HMRC vs Fidelity Digibanking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HMRC
Manage your taxes, benefits, and savings securely and easily. This free app allows you to check your tax code, claim refunds, and manage National Insurance details. It offers quick setup and paperless messaging options.
- Quick setup with biometric login
- Check tax code and pay
- Claim tax refunds
- Check State Pension details
- Make Self Assessment payments
- Manage Child Benefit
- Find National Insurance number
- Go paperless
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Take control of your money and tax with the HMRC app It’s secure, free to download, and easy to use. Get on it, and join millions of people already saving time with the HMRC app. Key Features: - Quick setup: sign in using face recognition, fingerprint scan, or a six-digit PIN - Stay in control: check your tax code and see your pay before it even shows in your bank, so you know you're paying the right amount - Claim a tax refund: find out if you’re due any tax back from us and quickly claim a refund if you’re owed one - Check your State Pension: see how much State Pension you could get, when you can get it and how to increase it, if you can - Self Assessment: a safe and secure way to make Self Assessment payments and get information you'll need to file - Child Benefit support: claim, manage, and update your Child Benefit details - National Insurance: find and save your National Insurance number so you have it when you need it - Go paperless: opt to receive key messages from HMRC online Download the HMRC app today and stay on top of your money and taxes
Fidelity Digibanking
Manage your finances and bank from anywhere with this app. It offers features like real-time notifications, bill payments, and transaction history search. Easily locate branches and ATMs, and send money to contacts.
- Real-time account notifications
- Bill payment functionality
- Transaction history search
- Branch and ATM locator
- Send money via email
- Credit card payment scheduling
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Bank from almost anywhere with the Fidelity Digibanking App. The Fidelity Digibanking App give you full access to your account and total control over your money. Simple day-to-day banking • Manage your finances with just a few tap • Set up real-time notifications for your account activity, such as when a transaction is made, a check clears or a payment is due • Make bill payments from the app easily and efficiently • Search for the nearest Fidelity branch and ATM locations • Send money to people using their email • Search up to the last 10 months of bank or credit card transaction • Pay credit card bills and view payment • Schedule credit card payment Getting Started now The app is available in stores for download. If you’re already a Fidelity Bank online banking customer, simply download the app and start enjoying. Disclosure There is no charge from Fidelity Bank, but message and data rates may apply. Such charges include those from your communications service provider. Delivery of account alerts may be delayed for various reasons, including service outages affecting your mobile device, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions or checks you have written. If you still have questions call; 1 (242) 356-7764
Screenshots
Verdict
The clearest difference is rating: HMRC at 4.8 against Fidelity Digibanking's 4.2. HMRC also leads on update cadence (monthly vs every 23 months) and ratings volume (609 vs 69). Fidelity Digibanking's advantage is review sentiment (67% vs 49%) and iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HMRC holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: HMRC has 609 ratings behind it against 69, so its average is the more settled of the two. Written reviews complicate that: 49% of HMRC's written reviews are positive against 67% of Fidelity Digibanking's, so the app with the better star average is not the one people write more warmly about.
HMRC ships an update monthly, Fidelity Digibanking every 23 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.
| Parameter | HMRC | Fidelity Digibanking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (609 ratings) — better | 4.2 (69 ratings) |
| Positive reviews | 48.7% of reviews | 66.7% of reviews — better |
| Number of ratings | 609 — better | 69 |
| Update frequency | Monthly — better | Every 23 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 34 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | HMRC | Fidelity Bank & Trust International Limited |
Customer experience
HMRC
Fidelity Digibanking
Bugs and requests
HMRC
Reported bugs
4 issues- Endless login loops and redirects
- App freezing and becoming unresponsive
- Inconsistent behavior after app updates
- Issues with Face ID and biometric authentication
Requested features
4 requests- Improved notification system for tax updates
- Ability to view and manage tax details in-app
- Better integration with banking apps for payments
- More user-friendly design and navigation
Fidelity Digibanking
Not enough reviews yet to summarise bugs or requests.
In-app purchases
HMRC
No in-app purchases
Fidelity Digibanking
No in-app purchases
Questions
Is HMRC free?
Is Fidelity Digibanking free?
Which has better reviews, HMRC or Fidelity Digibanking?
Do HMRC or Fidelity Digibanking have ads?
Which is updated more often, HMRC or Fidelity Digibanking?
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