Balance Guide Lite vs Seconds Expense
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Balance Guide Lite
Easily manage your finances and plan your budget. This app helps you track your account balance, upcoming bills, and spending habits. It offers forecasting for future finances and allows for quick correction of your balance without needing to enter every transaction.
- Dark mode
- Recurring transaction setup
- Financial forecasting
- Pie charts and graphs
- Customizable categories
- PIN security
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HOW MUCH MONEY WILL YOU SAVE ? A guide to your account balance, simple to use and not aimed at accountants. Makes it easy to plan a budget and see the status of your account with upcoming bills and see where your money is going. With Balance Guide you can quickly setup your recurring bills and deposits and produce a forecast of your finances for the months ahead. Later, you don't have to worry about entering all your transactions from your bank statement with the added bonus that you can easily correct your balance at any time. FEATURES - Dark mode - NEW - Multiple Accounts, transfer between account (ONLY AVAILABLE ONCE UPGRADED) - Setup recurring transactions for forecasting - Forecast calendar (ONLY AVAILABLE ONCE UPGRADED) - Now includes optimisation for iPhone X, XR and XS Max. - Clear / light colour scheme - All accounts summary information (not available for iPhone 4s / ONLY AVAILABLE ONCE UPGRADED) - Pie charts / graphs to show your financial status - Backup / Restore with Dropbox (ONLY AVAILABLE ONCE UPGRADED) - Simple customisable of categories to group your transactions e.g. "Utility Bills" - Tutorial / walk through showing you how to get started - Help pages, if you need to read about functionality in more depth - Correct balance at any time, so you don't need to enter all your transactions - PIN security, to protect your information from prying eyes REVIEWS This App is so good! ***** Really easy to use, looked at loads of others, but this has all you need. Your income v outgoings and lets you know where you stand on a monthly basis! I will and do recommend! Great App. Excellent tool ! ***** I have been looking for a handy app to organise my finances for ages. This is simple to use & very helpful when planning ahead. Would highly recommend Checkout our Demo video - http://youtu.be/3NrxZE_yFag SUPPORT Balance Guide uses the default currency set on your device, so there’s no complicated setup / installation. If you need help there are several methods available. Firstly, the tutorial, which is a kind of walkthrough. There’s also helps pages, providing in depth information. How to ask questions and contact us - - Use the contact form via my website, I'm happy to help. - Follow the app on twitter http://twitter.com/BalanceGuideApp - Like the app on facebook https://www.facebook.com/balanceguideapp NOTE: I'm unable to respond to bug reports left in reviews. Each new version wipes out all old reviews so please take the time to leave a review for the new version. As it’s not possible to reply to reviews on the app store, please use the new feedback features to tell us what you think. You can also join our beta programme and gain access to new features early.
Seconds Expense
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- Use Siri to track your daily expense in matter of seconds. No typing is required. - No account registration is required. Use the application straightaway. - No third party server to host your personal expenses. All data is stored locally in your device and iCloud. - No internet connection is required. iCloud storage is optional and in background mode. - iCloud storage enable you to move between devices without worrying loss or migration of your data. - Customise how Siri ask questions. - Create text replacement for words that difficult to be understood by Siri. - Monthly summary of expenses, showing which is the highest expense.
Screenshots
Verdict
The clearest difference is ads: Balance Guide Lite at none against Seconds Expense's shown. Balance Guide Lite also leads on iOS requirement (12.0 vs 27.0). Seconds Expense's advantage is update cadence (every 2 weeks vs every 5 months). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Balance Guide Lite sells 1 one-off in-app purchase and Seconds Expense sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Balance Guide Lite ships an update every 5 months, Seconds Expense every 2 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | Balance Guide Lite | Seconds Expense |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (12 ratings) — better | — |
| Positive reviews | 88.2% of reviews | — |
| Number of ratings | 12 — better | — |
| Update frequency | Every 5 months | Every 2 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 12.0 — better | 27.0 |
| Further details — not scored | ||
| Size | 70 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Mindwarp Consultancy Ltd | Wong Peter |
In-app purchases
Balance Guide Lite
- No Ads, Multiple Accounts + Dropbox backup$2.99
Seconds Expense
- Remove Ads$0.99
Questions
Is Balance Guide Lite free?
Is Seconds Expense free?
Do Balance Guide Lite or Seconds Expense have ads?
Which is updated more often, Balance Guide Lite or Seconds Expense?
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