Spending vs Track Spending
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending
Easily track your daily and monthly expenses by category. This app helps you understand where your money goes, focusing on small, frequent purchases that can add up. Visualize your spending with graphs and manage multiple budgets for different needs.
- Track spending by category
- View daily, weekly, and monthly expenditure
- Spending breakdown graphs
- Customizable categories
- Multiple budget management
- Daily spending limits
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Ever wondered how a week before pay day your bank account and wallet seem pretty much empty? 'Spending' helps you quickly and easily track what you spend and where you spend it, so those pay day blues might become a thing of the past! Most people know when their utility bills or rental payments leave their account. The thing that makes people go overdrawn, or spend more than they realise, are the little payments; the coffee in a morning, the sandwich at lunch, or the drinks after work. Very quickly these payments mount up, and your wallet seems empty more often than it seems full! Unlike many budget management applications, Spending doesn't want to know which store you were at, which card or account you used, or a host of other things. All Spending wants to know is the category you think the payment relates to, and how much you spent. Using this information, it can tell you that all important information - how much you've spent today and so far this month, enabling you to keep a tighter grip on your financial outgoings. Spending has the following features… - Quickly track the amount you've spent on different categories of expenditure. - See at a glance your expenditure for today, the last 7 days, or the current month. - Graphs that show a breakdown of your spending by category, or date. - Create new categories, and change the order of existing ones. - Have several budgets, e.g. for trips abroad. You can override the currency used for a budget too. - Set a budget amount that applies to each month, but override it for specific months when you know you can spend more, or must spend less. - Quickly see how much money you have left for the current month, and how much you can spend each day.
Track Spending
Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.
- Expense tracking
- Budget management
- Customizable categories
- Real-time income/expense monitoring
- Spending analysis
- Biometric authentication
- Google Drive backup
- Multi-currency accounts
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Spending & Income : Wise Budget Manage and Control Your Daily Revenue with Ease Control your finances count your money and monitor your daily revenue with Wise Budget: Spending & Income. This ultimate app provides powerful features to help you manage your finances, stay within your budget, and make informed financial decisions. Track Your Expenses and Manage Your Budget With Wise Budget, you can track your expenses and manage your budget, allowing you to see where your money is going and adjust your spending habits as needed. Customize Categories for Better Management Customize your budget categories by adding new ones that match your lifestyle, such as gym expenses, food costs, and more, to better manage your finances. Monitor Your Income and Expenses in Real-time Monitor your income, expenses, and budget in real-time with Wise Budget, making informed financial decisions and keeping track of your progress towards your financial goals. Analyze Your Spending Habits with Budget Analysis Understand your spending habits with Wise Budget's budget analysis feature, which helps you identify areas where you may be overspending and make adjustments to your budget as needed. Track Your Expenses with Spending Tracker and Money Counter With Wise Budget's spending tracker, keep a close eye on your expenses, making informed decisions about your spending habits. Protect Your Financial Information with Biometric Authentication Protect your financial information with Wise Budget's biometric authentication feature, ensuring only you can access your financial information, so you can have peace of mind knowing that your data is safe and secure. Backup Your Data to Google Drive for Safekeeping Never lose your financial data with Wise Budget's auto backup to Google Drive feature, automatically backing up your data to Google Drive, so you can easily restore it in the event of data loss or device damage. Create Multiple Accounts with Different Currencies With Wise Budget, create multiple accounts and use different currencies for each one, perfect for managing finances across multiple currencies or multiple sources of income. Upgrade to Premium and Enjoy an Ad-free Experience Upgrade to Wise Budget's premium version and enjoy an ad-free experience, with access to additional features like custom budget periods and detailed expense reports. Print Debts, Expenses, and Income as PDF and Excel Files Easily print your debts, expenses, and income as PDF and Excel files with Wise Budget's printing feature, perfect for keeping a physical record of your financial transactions. Visualize Your Data with Charts and Graphs See your financial data come to life with Wise Budget's charts and graphs feature, making it easy to understand your spending habits and identify areas for improvement. Save Money and Achieve Your Financial Goals With Wise Budget - Money Counter , save money and achieve your financial goals, whether it's paying off debt, saving for a vacation, or planning for retirement. Set Up Monthly Budgets with Budget Planner Take control of your spending with Wise Budget: Spending & Income's monthly budget analysis feature and budget planner, helping you manage your finances and revenue on a daily basis. Download Wise Budget خەرجیەکانم now and start managing your finances with ease. With our intuitive interface and powerful features, you can take control of your finances today. Link LICENSED APPLICATION END USER LICENSE AGREEMENT: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: Track Spending at 4.8 against Spending's 3.6. Track Spending also leads on update cadence (every 11 days vs every 18 months) and ratings volume (3K vs 7). Spending's advantage is in-app purchases (none vs 8) and review sentiment (88% vs 74%). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Track Spending sells 8 in-app purchases, starting at $4.99 per month. Spending asks for nothing beyond the download.
Track Spending holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: Track Spending has 3K ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 88% of Spending's written reviews are positive against 74% of Track Spending's, so the app with the better star average is not the one people write more warmly about.
Spending ships an update every 18 months, Track Spending every 11 days. The most recent releases landed on October 23, 2026 and October 25, 2026 respectively.
| Parameter | Spending | Track Spending |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (7 ratings) | 4.8 (3K ratings) — better |
| Positive reviews | 87.5% of reviews — better | 74.4% of reviews |
| Number of ratings | 7 | 3K — better |
| Update frequency | Every 18 months | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 9.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 4 MB | 100 MB |
| Age rating | 4+ | 9+ |
| Developer | Steve Harris | Marwan Ghafoor |
Customer experience
Spending
Track Spending
Bugs and requests
Spending
Not enough reviews yet to summarise bugs or requests.
Track Spending
Reported bugs
2 issues- Color issues on iPhone
- Crashes after latest update
Requested features
3 requests- Add more currency options
- Separate debt tracking feature
- Integrate with other financial apps
In-app purchases
Spending
No in-app purchases
Track Spending
- Wise Budget Monthly Plan$4.991 Month
- Remove Ads$9.991 Year
- 3 Month Subscription$14.993 Months
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- Wise Budget Six Month$24.996 Months
- Yearly Discounted Price$29.991 Year
- Wise Budget Yearly Plan$29.991 Year
- Life Time Offer$149.00
- Lifetime Offer$149.99
Questions
Is Spending free?
Is Track Spending free?
Which has better reviews, Spending or Track Spending?
Do Spending or Track Spending have ads?
Which is updated more often, Spending or Track Spending?
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