Comparison

HMRC vs Utmost Wealth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HMRC

Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.

Highlights
  • Quick secure sign-in
  • Check tax code and pay
  • Claim tax refunds
  • View State Pension details
  • Self Assessment payments
  • Manage Child Benefit
  • Find National Insurance number
Features
Read full description

Take control of your money and tax with the HMRC app It’s secure, free to download, and easy to use. Get on it, and join millions of people already saving time with the HMRC app. Key Features: - Quick setup: sign in using face recognition, fingerprint scan, or a six-digit PIN - Stay in control: check your tax code and see your pay before it even shows in your bank, so you know you're paying the right amount - Claim a tax refund: find out if you’re due any tax back from us and quickly claim a refund if you’re owed one - Check your State Pension: see how much State Pension you could get, when you can get it and how to increase it, if you can - Self Assessment: a safe and secure way to make Self Assessment payments and get information you'll need to file - Child Benefit support: claim, manage, and update your Child Benefit details - National Insurance: find and save your National Insurance number so you have it when you need it - Go paperless: opt to receive key messages from HMRC online Download the HMRC app today and stay on top of your money and taxes

About

Utmost Wealth

Read full description

GETTING STARTED The Utmost Wealth App is currently available to all users and policies in the Online Service Centre Online Service Centre URL - https://my.utmostworldwide.com/portfoliomanager - https://my.utmostpaneurope.com/portfoliomanager To access the App, policyholders must first register for our Utmost Online Service Centre. Please visit the registration page and follow the simple steps to complete the registration and you must be opted into MFA before the mobile app can be used. Once you have registered for the Online Service Centre, you can download the Utmost Wealth App. If you are already a registered user of the Online Service Centre, you can skip this step. APP FEATURES -View multiple policies in one place. -Check the latest policy value instantly, anytime. -See detailed holdings, including cash and asset classification. -Optional secure messaging with Utmost. -Access FAQs, contact details and support information. -Safe and secure login with Face ID or PIN. IMPORTANT By downloading the App, you agree to Utmost’s Terms and Conditions. These are available to read via the App. Utmost Wealth is authorised and regulated by the: - Isle of Man Financial Services Authority for entities in the Isle of Man. - Financial Conduct Authority (FCA) for entities in the UK. - Central Bank of Ireland for Irish entities. - Commissariat aux Assurances for the Luxembourg-based Lombard International Assurance S.A.

Screenshots

HMRC4 screens
Utmost Wealth4 screens

Verdict

The call

The clearest difference is iOS requirement: Utmost Wealth at 13.0 against HMRC's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

HMRC ships an update monthly, Utmost Wealth every 2 months. The most recent releases landed on October 21, 2026 and October 1, 2026 respectively.

Scorecard1 real difference · 9 level
HMRC versus Utmost Wealth: the parameters behind the verdict, then further details
ParameterHMRCUtmost Wealth
PriceFreeFree
Rating4.8 (604 ratings) — better—
Positive reviews47.9% of reviews—
Number of ratings604 — better—
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size34 MB71 MB
Age rating4+17+
DeveloperHMRCUtmost International Group Holdings Limited

Bugs and requests

HMRC

Reported bugs

4 issues
  • Endless login loops and redirects
  • App freezing and becoming unresponsive
  • Inconsistent behavior after app updates
  • Issues with Face ID and biometric authentication

Requested features

4 requests
  • Improved notification system for tax updates
  • Ability to view and manage tax details in-app
  • Better integration with banking apps for payments
  • More user-friendly design and navigation

Utmost Wealth

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HMRC

No in-app purchases

None

Utmost Wealth

No in-app purchases

Questions

Is HMRC free?
HMRC is free to download, with no in-app purchases.
Is Utmost Wealth free?
Utmost Wealth is free to download, with no in-app purchases.
Do HMRC or Utmost Wealth have ads?
Neither HMRC nor Utmost Wealth shows ads.
Which is updated more often, HMRC or Utmost Wealth?
HMRC ships an update monthly, and Utmost Wealth every 2 months. Most recently, HMRC was updated on October 21, 2026 and Utmost Wealth on October 1, 2026.

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