Comparison

SC China vs 个人手机银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SC China

Access leading market insights, competitive deposit rates, and diverse financial services. Manage investments with an enhanced trading platform and stay informed with live updates via push notifications.

Highlights
  • Leading market insights
  • Competitive deposit rates
  • Diverse financial services
  • Comprehensive investment products
  • Live business updates
  • Push notifications
Features
Read full description

Standard Chartered Mobile Banking - All-New Upgrade, Experience Multiple Highlights Now • Highlight1: Access Leading Market Insights at Your Fingertips Pre-login page featuring the latest market views and expert forward-looking perspectives • Highlight 2: Enjoy Competitive Deposit Rates with One Click One-click product search to effortlessly secure promotional offers and capitalize on investment opportunities • Highlight 3: Enjoy Diverse Financial Services in One Place Upon login, the homepage presents a comprehensive overview of integrated financial services and your complete financial picture • Highlight 4: Comprehensive Investment Products at a Glance Enhanced investment trading platform featuring a new dedicated product section with enriched information • Highlight 5: Stay Instantly Informed with Live Updates Turn on push notifications to receive timely business updates, empowering you to manage your wealth with ease and confidence

About

个人手机银行

Features
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四川农信个人版手机银行是四川省农村信用社为个人客户量身打造的Iphone版手机银行,品牌名为“蜀信e”,可让您随时随地享用银行服务,如转账、账户查询、定活互转、在线申贷、扫码支付、手机充值、水电气缴费等。 简约风格:主流简约风格,扁平化设计,业务功能一屏尽览。 操作便捷:支持人脸登录、刷脸开户、指纹支付,使用云证书最高转账限额50万元。 多重守护:采用多重密码保护机制,加以手机动态密码多重认证,保障您的交易资金安全。 您可通过本软件自助册使用账户查询等功能,如需使用本行手机银行其他服务,请携带本人银行卡及身份证件到四川省内我社任一网点开通。 我行手机银行采用了多重密码保护机制, 加以手机动态密码多重认证, 保障您的交易资金安全。 您可通过本软件自助注册使用账户查询等功能,如需使用本行手机银行其他服务,请携带本人银行卡及身份证件到四川省内我社任一网点开通。

Screenshots

SC China4 screens
个人手机银行4 screens

Verdict

The call

The clearest difference is rating: SC China at 4.7 against 个人手机银行's 3.5. SC China also leads on ads (none vs shown). 个人手机银行's advantage is review sentiment (50% vs 29%) and ratings volume (10K vs 514). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SC China holds the better App Store score, 4.7 against 3.5. That said, the two scores are not equally well evidenced: 个人手机银行 has 10K ratings behind it against 514, so its average is the more settled of the two. Written reviews complicate that: 29% of SC China's written reviews are positive against 50% of 个人手机银行's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

SC China ships an update every 5 weeks, 个人手机银行 monthly. The most recent releases landed on November 7, 2026 and November 6, 2026 respectively.

Scorecard4 real differences · 6 level
SC China versus 个人手机银行: the parameters behind the verdict, then further details
ParameterSC China个人手机银行
PriceFreeFree
Rating4.7 (514 ratings) — better3.5 (10K ratings)
Positive reviews29.4% of reviews50.0% of reviews — better
Number of ratings51410K — better
Update frequencyEvery 5 weeksMonthly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.013 — better
Further details — not scored
Size148 MB333 MB
Age rating4+12+
DeveloperStandard Chartered Bank四川省农村信用社

Customer experience

SC China

All ratings514 ratings
Positive92.4%
Neutral2.7%
Negative4.9%
Written reviews34 reviews
Positive29.4%
Neutral2.9%
Negative67.6%

个人手机银行

All ratings10 ratings
Positive60.0%
Neutral0.0%
Negative40.0%
Written reviews22 reviews
Positive50.0%
Neutral18.2%
Negative31.8%

Bugs and requests

SC China

Reported bugs

7 issues
  • Blank page after loading for minutes
  • No way back after blank page
  • Keeps saying something wrong and logging me out
  • Cannot log in, always crashes
  • App stops working on iOS, continually loads
Show 2 more
  • Login error, cannot log on to website
  • Login button doesn't work after entering credentials

Requested features

10 requests
  • Update design and transfer experience
  • Upgrade to newest branding
  • Simplify transfer process
  • Add landscape iPad support
  • Update to configure Face ID on iPhone X
Show 5 more
  • Support Face ID
  • Allow pasting password into login field
  • Optimize for plus-sized screens
  • Show credit cards
  • Add version for phone

个人手机银行

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SC China

No in-app purchases

None

个人手机银行

No in-app purchases

Questions

Is SC China free?
SC China is free to download, with no in-app purchases.
Is 个人手机银行 free?
个人手机银行 is free to download, with no in-app purchases.
Which has better reviews, SC China or 个人手机银行?
SC China is rated higher. SC China averages 4.7 out of 5 from 514 ratings, while 个人手机银行 averages 3.5 from 10K ratings.
Do SC China or 个人手机银行 have ads?
个人手机银行 shows ads; SC China does not.
Which is updated more often, SC China or 个人手机银行?
SC China ships an update every 5 weeks, and 个人手机银行 monthly. Most recently, SC China was updated on November 7, 2026 and 个人手机银行 on November 6, 2026.

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