LAFISE vs Kash
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LAFISE
This app provides a second-factor authentication solution for Grupo LAFISE users. It generates One-Time Passwords (OTP) to enhance the security of electronic transactions across various channels.
- Second-factor authentication
- One-Time Password (OTP) generation
- Secure electronic transactions
- Access to electronic channels
- Enhanced transaction security
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LAFISEid - Mobile Token, es la aplicación de segundo factor de autenticacion que permite a los usuarios de Grupo LAFISE poder ingresar en los diferentes Canales Electrónicos, generando OTP (One Time Password) para realizar sus transacciones de forma mas segura.
Kash
Send and receive money instantly within your country and across Central America. Easily transfer funds between your own accounts, to friends using their username, or even to non-users via card number. Pay bills and manage your finances conveniently.
- Transfers between Kash users
- Send money to any card
- Request money from friends
- Transfer via WhatsApp
- QR code transactions
- Regional transfers to Central America
- Bill payments (Costa Rica only)
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Realiza tus transferencias entre usuarios Kash dentro de tu país y hacia toda Centroamérica. Disponible en Costa Rica, Guatemala, Honduras, El Salvador, Panamá y Nicaragua. Funcionalidades ENVÍO ENTRE CUENTAS Al tener al menos 2 tarjetas en la App, puedes mover tu dinero entre tus cuentas sin importar el banco. A OTROS USUARIOS KASH Dile adiós a los números de cuenta, utiliza el Kashtag (nombre de usuario) y envía dinero a tus amigos de manera instantánea. SOLICITUD DE DINERO Solicita dinero a tus amigos de manera fácil, inmediata y segura. TRANSFIERE POR WHATSAPP Activa la funcionalidad y transfiere dinero tan rápido como enviar un mensaje. QR Escanea un código QR o genera uno para realizar tus transacciones. A TARJETA No importa si tus amigos no tienen Kash. Con la función de transferir a tarjeta, puedes enviarles dinero simplemente ingresando los números del frente de su tarjeta. SINPE MÓVIL Con Kash podrás registrar tu Sinpe Móvil para transferir dinero a cualquier hora, en cualquier momento. Servicio disponible únicamente para Costa Rica* PAGO DE SERVICIOS Mantén tus servicios al día desde donde estés. Con Kash, puedes pagar el agua, la luz o el teléfono cómodamente desde la App. Servicio disponible únicamente para Costa Rica* TRANSFERENCIAS REGIONALES Transfiere a toda Centroamérica y recibe dinero desde Estados Unidos a un bajo costo y de manera inmediata. Kash es un servicio ofrecido por la sociedad BAC International Bank, Inc. (o alguna de sus subsidiarias en Centro América), entidad que es regulada por su respectivo regulador financiero en Panamá (o en el pais desde donde se ofrezca esta app), con domicilio en Torre BAC, Avenida Balboa, Ciudad de Panamá, República de Panamá. Desarrollado por Namutek S.A., empresa radicada en Calle 53 Este, Urb. Marbella, Humboldt Tower, Piso 2, Panamá, República de Panamá. Todos los derechos reservados.
Screenshots
Verdict
The clearest difference is rating: Kash at 4.0 against LAFISE's 3.4. Kash also leads on review sentiment (36% vs 0%) and update cadence (fortnightly vs every 34 months). LAFISE's advantage is monetization model (free vs free with in-app purchases) and device support (3 vs 1). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kash holds the better App Store score, 4.0 against 3.4. That said, the two scores are not equally well evidenced: Kash has 141 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 0% of LAFISE's written reviews are positive against 36% of Kash's.
LAFISE ships an update every 34 months, Kash fortnightly. The most recent releases landed on October 21, 2026 and October 25, 2026 respectively.
| Parameter | LAFISE | Kash |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (5 ratings) | 4.0 (141 ratings) — better |
| Positive reviews | 0.0% of reviews | 35.9% of reviews — better |
| Number of ratings | 5 | 141 — better |
| Update frequency | Every 34 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 9.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 2 MB | 229 MB |
| Age rating | 4+ | 4+ |
| Developer | Lafise | Namutek S.A. |
Customer experience
LAFISE
Kash
Bugs and requests
LAFISE
Not enough reviews yet to summarise bugs or requests.
Kash
Reported bugs
15 issues- App is extremely slow
- AI customer support does not resolve issues
- App does not accept terms and conditions
- Cannot transfer money from Bank of America
- App crashes constantly
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- Cannot complete verification
- Buttons are not clickable
- Transfers fail frequently
- Money debited but not received
- Inexplicable charges without notification
- App does not send SMS messages
- Cannot add cards, information not validated
- Support gives conflicting information or no response
- Promotional offer not credited
- Synchronization of contacts shows deleted contacts
Requested features
8 requests- Increase the number of associated cards/accounts
- Increase the monthly transfer limit
- Consider the value of monthly transfers
- Allow transfers from USA cards
- Add a security method for app entry (code, Face/Touch ID)
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- Improve contact synchronization
- Allow login from anywhere in the world, not just Central America
- Option to send verification code to email
In-app purchases
LAFISE
No in-app purchases
Kash
No in-app purchases
