Elements Mobile Banking vs BDGT Simple
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Elements Mobile Banking
Manage your finances conveniently and securely. This app allows you to easily pay bills, track transactions, and access all your account information anytime, anywhere. Enjoy peace of mind with robust security features designed to protect your personal data.
- Check balances and account history
- View pending transactions
- Pay bills
- Deposit paper checks
- Transfer funds
- Secure messaging
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Bank from wherever you are with Elements Mobile Banking. Check balances, view account details, and make or edit payments—all securely from your mobile device. As a member‑owned credit union, Elements is committed to making banking simple, secure, and accessible. Digital banking plays an important role in how we support our members by giving you the tools you need to manage your money with confidence—anytime, anywhere. Features include: Dashboard Manage all your Elements accounts in one easy‑to‑view dashboard. See available funds, track savings goals, review upcoming payments, view deposits, and access personalized insights—all in one clear, simple screen. Accounts View and manage your cash accounts digitally. Review recent transactions, check current balances, and search for specific payments or deposits with ease. Bill Pay Schedule or manually make bill payments through our easy‑to‑use bill pay system to stay organized and on track. Fund Transfers Send money to and from your connected accounts quickly and securely using our simple fund transfer tools.
BDGT Simple
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Take control of your finances with our straightforward budgeting app inspired by the envelope system. No bank account linking required – you're in charge! Set your own budget categories, easily deduct expenses as you spend, and keep all your financial data on your device. Say goodbye to scattered notes and calculator hassles. Envelope Budget provides a streamlined solution to help you stay on top of your spending without losing track. Perfect for budget-conscious individuals, those who prefer manual expense tracking, and users concerned about financial data privacy. Envelope Budget is the simple, secure way to manage your money. Download now and start your journey to financial clarity. Coming soon: an optional sync feature for multi-device use.
Screenshots
Verdict
The clearest difference is price: Elements Mobile Banking at Free against BDGT Simple's $0.99. Elements Mobile Banking also leads on ads (none vs shown). BDGT Simple's advantage is update cadence (every 2 weeks vs every 4 months). On in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Elements Mobile Banking is free to download; BDGT Simple costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Elements Mobile Banking ships an update every 4 months, BDGT Simple every 2 weeks. The most recent releases landed on October 14, 2026 and October 9, 2026 respectively.
| Parameter | Elements Mobile Banking | BDGT Simple |
|---|---|---|
| Price | Free — better | $0.99 |
| Rating | 4.4 (1.2K ratings) — better | — |
| Positive reviews | 67.0% of reviews | — |
| Number of ratings | 1.2K — better | — |
| Update frequency | Every 4 months | Every 2 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 41 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | Elements Financial Federal Credit Union | Rival School |
Bugs and requests
Elements Mobile Banking
Reported bugs
4 issues- Login screen freezes
- Mobile check deposit issues
- Unexpected errors when opening the app
- Inability to properly edit payee information
Requested features
5 requests- Improved bill pay experience
- Ability to view account interest rates
- Qualifying transactions counter for promotions
- Option to remember device and avoid repeated authentication
- Seamless integration with external accounts and cards
BDGT Simple
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Elements Mobile Banking
No in-app purchases
BDGT Simple
No in-app purchases
Questions
Is Elements Mobile Banking free?
Is BDGT Simple free?
Do Elements Mobile Banking or BDGT Simple have ads?
Which is updated more often, Elements Mobile Banking or BDGT Simple?
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