Comparison

Spending vs Track Spending

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending

Easily track your daily and monthly expenses by category. This app helps you understand where your money goes, focusing on small, frequent purchases that can add up. Visualize your spending with graphs and manage multiple budgets for different needs.

Highlights
  • Track spending by category
  • View daily, weekly, and monthly expenditure
  • Spending breakdown graphs
  • Customizable categories
  • Multiple budget management
  • Daily spending limits
Features
Read full description

Ever wondered how a week before pay day your bank account and wallet seem pretty much empty? 'Spending' helps you quickly and easily track what you spend and where you spend it, so those pay day blues might become a thing of the past! Most people know when their utility bills or rental payments leave their account. The thing that makes people go overdrawn, or spend more than they realise, are the little payments; the coffee in a morning, the sandwich at lunch, or the drinks after work. Very quickly these payments mount up, and your wallet seems empty more often than it seems full! Unlike many budget management applications, Spending doesn't want to know which store you were at, which card or account you used, or a host of other things. All Spending wants to know is the category you think the payment relates to, and how much you spent. Using this information, it can tell you that all important information - how much you've spent today and so far this month, enabling you to keep a tighter grip on your financial outgoings. Spending has the following features… - Quickly track the amount you've spent on different categories of expenditure. - See at a glance your expenditure for today, the last 7 days, or the current month. - Graphs that show a breakdown of your spending by category, or date. - Create new categories, and change the order of existing ones. - Have several budgets, e.g. for trips abroad. You can override the currency used for a budget too. - Set a budget amount that applies to each month, but override it for specific months when you know you can spend more, or must spend less. - Quickly see how much money you have left for the current month, and how much you can spend each day.

About

Track Spending

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

Highlights
  • Expense tracking
  • Budget management
  • Customizable categories
  • Real-time income/expense monitoring
  • Spending analysis
  • Biometric authentication
  • Google Drive backup
  • Multi-currency accounts
Features
Read full description

Spending & Income : Wise Budget Manage and Control Your Daily Revenue with Ease Control your finances count your money and monitor your daily revenue with Wise Budget: Spending & Income. This ultimate app provides powerful features to help you manage your finances, stay within your budget, and make informed financial decisions. Track Your Expenses and Manage Your Budget With Wise Budget, you can track your expenses and manage your budget, allowing you to see where your money is going and adjust your spending habits as needed. Customize Categories for Better Management Customize your budget categories by adding new ones that match your lifestyle, such as gym expenses, food costs, and more, to better manage your finances. Monitor Your Income and Expenses in Real-time Monitor your income, expenses, and budget in real-time with Wise Budget, making informed financial decisions and keeping track of your progress towards your financial goals. Analyze Your Spending Habits with Budget Analysis Understand your spending habits with Wise Budget's budget analysis feature, which helps you identify areas where you may be overspending and make adjustments to your budget as needed. Track Your Expenses with Spending Tracker and Money Counter With Wise Budget's spending tracker, keep a close eye on your expenses, making informed decisions about your spending habits. Protect Your Financial Information with Biometric Authentication Protect your financial information with Wise Budget's biometric authentication feature, ensuring only you can access your financial information, so you can have peace of mind knowing that your data is safe and secure. Backup Your Data to Google Drive for Safekeeping Never lose your financial data with Wise Budget's auto backup to Google Drive feature, automatically backing up your data to Google Drive, so you can easily restore it in the event of data loss or device damage. Create Multiple Accounts with Different Currencies With Wise Budget, create multiple accounts and use different currencies for each one, perfect for managing finances across multiple currencies or multiple sources of income. Upgrade to Premium and Enjoy an Ad-free Experience Upgrade to Wise Budget's premium version and enjoy an ad-free experience, with access to additional features like custom budget periods and detailed expense reports. Print Debts, Expenses, and Income as PDF and Excel Files Easily print your debts, expenses, and income as PDF and Excel files with Wise Budget's printing feature, perfect for keeping a physical record of your financial transactions. Visualize Your Data with Charts and Graphs See your financial data come to life with Wise Budget's charts and graphs feature, making it easy to understand your spending habits and identify areas for improvement. Save Money and Achieve Your Financial Goals With Wise Budget - Money Counter , save money and achieve your financial goals, whether it's paying off debt, saving for a vacation, or planning for retirement. Set Up Monthly Budgets with Budget Planner Take control of your spending with Wise Budget: Spending & Income's monthly budget analysis feature and budget planner, helping you manage your finances and revenue on a daily basis. Download Wise Budget خەرجیەکانم now and start managing your finances with ease. With our intuitive interface and powerful features, you can take control of your finances today. Link LICENSED APPLICATION END USER LICENSE AGREEMENT: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spending4 screens
Track Spending4 screens

Verdict

The call

The clearest difference is rating: Track Spending at 4.8 against Spending's 3.6. Track Spending also leads on update cadence (every 11 days vs every 18 months) and ratings volume (3K vs 7). Spending's advantage is in-app purchases (none vs 8) and review sentiment (88% vs 74%). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Track Spending sells 8 in-app purchases, starting at $4.99 per month. Spending asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Track Spending holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: Track Spending has 3K ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 88% of Spending's written reviews are positive against 74% of Track Spending's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Spending ships an update every 18 months, Track Spending every 11 days. The most recent releases landed on October 23, 2026 and October 25, 2026 respectively.

Scorecard7 real differences · 3 level
Spending versus Track Spending: the parameters behind the verdict, then further details
ParameterSpendingTrack Spending
PriceFreeFree
Rating3.6 (7 ratings)4.8 (3K ratings) — better
Positive reviews87.5% of reviews — better74.4% of reviews
Number of ratings73K — better
Update frequencyEvery 18 monthsEvery 11 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS9.0 — better13.0
Further details — not scored
Size4 MB100 MB
Age rating4+9+
DeveloperSteve HarrisMarwan Ghafoor

Customer experience

Spending

All ratings7 ratings
Positive71.4%
Neutral0.0%
Negative28.6%
Written reviews8 reviews
Positive87.5%
Neutral0.0%
Negative12.5%

Track Spending

All ratings2,989 ratings
Positive94.2%
Neutral2.6%
Negative3.1%
Written reviews39 reviews
Positive74.4%
Neutral2.6%
Negative23.1%

Bugs and requests

Spending

Not enough reviews yet to summarise bugs or requests.

Track Spending

Reported bugs

2 issues
  • Color issues on iPhone
  • Crashes after latest update

Requested features

3 requests
  • Add more currency options
  • Separate debt tracking feature
  • Integrate with other financial apps

In-app purchases

None

Spending

No in-app purchases

8 purchases

Track Spending

Subscriptions6
  • Wise Budget Monthly Plan$4.991 Month
  • Remove Ads$9.991 Year
  • 3 Month Subscription$14.993 Months
Show 3 more
  • Wise Budget Six Month$24.996 Months
  • Yearly Discounted Price$29.991 Year
  • Wise Budget Yearly Plan$29.991 Year
One-time2
  • Life Time Offer$149.00
  • Lifetime Offer$149.99

Questions

Is Spending free?
Spending is free to download, with no in-app purchases.
Is Track Spending free?
Track Spending is free to download, with in-app purchases available.
Which has better reviews, Spending or Track Spending?
Track Spending is rated higher. Spending averages 3.6 out of 5 from 7 ratings, while Track Spending averages 4.8 from 3K ratings.
Do Spending or Track Spending have ads?
Neither Spending nor Track Spending shows ads.
Which is updated more often, Spending or Track Spending?
Spending ships an update every 18 months, and Track Spending every 11 days. Most recently, Spending was updated on October 23, 2026 and Track Spending on October 25, 2026.

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