Comparison

SumUp Business vs Mo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SumUp Business

This app provides tools to get paid, manage finances, and run your business efficiently. Accept payments via card readers, payment links, or as a point-of-sale system. Manage your money with a business account, create invoices, and track sales with detailed reports.

Highlights
  • Accept chip & PIN and contactless payments
  • Turn tablet into a POS system
  • Create and send professional invoices
  • Manage item catalog and stock
  • Generate sales and transaction reports
  • All-in-one booking system for beauty/wellness
Features
Read full description

The SumUp Business app gives you the tools you need to get paid, manage your money, and run your business. All easy to use, all in one place. Get paid With SumUp, getting paid is flexible, fast, and secure—wherever and however you do business. Card readers Pair the SumUp Business app with a Solo card reader to take chip & PIN, contactless, and mobile wallet payments. Use the app to track sales, add tipping options, issue refunds, and set sales tax rates. The app also powers payments on our stand-alone Solo and Terminal devices. Point of Sale Turn your tablet into a POS system. Accept payments, take orders, manage stock, monitor sales, and run reports—all without dedicated POS hardware. Payment Links Get paid remotely with Payment Links. Create a secure link directly from the app home screen, then share it with your customer via text message, email, or social media DM. The link takes your customer to a secure website to complete the transaction. A simple, safe way to take cashless payments online. Manage your money Our money management tools are designed for steady cash flow, secure funds, and complete financial control. SumUp Business Account Manage your cash flow, keep your money safe, and stay in complete control of your finances with a SumUp Business Account. You can open your account in minutes, straight from the app. If you use SumUp to take payments, you’ll get guaranteed next-day payouts, even on weekends and holidays. You’ll also receive a contactless Mastercard for all your business spending. Invoices Create and issue professional, legally complaint, on-brand invoices from the app in a few taps. Track the status of any invoices you’ve issued, and give customers the option to pay securely online. Run your business Speed up daily tasks, connect with your customers, and build your brand—all straight from the app. Item catalog Create your own item catalog and manage everything you sell in one place. Add, edit, and delete items directly in the app. Add images and descriptions, apply custom tax rates, track stock, and sell online. Reports Generate reports that help you better understand your business. Whether you need a simple sales overview or a detailed breakdown of every transaction, you can access it all within the SumUp Business app. Bookings A free all-in-one booking system for your beauty or wellness business. Manage appointments, collect up-front payments, and reduce no-shows with automated reminders and cancellation fees.

About

Mo

This app facilitates team connection and recognition by allowing colleagues to share achievements, ideas, and build stronger relationships. It's designed to foster a more collaborative and rewarding work environment.

Highlights
  • Share colleague achievements
  • Recognize team contributions
  • Share ideas for work improvement
  • Build stronger team relationships
  • Get rewarded for extra effort
Features
Read full description

Mo is a place to share moments with your colleagues. A place where you can recognise the amazing achievements of those that you work with every day. Build stronger relationships with your team. Share ideas on how to make work better. And get rewarded for going the extra mile. Above all, Mo is a place where you can be more, together. To use the app in your organisation, you need to have a registered account.

Screenshots

SumUp Business4 screens
Mo3 screens

Verdict

The call

The clearest difference is rating: Mo at 5.0 against SumUp Business's 3.8. Mo also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). SumUp Business's advantage is ratings volume (737 vs 1) and update cadence (weekly vs monthly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mo holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: SumUp Business has 737 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 37% of SumUp Business's written reviews are positive against 50% of Mo's.

UpkeepUpdate frequency

SumUp Business ships an update weekly, Mo monthly. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

Scorecard6 real differences · 4 level
SumUp Business versus Mo: the parameters behind the verdict, then further details
ParameterSumUp BusinessMo
PriceFreeFree
Rating3.8 (737 ratings)5.0 (1 ratings) — better
Positive reviews36.9% of reviews50.0% of reviews — better
Number of ratings737 — better1
Update frequencyWeekly — betterMonthly
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size634 MB27 MB
Age rating4+4+
DeveloperSumUp LimitedThanksbox Ltd

Customer experience

SumUp Business

All ratings737 ratings
Positive70.0%
Neutral3.1%
Negative26.9%
Written reviews669 reviews
Positive36.9%
Neutral3.9%
Negative59.2%

Mo

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive50.0%
Neutral10.0%
Negative40.0%

Bugs and requests

SumUp Business

Reported bugs

5 issues
  • Login issues
  • App crashes
  • Disconnection problems with card readers
  • Incorrect payment processing
  • Delayed payouts

Requested features

6 requests
  • Barcode scanning integration
  • Improved inventory management
  • Customizable receipts
  • Faster payout options
  • Detailed transaction reporting
Show 1 more
  • Ability to edit invoices

Mo

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SumUp Business

No in-app purchases

None

Mo

No in-app purchases

Questions

Is SumUp Business free?
SumUp Business is free to download, with no in-app purchases.
Is Mo free?
Mo is free to download, with no in-app purchases.
Which has better reviews, SumUp Business or Mo?
Mo is rated higher. SumUp Business averages 3.8 out of 5 from 737 ratings, while Mo averages 5.0 from 1 ratings.
Do SumUp Business or Mo have ads?
SumUp Business shows ads; Mo does not.
Which is updated more often, SumUp Business or Mo?
SumUp Business ships an update weekly, and Mo monthly. Most recently, SumUp Business was updated on November 6, 2026 and Mo on November 2, 2026.

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