SNB Token vs SAIB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SNB Token
This app offers a fast and secure way to generate activation codes for logins and transactions. It eliminates the need to wait for SMS codes, especially useful when traveling. Follow simple steps within the SNB AlAhli Mobile app to set it up.
- Fast activation code generation
- Secure login and transaction authentication
- Eliminates SMS waiting time
- Convenient for travelers
- Integrates with SNB AlAhli Mobile app
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تطبيق SNB توكن يوفر الوقت بتقديم طريقة إضافية سريعة وآمنة للحصول على رمز سري لتسجيل الدخول وتنفيذ العمليات في أي وقت ومكان. والذي يُغنيك عن الحاجة لانتظار الرمز السري المُرسل عبر الرسائل النصية خاصةً خلال السفر. بعد تحميل التطبيق، وللاستفادة من الخدمة: 1. قم بتسجيل الدخول على تطبيق SNB الأهلي موبايل 2. اختر "الإعدادات" 3. اختر "SNB توكن" واتبع الخطوات SNB Token saves you time via providing a fast and secure additional option to get activation codes used for your logins and transactions, anytime anywhere. No need to wait for activation codes sent via SMS specially during traveling. After downloading the app and to benefit from the service: 1. Login to SNB AlAhli Mobile app 2. Click “Settings” 3. Click “SNB Token” and follow the instructions
SAIB
Access a full range of electronic banking services on your smart device. Even non-customers can benefit from additional functionalities. Perform banking operations and transactions instantly.
- Full range of electronic banking services
- Access via smart device
- Additional functionalities for non-customers
- Instant banking operations and transactions
- Online mobile banking login (FLEXX TOUCH)
- Supports Arabic and English languages
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يسر البنك السعودي للاستثمار تقديم "التطبيق المدمج للهواتف الذكية" والذي يمكنك من الوصول إلى مجموعة كاملة من الخدمات المصرفية الإلكترونية. اذا لم تكن عميلا للبنك السعودي للإستثمار، بامكانك تحميل التطبيق و الاستفادة من مجموعة من الوظائف و العمليات الاضافية. خدمات التطبيق لعملاء البنك السعودي للاستثمار: - الدخول لخدمة الانترنت البنكيه نسخة الأجهزة الذكية (فلكس تاتش) اينما كنت: الدخول لهذه الخدمة يكون عبر إستخدام اسم المستخدم و كلمة المرور الخاصة بخدمة الانترنت البنكية. بامكانك تنفيذ جميع العمليات البنكيه فوراً. و في حال لم تكن مسجلا بامكانك اتباع الخطوات الموضحة بعد الضغط على أيقونة الدخول. دعم اللغتين: العربية و الإنجليزية. ---------------- The Saudi Investment Bank (SAIB) is pleased to introduce its new hybrid application that allows you to access the entire range of Internet Banking services via your smart device. Furthermore non SAIB customers can install this application and benefit its additional functionalities. SAIB customers’ application services: - Login to your online mobile banking (FLEXX TOUCH): You can login via your existing online banking user credentials. You can perform any banking operation or transaction instantaneously. However, if you are not already registered, you can simply follow the steps on the registration page. Languages: Arabic and English
Screenshots
Verdict
The clearest difference is review sentiment: SNB Token at 56% against SAIB's 11%. SNB Token also leads on rating (3.7 vs 1.6). SAIB's advantage is update cadence (every 6 weeks vs every 6 months) and ratings volume (96 vs 19). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SNB Token holds the better App Store score, 3.7 against 1.6. That said, the two scores are not equally well evidenced: SAIB has 96 ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 56% of SNB Token's written reviews are positive against 11% of SAIB's.
SNB Token ships an update every 6 months, SAIB every 6 weeks. The most recent releases landed on September 30, 2026 and September 20, 2026 respectively.
| Parameter | SNB Token | SAIB |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (19 ratings) — better | 1.6 (96 ratings) |
| Positive reviews | 56.3% of reviews — better | 11.3% of reviews |
| Number of ratings | 19 | 96 — better |
| Update frequency | Every 6 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Requires iOS | 15.6 — better | 16.0 |
| Further details — not scored | ||
| Size | 33 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | The Saudi National Bank | The Saudi Investment Bank |
Customer experience
SNB Token
SAIB
Bugs and requests
SNB Token
Not enough reviews yet to summarise bugs or requests.
SAIB
Reported bugs
16 issues- Login screen freezes and shows 'Try Again Later' errors
- Technical issues when accessing card information
- Flex Safe activation fails with 'information not found' error
- Text input boxes unresponsive to touches
- Touch ID authentication token failure (vascoSDK.-4005)
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- International transfer beneficiary feature broken
- Bill payment transactions fail to complete
- Multiple bill payments not processing
- App crashes when accessing cards
- Password reset returns 404 errors
- App logs out users unexpectedly
- Slow OTP/authorization code delivery
- App incompatible with iPhone X and newer models
- Display scaling issues on larger screens
- Recurring login issues after updates
- App hangs during end-of-day transaction processing
Requested features
12 requests- Face ID/Touch ID biometric authentication support
- Quick PIN entry option for faster login
- Dark mode option
- Improved app speed and performance optimization
- Mobile number-based transfers
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- Email-based transfers
- National ID-based transfers
- New beneficiary activation through app
- Support for latest iPhone screen sizes and models
- Apple keyboard auto-fill support
- Subscription/subscription management features
- Reduce 48-hour security hold period on transactions
In-app purchases
SNB Token
No in-app purchases
SAIB
No in-app purchases
