Comparison

Pico Spend Lite vs Pocket

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pico Spend Lite

Features
Read full description

With Pico Spend you can track and analyze your expenses quickly and easily on your iPhone. It's a private and offline expense tracker - everything stays on your iPhone and no servers or data connection are needed. Key features include: • Quick and intuitive entry of expenses • Fully customizable expense categories • See your expenses grouped by day • Drill-down and graphical summary reports • Print, email or share PDF reports from within the app • Currency conversion • Transfer your spending data to the paid version via iCloud In the lite version you can enter as many expenses as you wish but you can view and analyze expenses for the past three days only. Your expenses are stored on your device and if you buy the full version of Pico Spend, all entered expenses can be seamlessly transferred from the lite to the full version via iCloud. Some features available in the full version only: • Weekly and monthly summary reports • CSV export of data • Restoring from iCloud • Passcode protection • Apple Watch app

About

Pocket

This app helps you understand your spending by logging transactions privately on your device. It offers visual breakdowns of expenses, manages multiple accounts, and tracks recurring bills and savings goals. It also includes a feature for splitting travel expenses with friends.

Highlights
  • Private on-device transaction logging
  • Visual spending breakdown by category
  • Multi-account management
  • Recurring bill and subscription tracking
  • Savings goal setting
  • Travel expense splitting
  • Multi-currency support
Features
Read full description

Pocket is a beautiful, private budget tracker for people who want to actually understand where their money goes — without handing their bank logins to a stranger. Every transaction you log stays on your device. No bank connections. No servers. No ads. No accounts to sign up for. Just you and your finances, in your pocket. Track spending the way you want Add expenses and income in seconds with a calculator-style entry screen. Pocket learns your habits and surfaces your most-used categories first, so logging that morning coffee or grocery run takes one tap. See where the money goes A live donut chart breaks down each month by category. Scroll back through previous months, filter by category or account, and search across every transaction you've ever logged. Multiple accounts, one home Keep checking, savings, credit cards, and cash wallets side by side. Move money between accounts with built-in transfers — balances update automatically. Personalize each account with its own icon, color, and currency. Recurring bills, never forgotten Add rent, subscriptions, utilities, gym memberships — weekly, monthly, or yearly. Pocket flags what's coming due in the next week so you're never blindsided. Savings goals that feel achievable Set a target, pick a deadline, watch your progress bar fill up. Log each contribution as you go. Travel Split — for the trip with friends Add the people on your trip, log who paid for what, and Pocket calculates who owes whom. Export a clean PDF settlement plan to share. Multi-currency aware. Designed for every wallet. Over 30 currencies built in, from USD and EUR to TRY, JPY, INR, and more. Decimal input adapts to your locale (yes, comma works too). Yours, and yours alone Pocket has no servers. Your financial data never leaves your device. We don't have it, can't see it, and never will. Pocket Pro Upgrade to unlock unlimited accounts, unlimited recurring bills, advanced charts and filters, CSV import, and iCloud sync. Available as monthly, yearly, or one-time lifetime purchase. WHAT USERS SAY "Finally, a budget app that doesn't want access to my entire financial life." "The UI is gorgeous. Actually makes me want to track my spending." "Simple, private, and powerful. Everything I needed, nothing I didn't." --- Your money, your pocket, your privacy. Download Pocket today and take control of your finances the simple way. Note: Some features require Pro subscription. Subscriptions automatically renew unless canceled. Cancel anytime. Privacy Policy: http://www.atamangirisken.com/apps/pocket.html Terms of Use: Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Pico Spend Lite4 screens
Pocket4 screens

Verdict

The call

The clearest difference is in-app purchases: Pico Spend Lite at none against Pocket's 3. Pico Spend Lite also leads on iOS requirement (15.0 vs 17.6). Pocket's advantage is update cadence (every 5 weeks vs every 12 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pocket sells 3 in-app purchases, starting at $1.99 per month. Pico Spend Lite asks for nothing beyond the download.

UpkeepUpdate frequency

Pico Spend Lite ships an update every 12 months, Pocket every 5 weeks. The most recent releases landed on October 6, 2026 and October 21, 2026 respectively.

Scorecard3 real differences · 6 level
Pico Spend Lite versus Pocket: the parameters behind the verdict, then further details
ParameterPico Spend LitePocket
PriceFreeFree
Rating—3.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 12 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better17.6
Further details — not scored
Size1 MB2 MB
Age rating4+12+
DeveloperDejan PetrovskiAtaman Girisken

In-app purchases

None

Pico Spend Lite

No in-app purchases

3 purchases

Pocket

Subscriptions2
  • Monthly$1.991 Month
  • Yearly$8.991 Year
One-time1
  • Lifetime$12.99

Questions

Is Pico Spend Lite free?
Pico Spend Lite is free to download, with no in-app purchases.
Is Pocket free?
Pocket is free to download, with in-app purchases available.
Do Pico Spend Lite or Pocket have ads?
Neither Pico Spend Lite nor Pocket shows ads.
Which is updated more often, Pico Spend Lite or Pocket?
Pico Spend Lite ships an update every 12 months, and Pocket every 5 weeks. Most recently, Pico Spend Lite was updated on October 6, 2026 and Pocket on October 21, 2026.

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