SAIB vs meem KSA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SAIB
Access a full range of electronic banking services on your smart device. Even non-customers can benefit from additional functionalities. Perform banking operations and transactions instantly.
- Full range of electronic banking services
- Access via smart device
- Additional functionalities for non-customers
- Instant banking operations and transactions
- Online mobile banking login (FLEXX TOUCH)
- Supports Arabic and English languages
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يسر البنك السعودي للاستثمار تقديم "التطبيق المدمج للهواتف الذكية" والذي يمكنك من الوصول إلى مجموعة كاملة من الخدمات المصرفية الإلكترونية. اذا لم تكن عميلا للبنك السعودي للإستثمار، بامكانك تحميل التطبيق و الاستفادة من مجموعة من الوظائف و العمليات الاضافية. خدمات التطبيق لعملاء البنك السعودي للاستثمار: - الدخول لخدمة الانترنت البنكيه نسخة الأجهزة الذكية (فلكس تاتش) اينما كنت: الدخول لهذه الخدمة يكون عبر إستخدام اسم المستخدم و كلمة المرور الخاصة بخدمة الانترنت البنكية. بامكانك تنفيذ جميع العمليات البنكيه فوراً. و في حال لم تكن مسجلا بامكانك اتباع الخطوات الموضحة بعد الضغط على أيقونة الدخول. دعم اللغتين: العربية و الإنجليزية. ---------------- The Saudi Investment Bank (SAIB) is pleased to introduce its new hybrid application that allows you to access the entire range of Internet Banking services via your smart device. Furthermore non SAIB customers can install this application and benefit its additional functionalities. SAIB customers’ application services: - Login to your online mobile banking (FLEXX TOUCH): You can login via your existing online banking user credentials. You can perform any banking operation or transaction instantaneously. However, if you are not already registered, you can simply follow the steps on the registration page. Languages: Arabic and English
meem KSA
This app offers a fully digital, Shariah-compliant banking experience. Manage multiple accounts, track spending, and access credit cards and personal finance options. Enjoy seamless on-the-go banking with 24/7 customer support.
- Digital Shariah-compliant banking
- 3 accounts in 1 with one card
- Digital budgeting and saving tools
- Credit cards with rewards and installments
- Flexible personal finance options
- Home finance
- Real-time Murabaha
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Welcome to meem Digital Banking by Gulf International Bank The world’s first digital Shariah Compliant bank that gives you everything you need and more! meem is built with everything you need to safely bank on-the-go, so you can live the moments that matter! Open an account seamlessly, digitally and in minutes for: meem OnePack account, 3 accounts in 1 – current, savings and multicurrency accessed from one card! Digital budgeting and saving tools to track your spending and saving in real-time Credit cards with a range of benefits including the ajeeb rewards program and a buy now and pay later installment program from 3-24 months starting from 0% Flexible Personal Finance options including No Salary Transfer Home Finance Real-time Murabaha starting from just 30 days and in multiple currencies! We are here around the clock to provide you seamless digital customer experience with our products and services visit http://www.meem.com for more. You can also speak to us via in-app meem Chat or by calling us on 800116336 or +966 920026336. Start a new banking experience and join us today by downloading our app! meem | meem Digital Banking - Kingdom of Saudi Araba ميم أول مصرفية رقمية تابعة لبنك الخليج الدولي، بمنتجات وخدمات رقمية بالكامل ومتوافقة مع أحكام الشريعة الإسلامية. الخدمات المصرفية المتوفرة على تطبيقنا: - ٣ حسابات في حساب واحد وببطاقة واحدة فقط! حساب جاري، حساب التوفير، وحساب العملات المتعددة. ⁃ رحلة رقمية بالكامل لجميع المنتجات والخدمات المصرفية من التقديم الى الرد وانهاء الإجراءات. ⁃ ميزة الميزانية وأدوات مُتعددة تساعدك على الادخار والتحكم بمصاريفك بكل سهولة. ⁃ بطاقات ميم الائتمانية مع العديد من المزايا مثل برنامج مكافآت عجيب وبرنامج تقسيط أسهل للمشتريات وهامش ربح يبدأ من 0٪ ⁃ خيارات تمويل شخصي مرنة بما في ذلك منتج التمويل الشخصي بدون تحويل الراتب ⁃ التمويل العقاري ⁃ مرابحة فورية تبدأ من 30 يوم فقط وبعملات متعددة! متواجدين على مدار الساعة لتوفير أفضل تجربة رقمية بمنتجات وخدمات لعملائنا وبسلاسة، تفضل بزيارة http://www.meem.com للمزيد. يمكنك أيضًا التحدث إلينا عبر محادثة ميم من خلال التطبيق أو عن طريق الاتصال بنا على 800116336 أو +966 920026336. حمل تطبيق ميم ابدأ تجربة مصرفية جديدة وانضم إلينا اليوم! ميم | مصرفية ميم الرقمية - المملكة العربية السعودية
Screenshots
Verdict
The clearest difference is rating: meem KSA at 4.2 against SAIB's 1.6. meem KSA also leads on review sentiment (41% vs 11%) and update cadence (fortnightly vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
meem KSA holds the better App Store score, 4.2 against 1.6. That said, the two scores are not equally well evidenced: meem KSA has 960 ratings behind it against 96, so its average is the more settled of the two. Written reviews point the same way: 11% of SAIB's written reviews are positive against 41% of meem KSA's.
SAIB ships an update every 6 weeks, meem KSA fortnightly. The most recent releases landed on October 21, 2026 and October 23, 2026 respectively.
| Parameter | SAIB | meem KSA |
|---|---|---|
| Price | Free | Free |
| Rating | 1.6 (96 ratings) | 4.2 (960 ratings) — better |
| Positive reviews | 11.3% of reviews | 41.3% of reviews — better |
| Number of ratings | 96 | 960 — better |
| Update frequency | Every 6 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 16.0 | 13.2 — better |
| Further details — not scored | ||
| Size | 28 MB | 161 MB |
| Age rating | 4+ | 4+ |
| Developer | The Saudi Investment Bank | GIB |
Customer experience
SAIB
meem KSA
User reviews
SAIB
From 96 App Store ratingsWhat we love
- 💰 Good for international money transfers to India
- 🌐 Comprehensive range of banking services available
- 💳 Excellent international card with no fees
- 📱 Multiple service options accessible through app
Room to improve
- 🐢 Extremely slow and sluggish performance
- 🐛 Frequent crashes and freezing issues
- ❌ Constant login errors and authentication failures
- 🔧 Poor technical support and slow response times
- 😤 Outdated design and outdated technology stack
meem KSA
From 960 App Store ratingsWhat we love
- ⭐ Excellent banking service
- 🤩 Great digital experience
- 💳 Smooth credit card and salary cashback features
- 🏆 Best bank app in the region
- 👍 Easy and enjoyable experience
Room to improve
- 🐛 Frequent app crashes and freezes
- ⏱️ Slow app performance and response times
- 🔑 Login issues and unreliable authentication
- 🤔 Limited banking services and features
- 💤 Outdated and unresponsive app design
Bugs and requests
SAIB
Reported bugs
16 issues- Login screen freezes and shows 'Try Again Later' errors
- Technical issues when accessing card information
- Flex Safe activation fails with 'information not found' error
- Text input boxes unresponsive to touches
- Touch ID authentication token failure (vascoSDK.-4005)
Show 11 moreShow fewer
- International transfer beneficiary feature broken
- Bill payment transactions fail to complete
- Multiple bill payments not processing
- App crashes when accessing cards
- Password reset returns 404 errors
- App logs out users unexpectedly
- Slow OTP/authorization code delivery
- App incompatible with iPhone X and newer models
- Display scaling issues on larger screens
- Recurring login issues after updates
- App hangs during end-of-day transaction processing
Requested features
12 requests- Face ID/Touch ID biometric authentication support
- Quick PIN entry option for faster login
- Dark mode option
- Improved app speed and performance optimization
- Mobile number-based transfers
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- Email-based transfers
- National ID-based transfers
- New beneficiary activation through app
- Support for latest iPhone screen sizes and models
- Apple keyboard auto-fill support
- Subscription/subscription management features
- Reduce 48-hour security hold period on transactions
meem KSA
Reported bugs
5 issues- Login screen freezes and crashes
- Delayed transaction updates on credit cards
- Inability to change password remotely
- Incompatibility issues with newer devices
- Unreliable SMS code delivery for authentication
Requested features
6 requests- Add biometric authentication (Touch ID/Face ID)
- Improve credit card management features
- Provide better visibility for salary cashback campaigns
- Enhance app performance and stability
- Update the app design for modern devices
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- Expand banking services and capabilities
In-app purchases
SAIB
No in-app purchases
meem KSA
No in-app purchases
