SumUp Business vs SmartCheck
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SumUp Business
This app allows businesses to accept payments, manage inventory, send invoices, and track sales. It offers features like payment links, QR codes, and gift cards to facilitate transactions and boost customer engagement. The platform also provides tools for financial management and reporting.
- Accept payments
- Manage item catalog
- Track sales reports
- Issue invoices
- Create payment links
- Generate QR codes
- Sell digital gift cards
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The SumUp Business app gives you the tools you need to get paid, manage your money, and run your business. All easy to use, all in one place. Get paid With SumUp, getting paid is flexible, fast, and secure—wherever and however you do business. Card readers Pair the SumUp Business app with a Solo card reader to take chip & PIN, contactless, and mobile wallet payments. Use the app to track sales, add tipping options, issue refunds, and set sales tax rates. The app also powers payments on our stand-alone Solo and Terminal devices. Point of Sale Turn your tablet into a POS system. Accept payments, take orders, manage stock, monitor sales, and run reports—all without dedicated POS hardware. Payment Links Get paid remotely with Payment Links. Create a secure link directly from the app home screen, then share it with your customer via text message, email, or social media DM. The link takes your customer to a secure website to complete the transaction. A simple, safe way to take cashless payments online. Manage your money Our money management tools are designed for steady cash flow, secure funds, and complete financial control. SumUp Business Account Manage your cash flow, keep your money safe, and stay in complete control of your finances with a SumUp Business Account. You can open your account in minutes, straight from the app. If you use SumUp to take payments, you’ll get guaranteed next-day payouts, even on weekends and holidays. You’ll also receive a contactless Mastercard for all your business spending. Invoices Create and issue professional, legally complaint, on-brand invoices from the app in a few taps. Track the status of any invoices you’ve issued, and give customers the option to pay securely online. Run your business Speed up daily tasks, connect with your customers, and build your brand—all straight from the app. Item catalog Create your own item catalog and manage everything you sell in one place. Add, edit, and delete items directly in the app. Add images and descriptions, apply custom tax rates, track stock, and sell online. Reports Generate reports that help you better understand your business. Whether you need a simple sales overview or a detailed breakdown of every transaction, you can access it all within the SumUp Business app. Bookings A free all-in-one booking system for your beauty or wellness business. Manage appointments, collect up-front payments, and reduce no-shows with automated reminders and cancellation fees.
SmartCheck
Streamline fleet inspections with paperless walkaround checks and real-time defect reporting. Ensure DVSA and FORS compliance with proactive maintenance planning and a centralized online portal. Customize checklists and branding for your specific business needs.
- Paperless DVSA-compliant walkaround checks
- Real-time defect reporting with photos
- Offline functionality with automatic syncing
- Customizable checklists and branding
- Centralized online portal for reports
- Proactive maintenance planning
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Streamline your fleet inspections with SmartCheck, the all-in-one solution for HGV, PSV, Plant and van operators. Ensure DVSA and FORS compliance with paperless daily walkaround checks, defect reporting, and proactive maintenance planning. Key Features - Paperless Inspections: Conduct DVSA-compliant daily walkaround checks directly from your mobile device. - Real-Time Defect Reporting: Instantly report defects with time-stamped photos and comments, enabling swift action. - Offline Functionality: Perform checks without internet access; data syncs automatically when back online. - Secure & Tamper-Proof: Secure login ensures only authorised access to your data. - Customisable Checklists: Tailor inspections to your fleet's specific needs with customisable templates. - Centralised Online Portal: Access all reports, defect data, and audit records from one cloud-based platform. - Proactive Maintenance Planning: Utilise the Maintenance Planner to schedule and monitor preventative tasks. Comprehensive Reporting Every inspection report includes: - Driver details - Asset ID (Registration or Fleet ID) - Date, time, and GPS location of the check - Nil defect confirmation or detailed defect report - Driver signature Tailored to Your Business Customise SmartCheck to reflect your brand: - Incorporate your company logo and colours - Add specific checks relevant to your operations - Access a library of templates for various vehicle types Subscription Details SmartCheck is a subscription-based service. For more information: Visit: https://www.smart-check.co.uk Call: +44 1952 460928 Download the App & Follow the demo steps to try it for yourself
Screenshots
Verdict
The clearest difference is monetization model: SumUp Business at free with in-app purchases against SmartCheck's subscription. SumUp Business also leads on update cadence (weekly vs every 4 months) and ratings volume (733 vs 1). SmartCheck's advantage is ads (none vs shown) and review sentiment (67% vs 37%). On price, rating, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SmartCheck holds the better App Store score, 4.0 against 3.8. That said, the two scores are not equally well evidenced: SumUp Business has 733 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 37% of SumUp Business's written reviews are positive against 67% of SmartCheck's.
SumUp Business ships an update weekly, SmartCheck every 4 months. The most recent releases landed on October 24, 2026 and October 6, 2026 respectively.
| Parameter | SumUp Business | SmartCheck |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (733 ratings) | 4.0 (1 ratings) — better |
| Positive reviews | 36.7% of reviews | 66.7% of reviews — better |
| Number of ratings | 733 — better | 1 |
| Update frequency | Weekly — better | Every 4 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases — better | Subscription |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 13.3 — better |
| Further details — not scored | ||
| Size | 626 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | SumUp Limited | Mobile Solutions Limited |
Customer experience
SumUp Business
SmartCheck
Bugs and requests
SumUp Business
Reported bugs
5 issues- Login issues
- App crashes
- Disconnection problems with card readers
- Incorrect payment processing
- Delayed payouts
Requested features
6 requests- Barcode scanning integration
- Improved inventory management
- Customizable receipts
- Faster payout options
- Detailed transaction reporting
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- Ability to edit invoices
SmartCheck
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SumUp Business
No in-app purchases
SmartCheck
No in-app purchases





