Comparison

浦发手机银行HD vs 来记账本

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

浦发手机银行HD

Manage your accounts, investments, and payments with this mobile banking application. Discover exclusive credit card offers and locate nearby bank branches and ATMs. It also provides financial calculators and weather updates for your city.

Highlights
  • Account Management
  • Investment & Wealth Management
  • Bill Payment
  • Credit Card Offers
  • Branch & ATM Locator
  • Financial Calculators
  • Weather Updates
Read full description

上海浦东发展银行推出手机银行客户端软件, “手机银行, 乐在指尖”! 浦发银行手机银行客户端软件汇聚众多实用功能,伴您尽享移动金融好生活。 主要功能: 1、移动银行 具有账户管理、投资理财、缴费支付等便捷、丰富的功能, 让您把银行放在口袋。节省您的时间, 方便您的生活, 满足您的需求, 令您感受最新消费方式, 轻松理财! 2、移动联名卡 为您提供“中国移动-浦发银行借贷合一联名卡”的丰富功能介绍、卡样展示、发卡流程、精彩优惠、常见问题等用卡资讯。 3、信用卡商铺 为您提供您身边的信用卡特惠商户,您随身的吃喝玩乐专家。餐厅、酒吧、咖啡、户外、美容美发......它知道的太多了。 4、银行网点 浦发网点、自助银行、ATM在哪里?我能带您去。搜寻您身边的服务网点,地图导航带着您去。 5、生活服务 轻松掌握用户居住城市天气;理财计算太复杂,理财助手来帮忙,各种计算轻松搞定。为用户提供方便的存贷款计算器 。

About

来记账本

This app helps individuals manage their personal finances by tracking income and expenses. It offers customizable categories, detailed statistics, and budgeting tools. Secure data storage and import/export options are also provided.

Highlights
  • Customizable income/expense categories
  • Detailed statistical analysis
  • Budget creation and management
  • Multiple asset account types
  • Shared accounting for family
  • Secure encrypted data storage
  • Bill import and export
Features
Read full description

Laiji Ledger "is an asset management accounting app that is completely customized for individuals, without advertising! No community! No financial management! After returning home from work every day, organize the day's asset expenses and income, and record the arrival of the accounting book app Rich functions ① Basic accounting function, including expenses, income, transfers, and support for refunds. Multiple refunds can be processed for a single transaction, and associated images are supported ② Built in rich revenue and expenditure categories, what? Not enough for you? It's okay! You can completely customize the desired classification! We will regularly update our custom gallery! ③ Super powerful statistical function, supporting statistics in different dimensions such as year, quarter, month, week, and day for bills, with a considerable degree of freedom! ④ With powerful basic statistical functions, the perfect Chart can be displayed at a glance! ⑤ It supports almost all types of asset management methods, such as cash account, credit account, recharge account, investment account and debt. It will tell you in secret that entering stock and fund code can help you automatically update the asset situation! (Note that we only count the asset situation and do not involve any financial management functions) ⑥ Budget function, in addition to built-in year, quarter, month, week, and day budget types, you can also customize dimension budgets. For example, if you make an appointment with that person to go to Dali for a 7-day romantic journey, then creating a 7-day budget can automatically manage expense budgets! ⑦ Account management, in addition to the built-in daily ledger, you can also create your own ledger! For example, family ledger and baby ledger, pay attention! We support shared accounting among members! Invite him to record the household ledger with you and jointly manage the household expenses and income situation~ ⑧ Data security is guaranteed. Whether you are a free user or not, your data will be uploaded to the server through special encryption methods, which is very secure! ⑨ Super powerful import and export functions, supporting the import of bills from dozens of other platforms, as well as multi-dimensional and highly customized export methods. Come and give it a try! ⑩ There are other practical features waiting for you to discover! 【 Automatic renewal service description 】 ·Subscription cycle: 1 week (VIP member), 1 month (VIP member), and 1 year (VIP member). ·Subscription price: VIP membership service for consecutive weeks is 3 yuan per week; The continuous monthly VIP membership service is 12 yuan per month; The continuous VIP membership service is 60 yuan per year, and the discounted price for limited time events is only 36 yuan for the first year. ·Payment: The payment is made through the user's iTunes account, and the payment is made upon confirmation of the purchase. ·Cancel Renewal: To cancel the renewal, please manually turn off the automatic renewal feature in iTunes/Apple ID settings management 24 hours before the current subscription cycle expires. ·Renewal: The Apple iTunes account will be charged within 24 hours before its expiration. After successful deduction, the subscription cycle will be extended by one subscription cycle. ·To book this VIP service agreement: https://www.walletbagapp.com/docs/#/user_agreement/user_vip_agreement ·Bookkeeping Automatic Renewal Service Agreement: https://www.walletbagapp.com/docs/#/user_agreement/user_vip_auto_renew_agreement If you have any questions or opinions during use, please enter the official QQ channel: https://pd.qq.com/s/etyac3qw8 If you enjoy keeping a ledger, please leave your review in the App Store. Your five-star review will become a driving force for our continuous progress!

Screenshots

来记账本4 screens

Verdict

The call

The clearest difference is review sentiment: 来记账本 at 78% against 浦发手机银行HD's 0%. 来记账本 also leads on device support (3 vs 1). 浦发手机银行HD's advantage is in-app purchases (none vs 4) and iOS requirement (5.1.1 vs 15.6). On price, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 来记账本 sells 4 in-app purchases, starting at $1.99 per month. 浦发手机银行HD asks for nothing beyond the download.

UpkeepUpdate frequency

浦发手机银行HD ships an update monthly, 来记账本 every 3 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
浦发手机银行HD versus 来记账本: the parameters behind the verdict, then further details
Parameter浦发手机银行HD来记账本
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews0.0% of reviews77.8% of reviews — better
Number of ratings1 — better—
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPadiPhone, iPad, iPod — better
Requires iOS5.1.1 — better15.6
Further details — not scored
Size35 MB48 MB
Age rating17+4+
Developer上海浦东发展银行百强 陈

Customer experience

浦发手机银行HD

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

来记账本

Written reviews9 reviews
Positive77.8%
Neutral0.0%
Negative22.2%

In-app purchases

None

浦发手机银行HD

No in-app purchases

4 purchases

来记账本

Subscriptions2
  • Monthly Member$1.991 Month
  • Annual Member1 Year trial$8.991 Year
One-time2
  • Coffee$3.99
  • Life Member$12.99

Questions

Is 浦发手机银行HD free?
浦发手机银行HD is free to download, with no in-app purchases.
Is 来记账本 free?
来记账本 is free to download, with in-app purchases available.
Do 浦发手机银行HD or 来记账本 have ads?
Neither 浦发手机银行HD nor 来记账本 shows ads.
Which is updated more often, 浦发手机银行HD or 来记账本?
浦发手机银行HD ships an update monthly, and 来记账本 every 3 weeks. Most recently, 浦发手机银行HD was updated on November 6, 2026 and 来记账本 on November 3, 2026.

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