Comparison

HMRC vs TransaveUK CU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HMRC

Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.

Highlights
  • Quick secure sign-in
  • Check tax code and pay
  • Claim tax refunds
  • View State Pension details
  • Self Assessment payments
  • Manage Child Benefit
  • Find National Insurance number
Features
Read full description

Take control of your money and tax with the HMRC app It’s secure, free to download, and easy to use. Get on it, and join millions of people already saving time with the HMRC app. Key Features: - Quick setup: sign in using face recognition, fingerprint scan, or a six-digit PIN - Stay in control: check your tax code and see your pay before it even shows in your bank, so you know you're paying the right amount - Claim a tax refund: find out if you’re due any tax back from us and quickly claim a refund if you’re owed one - Check your State Pension: see how much State Pension you could get, when you can get it and how to increase it, if you can - Self Assessment: a safe and secure way to make Self Assessment payments and get information you'll need to file - Child Benefit support: claim, manage, and update your Child Benefit details - National Insurance: find and save your National Insurance number so you have it when you need it - Go paperless: opt to receive key messages from HMRC online Download the HMRC app today and stay on top of your money and taxes

About

TransaveUK CU

Manage your share and loan balances in real-time. View account transactions and initiate transfers to your bank account directly from the app.

Highlights
  • Check live balances
  • View account transactions
  • Request bank transfers
  • Manage share and loan accounts
Features
Read full description

Check the live balances of your share and loan with us. View transactions in your accounts and also request transfers to your bank account.

Screenshots

HMRC4 screens
TransaveUK CU3 screens

Verdict

The call

The clearest difference is review sentiment: TransaveUK CU at 100% against HMRC's 48%. HMRC's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 24, 2026 and October 3, 2026 respectively.

Scorecard4 real differences · 6 level
HMRC versus TransaveUK CU: the parameters behind the verdict, then further details
ParameterHMRCTransaveUK CU
PriceFreeFree
Rating4.8 (607 ratings) — better—
Positive reviews47.9% of reviews100.0% of reviews — better
Number of ratings607 — better—
Update frequencyMonthlyMonthly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size34 MB23 MB
Age rating4+4+
DeveloperHMRCTransave UK Credit UInion

Customer experience

HMRC

All ratings600 ratings
Positive95.2%
Neutral1.7%
Negative3.2%
Written reviews889 reviews
Positive47.9%
Neutral4.8%
Negative47.2%

TransaveUK CU

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

HMRC

Reported bugs

4 issues
  • Endless login loops and redirects
  • App freezing and becoming unresponsive
  • Inconsistent behavior after app updates
  • Issues with Face ID and biometric authentication

Requested features

4 requests
  • Improved notification system for tax updates
  • Ability to view and manage tax details in-app
  • Better integration with banking apps for payments
  • More user-friendly design and navigation

TransaveUK CU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HMRC

No in-app purchases

None

TransaveUK CU

No in-app purchases

Questions

Is HMRC free?
HMRC is free to download, with no in-app purchases.
Is TransaveUK CU free?
TransaveUK CU is free to download, with no in-app purchases.
Do HMRC or TransaveUK CU have ads?
TransaveUK CU shows ads; HMRC does not.
Which is updated more often, HMRC or TransaveUK CU?
HMRC ships an update monthly, and TransaveUK CU monthly. Most recently, HMRC was updated on October 24, 2026 and TransaveUK CU on October 3, 2026.

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