Comparison

Spending vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending

Easily track your daily and monthly expenses by category. This app helps you understand where your money goes, focusing on small, frequent purchases that can add up. Visualize your spending with graphs and manage multiple budgets for different needs.

Highlights
  • Track spending by category
  • View daily, weekly, and monthly expenditure
  • Spending breakdown graphs
  • Customizable categories
  • Multiple budget management
  • Daily spending limits
Features
Read full description

Ever wondered how a week before pay day your bank account and wallet seem pretty much empty? 'Spending' helps you quickly and easily track what you spend and where you spend it, so those pay day blues might become a thing of the past! Most people know when their utility bills or rental payments leave their account. The thing that makes people go overdrawn, or spend more than they realise, are the little payments; the coffee in a morning, the sandwich at lunch, or the drinks after work. Very quickly these payments mount up, and your wallet seems empty more often than it seems full! Unlike many budget management applications, Spending doesn't want to know which store you were at, which card or account you used, or a host of other things. All Spending wants to know is the category you think the payment relates to, and how much you spent. Using this information, it can tell you that all important information - how much you've spent today and so far this month, enabling you to keep a tighter grip on your financial outgoings. Spending has the following features… - Quickly track the amount you've spent on different categories of expenditure. - See at a glance your expenditure for today, the last 7 days, or the current month. - Graphs that show a breakdown of your spending by category, or date. - Create new categories, and change the order of existing ones. - Have several budgets, e.g. for trips abroad. You can override the currency used for a budget too. - Set a budget amount that applies to each month, but override it for specific months when you know you can spend more, or must spend less. - Quickly see how much money you have left for the current month, and how much you can spend each day.

About

Spending Tracker

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Highlights
  • Simple and intuitive interface
  • Flexible time period tracking (Weekly, Monthly, Yearly)
  • Budget mode with carry-over
  • Summary view of spending progress
  • Log expenses and income
  • Editable spending and income categories
  • Interactive charts and reports
Features
Read full description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

Screenshots

Spending4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is rating: Spending Tracker at 4.8 against Spending's 3.6. Spending Tracker also leads on update cadence (every 2 months vs every 18 months) and ratings volume (19K vs 7). Spending's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price and review sentiment there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 1 one-off in-app purchase. Spending asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Spending Tracker holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 88% of Spending's written reviews are positive against 95% of Spending Tracker's.

UpkeepUpdate frequency

Spending ships an update every 18 months, Spending Tracker every 2 months. The most recent releases landed on September 28, 2026 and October 14, 2026 respectively.

Scorecard8 real differences · 2 level
Spending versus Spending Tracker: the parameters behind the verdict, then further details
ParameterSpendingSpending Tracker
PriceFreeFree
Rating3.6 (7 ratings)4.8 (19K ratings) — better
Positive reviews87.5% of reviews94.5% of reviews — better
Number of ratings719K — better
Update frequencyEvery 18 monthsEvery 2 months — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod, Mac, Apple Watch — better
Requires iOS9.0 — better15.5
Further details — not scored
Size4 MB50 MB
Age rating4+4+
DeveloperSteve HarrisMH Riley Ltd

Customer experience

Spending

All ratings7 ratings
Positive71.4%
Neutral0.0%
Negative28.6%
Written reviews8 reviews
Positive87.5%
Neutral0.0%
Negative12.5%

Spending Tracker

All ratings19,361 ratings
Positive96.7%
Neutral1.9%
Negative1.4%
Written reviews2,933 reviews
Positive94.5%
Neutral2.5%
Negative2.9%

Bugs and requests

Spending

Not enough reviews yet to summarise bugs or requests.

Spending Tracker

Reported bugs

2 issues
  • Transactions sometimes entered in wrong order
  • Backup and restore functionality not always reliable

Requested features

5 requests
  • Add ability to split transactions into multiple categories
  • Incorporate currency conversion and exchange rates
  • Allow family/shared account access and updates
  • Implement a 'Debt' category to track loan payments
  • Add option to take photos of receipts and attach to transactions

In-app purchases

None

Spending

No in-app purchases

1 purchases

Spending Tracker

One-time1
  • Pro Upgrade$2.99

Questions

Is Spending free?
Spending is free to download, with no in-app purchases.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Which has better reviews, Spending or Spending Tracker?
Spending Tracker is rated higher. Spending averages 3.6 out of 5 from 7 ratings, while Spending Tracker averages 4.8 from 19K ratings.
Do Spending or Spending Tracker have ads?
Spending Tracker shows ads; Spending does not.
Which is updated more often, Spending or Spending Tracker?
Spending ships an update every 18 months, and Spending Tracker every 2 months. Most recently, Spending was updated on September 28, 2026 and Spending Tracker on October 14, 2026.

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