Comparison

个人手机银行 vs e

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

个人手机银行

Features
Read full description

四川农信个人版手机银行是四川省农村信用社为个人客户量身打造的Iphone版手机银行,品牌名为“蜀信e”,可让您随时随地享用银行服务,如转账、账户查询、定活互转、在线申贷、扫码支付、手机充值、水电气缴费等。 简约风格:主流简约风格,扁平化设计,业务功能一屏尽览。 操作便捷:支持人脸登录、刷脸开户、指纹支付,使用云证书最高转账限额50万元。 多重守护:采用多重密码保护机制,加以手机动态密码多重认证,保障您的交易资金安全。 您可通过本软件自助册使用账户查询等功能,如需使用本行手机银行其他服务,请携带本人银行卡及身份证件到四川省内我社任一网点开通。 我行手机银行采用了多重密码保护机制, 加以手机动态密码多重认证, 保障您的交易资金安全。 您可通过本软件自助注册使用账户查询等功能,如需使用本行手机银行其他服务,请携带本人银行卡及身份证件到四川省内我社任一网点开通。

About

e

This official platform allows individuals to manage their digital Chinese Yuan (e-CNY) wallets. Users can open wallets, exchange funds, make payments, and track their e-CNY assets. It's developed by authorized operators for secure digital currency transactions.

Highlights
  • Digital e-CNY wallet management
  • Open and manage e-CNY wallets
  • Exchange and use e-CNY
  • Manage e-CNY assets
  • Check e-CNY balance
Features
Read full description

e-CNY App is the official service platform for e-CNY individual services, jointly developed by authorized operators. It integrates individual e-CNY wallet services of authorized operators, enabling users to open wallets, exchange and use e-CNY, as well as manage and check e-CNY assets.

Screenshots

个人手机银行4 screens
e4 screens

Verdict

The call

The clearest difference is rating: 个人手机银行 at 3.5 against e's 2.4. 个人手机银行 also leads on ratings volume (10K vs 110) and review sentiment (50% vs 30%). e's advantage is ads (none vs shown). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

个人手机银行 holds the better App Store score, 3.5 against 2.4. That said, the two scores are not equally well evidenced: 个人手机银行 has 10K ratings behind it against 110, so its average is the more settled of the two. Written reviews point the same way: 50% of 个人手机银行's written reviews are positive against 30% of e's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 14, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
个人手机银行 versus e: the parameters behind the verdict, then further details
Parameter个人手机银行e
PriceFreeFree
Rating3.5 (10K ratings) — better2.4 (110 ratings)
Positive reviews50.0% of reviews — better29.5% of reviews
Number of ratings10K — better110
Update frequencyMonthlyMonthly
AdsYesNo — better
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS1313.0
Further details — not scored
Size522 MB175 MB
Age rating12+4+
Developer四川省农村信用社数字人民币运营管理中心有限公司

Customer experience

个人手机银行

All ratings10 ratings
Positive60.0%
Neutral0.0%
Negative40.0%
Written reviews22 reviews
Positive50.0%
Neutral18.2%
Negative31.8%

e

All ratings110 ratings
Positive32.7%
Neutral3.6%
Negative63.6%
Written reviews132 reviews
Positive29.5%
Neutral1.5%
Negative68.9%

In-app purchases

None

个人手机银行

No in-app purchases

None

e

No in-app purchases

Questions

Is 个人手机银行 free?
个人手机银行 is free to download, with no in-app purchases.
Is e free?
e is free to download, with no in-app purchases.
Which has better reviews, 个人手机银行 or e?
个人手机银行 is rated higher. 个人手机银行 averages 3.5 out of 5 from 10K ratings, while e averages 2.4 from 110 ratings.
Do 个人手机银行 or e have ads?
个人手机银行 shows ads; e does not.
Which is updated more often, 个人手机银行 or e?
个人手机银行 ships an update monthly, and e monthly. Most recently, 个人手机银行 was updated on October 14, 2026 and e on October 15, 2026.

Other comparisons