Comparison

BMCE Direct vs BMCI Connect

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BMCE Direct

Manage your finances securely and conveniently with this remote banking solution. Access account details, make transfers, pay bills, recharge prepaid cards, and order checkbooks. You can also subscribe to new products, manage your cards, download documents, and contact your advisor.

Highlights
  • Account balance and history consultation
  • Secure transfers to own and other banks
  • Bill payment for utilities and more
  • Prepaid card recharge
  • Checkbook ordering
  • Online subscription to banking products
  • Card personalization and management
Features
Read full description

BMCE Direct: Your bank at your fingertips, 24/7 Manage your finances simply and securely with BMCE Direct, the Remote Banking solution from BANK OF AFRICA. Access a wide range of banking services from your computer or mobile, wherever you are and whenever you want : •Consultation: View the balance and history of your accounts, as well as the status of your cards, loans, securities accounts and bancassurance products in a wink. • Transfers and provisions: Make transfers to BANK OF AFRICA accounts or other banks securely and at a lower cost. • Bill Payment: Pay your water, electricity, phone bills and more in just a few clicks. • Prepaid Card Recharge: Easily recharge your prepaid card for your daily needs. • Checkbook order: Order a new checkbook directly from your application. • Online subscription: Subscribe to a bank card or savings or assistance products with ease. • Card management: Personalize your card settings (opposition, recharge, PIN code, activation of the endowment, activation/deactivation of payment in currencies, etc.). • Download documents: Access your account notices, bank statements, RIB and IBAN. • Updating information: Modify your GSM and email details for secure authentication of your online payments (3DS). • Contact: Communicate with your advisor or make an appointment at an agency directly from the application. And much more ! Need help ? Our advisors are available 7 days a week from 8 a.m. to 10 p.m. on 080 100 8100 (from Morocco) or + 212 5 22 42 15 42 (from abroad). BMCE Direct: Your bank that supports you on a daily basis.

About

BMCI Connect

Manage your bank accounts, make transfers, and control your cards securely. Pay bills, recharge your phone, and order checkbooks. Access banking services and find branches or ATMs easily.

Highlights
  • Account balance and transaction history
  • Fund transfers and beneficiary management
  • Card management (limits, contactless, blocking)
  • Bill payments and phone top-ups
  • Checkbook ordering and cardless withdrawals
  • Branch and ATM locator
  • Biometric authentication
Features
Read full description

BMCI Connect vous donne accès à divers services pour vous permettre de réaliser vos opérations bancaires en toute sécurité et en toute autonomie: - Vos Comptes - Consultez le solde de vos comptes - Consultez l’historique de vos opérations - Catégorisez vos opérations selon vos besoins - Téléchargez l’historique de vos opérations à votre guise • Vos Virements - Gérez vos bénéficiaires: ajoutez-les, modifiez-les ou supprimez-les en toute autonomie - Effectuez vos virements vers vos comptes, les comptes BMCI ou les comptes confrères - Consultez l’historique de vos virements et suivez leurs statuts • Vos Cartes - Consultez la liste de vos cartes bancaires - Configurez vos plafonds de retrait et vos plafonds de paiement - Activez ou désactivez vos paiements sans contact et vos paiements en ligne - Opposez votre carte en temps réel - Bloquez provisoirement votre carte et débloquer là en temps réel - Consultez vos dotations Touristique & Internet - Consultez l’historique de vos opérations effectuées par carte • Vos Paiements - Payez vos factures, vos taxes et vos vignettes en quelques clics - Rechargez le solde de votre ligne téléphonique pour vous ou vos proches - Consultez à tout moment l’historique de vos paiements - Téléchargez vos reçus de paiement selon vos besoins - Ajoutez vos factures en favoris pour gagner du temps lors de vos prochains paiements • Vos Services en ligne - Commandez vos chéquiers directement depuis votre application mobile - Suivez l’historique de vos commandes de chéquiers - Effectuez vos retraits sans carte - Consultez l’historique de vos retraits sans carte - Consultez votre RIB et télécharger-le en cas de besoin - Consultez l’aide en ligne (FAQ) pour une meilleure prise en main de BMCI Connect • Contactez la BMCI - Faites-vous rappeler en cas de besoin par l’un de nos Conseillers BMCI - Trouvez une agence BMCI ou un Guichet Automatique Bancaire BMCI à proximité de votre localisation ou partout au Maroc - Découvrez nos produits en quelques clics • Paramètres - Gérez les seuils de vos différents comptes - Gérez le plafond des virements vers vos bénéficiaires dans la limite de 50 000 dhs - Demandez la modification de vos données personnelles depuis votre application mobile pour un traitement plus rapide - Consultez le Guide Utilisateur BMCI Connect et découvrez pas à pas les nouvelles fonctionnalités proposées par la BMCI - Activez l’authentification biométrique pour accéder à vos comptes en ligne via Touch ID ou Face ID - Générez en toute autonomie votre premier mot de passe ou bien un nouveau mot de passe en cas d’oubli L’application BMCI Connect permet également, sans saisir ses codes d’accès, de bénéficier des fonctionnalités suivantes : - Trouvez une agence BMCI ou un Guichet automatique BMCI à proximité de votre localisation ou partout au Maroc - L’assistance concernant l’aide à la connexion - L’accès au FAQ de la banque - Se faire rappeler par un Conseiller BMCI - Accédez aux plateformes Digitales de la BMCI (web & mobile) Les équipes BMCI restent à votre écoute pour faire évoluer l’Application Mobile BMCI Connect.

Screenshots

BMCE Direct4 screens
BMCI Connect4 screens

Verdict

The call

The clearest difference is update cadence: BMCI Connect at monthly against BMCE Direct's every 3 months. BMCE Direct's advantage is ratings volume (2.6K vs 797). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for BMCE Direct against 4.5 for BMCI Connect. Both are backed by a comparable volume of ratings — 2.6K and 797 respectively. Written reviews split almost evenly too, at 37% and 37% positive.

UpkeepUpdate frequency

BMCE Direct ships an update every 3 months, BMCI Connect monthly. Both last shipped on October 26, 2026.

Scorecard2 real differences · 8 level
BMCE Direct versus BMCI Connect: the parameters behind the verdict, then further details
ParameterBMCE DirectBMCI Connect
PriceFreeFree
Rating4.5 (2.6K ratings) — better4.5 (797 ratings)
Positive reviews37.3% of reviews — better37.0% of reviews
Number of ratings2.6K — better797
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015
Further details — not scored
Size118 MB78 MB
Age rating4+4+
DeveloperBMCE BankBanque Marocaine pour le Commerce et l'Industrie SA

Customer experience

BMCE Direct

All ratings2,295 ratings
Positive86.7%
Neutral3.3%
Negative10.0%
Written reviews158 reviews
Positive37.3%
Neutral10.8%
Negative51.9%

BMCI Connect

All ratings797 ratings
Positive89.2%
Neutral2.8%
Negative8.0%
Written reviews81 reviews
Positive37.0%
Neutral14.8%
Negative48.1%

Bugs and requests

BMCE Direct

Not enough reviews yet to summarise bugs or requests.

BMCI Connect

Reported bugs

9 issues
  • Unknown error message preventing login
  • Password reset functionality not working
  • Facial recognition fails intermittently
  • Account balance calculation errors
  • SMS verification codes delayed or not sent
Show 4 more
  • Application crashes after updates
  • Account not refreshing/syncing transactions
  • Update download failures on iPhone
  • Persistent authentication failures despite correct credentials

Requested features

7 requests
  • Instant transfer option like other banks
  • Apple Pay integration
  • Tourist allowance configuration option
  • Money disposition/withdrawal options
  • Global view of securities accounts
Show 2 more
  • Country code change capability for MRE customers
  • More advanced banking features for enterprise-level bank

In-app purchases

None

BMCE Direct

No in-app purchases

None

BMCI Connect

No in-app purchases

Questions

Is BMCE Direct free?
BMCE Direct is free to download, with no in-app purchases.
Is BMCI Connect free?
BMCI Connect is free to download, with no in-app purchases.
Which has better reviews, BMCE Direct or BMCI Connect?
BMCE Direct is rated higher. BMCE Direct averages 4.5 out of 5 from 2.6K ratings, while BMCI Connect averages 4.5 from 797 ratings.
Do BMCE Direct or BMCI Connect have ads?
Neither BMCE Direct nor BMCI Connect shows ads.
Which is updated more often, BMCE Direct or BMCI Connect?
BMCE Direct ships an update every 3 months, and BMCI Connect monthly. Most recently, BMCE Direct was updated on October 26, 2026 and BMCI Connect on October 26, 2026.

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