First United Mobile Banking vs FTNB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First United Mobile Banking
Manage your bank accounts conveniently at any time. This application allows you to check balances, transfer funds, pay bills, and find ATM and branch locations. Multiple security measures are employed to safeguard your information.
- View account balances
- Review account history
- Transfer funds between accounts
- Pay bills
- Locate branches and ATMs
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Mobile Banking makes it easier than ever to manage your bank accounts anytime, day or night. The First Mobile app allows you to view account balances, transfer funds, pay bills, and locate ATMs and branch offices. We use multiple safeguard technologies to help protect your information. If you are a First United Bank online banking customer, you can get started with First Mobile today. Just download the FREE* app and follow the instructions. You must be an online banking customer to use First Mobile. If you are not an online banking customer, go to www.efirstunitedbank.com to sign up. Features: Check balances Review account history Transfer money from one First United Bank account to another Pay bills Find branches and ATM’s *There is no charge from First United Bank and Trust Company, but third party messaging and data rates may apply. Contact us: First United Bank and Trust Company 162 North Main Street Madisonville, KY 42431 www.efirstunitedbank.com info@efirstunitedbank.com 1-800-367-2740 To learn how we protect your privacy, please visit https://www.efirstunitedbank.com/ Member FDIC
FTNB
Manage your finances on the go with secure online banking. View balances, check history, pay bills, transfer funds, and find ATM locations. Deposit checks using your phone's camera.
- View account balances
- Check account history
- Pay bills and people
- Transfer funds
- Find ATM locations
- Mobile check deposit
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With the First Texoma National Bank Mobile Banking App, you can access your account from anywhere, anytime. With the new app, you’ll get immediate secure online banking access to: • View Account Balances. • Check Account History. • Pay bills and send pay other people with Popmoney. • Transfer funds between eligible accounts. • Find the nearest FTNB Banking Centers and ATM locations. • Make mobile deposits using your phone’s camera. To gain access to your account information from your mobile device, you must be enrolled in Online Banking. Mobile Banking features the same level of security as our Online Banking. For more information, contact us at (877)202-0975 or go to www.ftnb.net to enroll. First Texoma National Bank, Member FDIC. *Standard mobile web fees may apply. Please contact your mobile carrier for more information.
Screenshots
Verdict
First United Mobile Banking and FTNB both sit at 4.8 stars, but that hides the real split: 71% of First United Mobile Banking's written reviews are positive against 9% of FTNB's. First United Mobile Banking also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for First United Mobile Banking against 4.7 for FTNB. Both are backed by a comparable volume of ratings — 432 and 339 respectively. Written reviews are what separate them: 71% of First United Mobile Banking's written reviews are positive against 9% of FTNB's.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | First United Mobile Banking | FTNB |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (432 ratings) — better | 4.7 (339 ratings) |
| Positive reviews | 70.6% of reviews — better | 9.1% of reviews |
| Number of ratings | 432 — better | 339 |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPod |
| Requires iOS | 14.1 — better | 15.0 |
| Further details — not scored | ||
| Size | 130 MB | 111 MB |
| Age rating | 4+ | 4+ |
| Developer | First United Bank and Trust Company | First Texoma National Bank |
Customer experience
First United Mobile Banking
FTNB
User reviews
First United Mobile Banking
From 432 App Store ratingsWhat we love
- 👍 Works well and does the job
- 👍 Great service and makes banking easy
- 👍 Convenient for remote access
- 👍 No glitches or issues reported
- 👍 Awesome app and bank
Room to improve
- outdated and not user-friendly
- 🔒 Constant device authentication required
- 🐛 App crashes during check deposit
- 😞 Difficult to navigate
- 😞 Login issues and signup problems
FTNB
From 339 App Store ratingsWhat we love
- 👍 Polite and respectful bank staff
- 👍 Easy to use system (one review)
Room to improve
- 🐛 App constantly shutting down
- 🐛 Frequent technical issues
- 🐛 App malfunctions
- 🐛 Login problems
- 🐛 App locks up
Bugs and requests
First United Mobile Banking
Reported bugs
2 issues- App crashes when taking a picture of a check
- App won't let users sign up with correct info
Requested features
4 requests- Face ID or fingerprint login option
- Save password option
- Apple Pay support
- More frequent app updates and maintenance
FTNB
Reported bugs
14 issues- App shuts down at random times
- App experiences 'technical issues'
- App doesn't save login info
- Password reset doesn't work without calling bank
- Constantly locked out
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- App malfunctions
- Login doesn't work half the time
- App always locking up
- App spends more time down than up
- App constantly not working
- App will not let me in
- Kicked out after update
- App is frequently down
- Shows the wrong amount of money in account
Requested features
5 requests- Improve app stability
- Address login issues
- Fix password reset functionality
- Ensure app doesn't shut down randomly
- Allow raising purchase limits over $1000
In-app purchases
First United Mobile Banking
No in-app purchases
FTNB
No in-app purchases
Questions
Is First United Mobile Banking free?
Is FTNB free?
Which has better reviews, First United Mobile Banking or FTNB?
Do First United Mobile Banking or FTNB have ads?
Which is updated more often, First United Mobile Banking or FTNB?
Other comparisons
