10K App Store ratings

What we love

💳 Easy to deposit checks remotely
🕰️ Time-saving mobile banking
💻 Excellent website and online banking
🤖 Helpful AI chat assistant
🏦 Reliable and consistent credit union

Room to improve

🔒 Issues with card unlocking
⏱️ Slow transaction updates
🐛 Bugs and crashes in the app
🧭 Difficult to navigate and use
🚫 Missing key features like Zelle

Bugs and requests

DATCU Mobile Banking

Reported bugs

67 issues

App crashes
App is offline
Cannot login
System errors
Orientation flips

Show 62 more

Transaction list limited
Confusing balance display
Wasted screen space
Horrible new layout
App is trash
App is worthless
Server error on login
Card controls difficult
Loan payments not visible
Cannot see account balances on transfer
Less user friendly
Obscure info layout
Not easy to use anymore
Takes more steps
Cannot transfer funds to credit card/loan
Too busy interface
Missing pending transaction info
No balance after payment
Missing loan payoff details
App is crap
Cloudflare blocking access
App support page not found
Frozen account
App crashes instantly
Outdated look
Lacks basic features
Antiquated feel
Limited features and accessibility
Cannot make payments with external account
No help on login screen
App isn't working with update
Doesn't accept login info
Asks for PIN
Froze up
App looks outdated
Not as clean without screen real estate
Antiquated feel
Needs updating
Very limited to features and accessibility
Lack of app updates
App not working on iPhone 4
Crashes immediately loading presets
Cannot get it to work after OS update
Needs to be more secure
Graphs feature doesn't work
Needs new features
Sleeker interface needed
Not all inclusive
Doesn't show pending deposits or withdrawals
Doesn't show credit card account
Not much more functional than mobile website
App isn't working
Useless app
Cannot log in
Account freeze on login attempt
Bugs need to be worked out
Incorrect balances shown
Payment selection not working
Cannot transfer money externally
Mobile deposit never works
App rarely works
Show incorrect balances

Requested features

37 requests

Budgeting feature
In-depth income/expense tracking
Other financial tools
Access to monthly bank statements
Ability to see pending transactions

Show 32 more

Access to bill pay
See captured transactions without desktop login
See pending transactions without desktop login
Password feature on startup for security
Check images
New features
Sleeker interface
More all inclusive features
Show pending deposits or withdrawals
Show credit card account
Ability to see pending ACH withdrawals
Ability to see balance as each item cleared
Access desktop version on iPhone
4-digit passcode entry
Option for both or either passcode/password
Photograph checks for deposit
New look for the app
Face ID for fast login
Support for passwords via Apple keyboard
Layout for X and XR phones
Show savings from paying off early
Show current loan amount
Show pending transactions on mobile
Show posted balances
Show available balances
Transfer funds from checking to credit card/loan
Mobile deposit
Access to account number
Dark mode option
Advanced analytics dashboard
Dark mode option
Advanced analytics dashboard

CUTXMOBILE

Reported bugs

3 issues

App not compatible with latest iOS versions
Inconsistent app performance and stability
Issues with external account transfers

Requested features

4 requests

Bring back mobile check deposits
Improve Zelle integration and functionality
Add ability to rename accounts
Provide real-time transaction updates

In-app purchases

None

DATCU Mobile Banking

No in-app purchases

None

CUTXMOBILE

No in-app purchases

Questions

Is DATCU Mobile Banking free?

DATCU Mobile Banking is free to download, with no in-app purchases.

Is CUTXMOBILE free?

CUTXMOBILE is free to download, with no in-app purchases.

Which has better reviews, DATCU Mobile Banking or CUTXMOBILE?

CUTXMOBILE is rated higher. DATCU Mobile Banking averages 2.9 out of 5 from 168 ratings, while CUTXMOBILE averages 4.8 from 10K ratings.

Do DATCU Mobile Banking or CUTXMOBILE have ads?

Neither DATCU Mobile Banking nor CUTXMOBILE shows ads.

Which is updated more often, DATCU Mobile Banking or CUTXMOBILE?

DATCU Mobile Banking ships an update every 3 weeks, and CUTXMOBILE monthly. Most recently, DATCU Mobile Banking was updated on September 22, 2026 and CUTXMOBILE on September 24, 2026.