Comparison

ICS Creditcard vs SimpledCard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ICS Creditcard

Manage your credit card expenses and spending limit on the go. Secure online payments are simplified with biometric authentication. Top up your card instantly and access exclusive offers.

Highlights
  • Expense tracking
  • Spending limit monitoring
  • Secure online payments
  • Biometric authentication
  • Card top-up
  • Exclusive offers
Features
Read full description

Keep track of your expenses wherever you are with the ICS Creditcard app. You’ll know what you have left to spend in an instant. Online payments become a breeze with facial recognition or fingerprint. Are you a few euros short on your next online order? No problem! Top up your Card quickly and easily via the app. THE BENEFITS • Check your expenses anytime and anywhere • Keep track of your spending limit • Safe and secure online payments • Exclusive offers and discounts • Simply add your Card to your Apple Wallet • Safely view your pin code • Deposit money simply and quickly onto your card PAY THE EASY WAY WITH APPLE PAY With Apple Pay you won't even need to take your credit card with you. But you still have all the benefits of your credit card. Simply add your Card to your Apple Wallet in the ICS Creditcard app and pay with your iPhone or Apple Watch. WHO CAN USE THE APP? Have you applied for a credit card? Then you'll also use the app to quickly and easily verify your identity. The app is available to all ICS Cardholders. Do you have an ICS credit card? Discover how the app makes managing your Card easier. ACTIVATE THE APP 1. Download the ICS Creditcard app on your device. 2. Enter your credit card details and address. 3. Enter the verification code you’ll receive by email. 4. Take a picture of your identification document and scan the NFC chip. 5. Choose your 5-digit access code. ICS is the leading credit card specialist in the Netherlands. There are more than 30 million addresses worldwide where you can pay with a credit card issued by ICS. It makes them the world’s most widely accepted credit cards!

About

SimpledCard

Streamline business expense management by instantly recording receipts and submitting claims on the go. Track spending, manage your card, and gain real-time insights into transactions for both employees and finance teams.

Highlights
  • Instant receipt capture and description
  • On-the-go expense claim submission
  • Real-time transaction monitoring
  • Virtual card creation for online purchases
  • Digital wallet integration
  • Secure online payments with 3D Secure
  • Transaction search and filtering
Features
Read full description

Pay, snap, done. With the SimpledCard app you handle business expenses straight away, not after the fact. For employees: Paid with your SimpledCard? Add the receipt and a description, done. Covered an expense yourself? Submit your claim while you're still on the go. Supplier name, amount and date are read from the receipt automatically. You always see your balance and the status of what you've submitted. You manage your card yourself: view your PIN, block or unblock it. For finance teams: Every transaction appears in real time, with the receipt and description already attached. No separate claims flow for what your team has already paid, no missing admin and no more time wasted chasing receipts. Also in the app: - Use virtual cards for online purchases - Add your SimpledCard to a digital wallet - Pay online securely with 3D Secure - Search and filter transactions - Assign expenses to the right cost category More than 650 finance teams use SimpledCard to take control of business spending. Expense management that actually works. Simple. Reliable. Local.

Screenshots

ICS Creditcard4 screens
SimpledCard3 screens

Verdict

The call

The clearest difference is rating: SimpledCard at 5.0 against ICS Creditcard's 4.7. SimpledCard also leads on update cadence (every 11 days vs monthly). ICS Creditcard's advantage is ratings volume (42 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SimpledCard holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: ICS Creditcard has 42 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

ICS Creditcard ships an update monthly, SimpledCard every 11 days. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
ICS Creditcard versus SimpledCard: the parameters behind the verdict, then further details
ParameterICS CreditcardSimpledCard
PriceFreeFree
Rating4.7 (42 ratings)5.0 (1 ratings) — better
Positive reviews12.5% of reviews—
Number of ratings42 — better1
Update frequencyMonthlyEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size81 MB60 MB
Age rating4+4+
DeveloperInternational Card Services B.V.Simpled N.V.

Customer experience

ICS Creditcard

All ratings42 ratings
Positive97.6%
Neutral0.0%
Negative2.4%
Written reviews8 reviews
Positive12.5%
Neutral12.5%
Negative75.0%

SimpledCard

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

ICS Creditcard

No in-app purchases

None

SimpledCard

No in-app purchases

Questions

Is ICS Creditcard free?
ICS Creditcard is free to download, with no in-app purchases.
Is SimpledCard free?
SimpledCard is free to download, with no in-app purchases.
Which has better reviews, ICS Creditcard or SimpledCard?
SimpledCard is rated higher. ICS Creditcard averages 4.7 out of 5 from 42 ratings, while SimpledCard averages 5.0 from 1 ratings.
Do ICS Creditcard or SimpledCard have ads?
Neither ICS Creditcard nor SimpledCard shows ads.
Which is updated more often, ICS Creditcard or SimpledCard?
ICS Creditcard ships an update monthly, and SimpledCard every 11 days. Most recently, ICS Creditcard was updated on November 2, 2026 and SimpledCard on November 3, 2026.

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