SAIB vs Alinma App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SAIB
Access a full range of electronic banking services on your smart device. Even non-customers can benefit from additional functionalities. Perform banking operations and transactions instantly.
- Full range of electronic banking services
- Access via smart device
- Additional functionalities for non-customers
- Instant banking operations and transactions
- Online mobile banking login (FLEXX TOUCH)
- Supports Arabic and English languages
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يسر البنك السعودي للاستثمار تقديم "التطبيق المدمج للهواتف الذكية" والذي يمكنك من الوصول إلى مجموعة كاملة من الخدمات المصرفية الإلكترونية. اذا لم تكن عميلا للبنك السعودي للإستثمار، بامكانك تحميل التطبيق و الاستفادة من مجموعة من الوظائف و العمليات الاضافية. خدمات التطبيق لعملاء البنك السعودي للاستثمار: - الدخول لخدمة الانترنت البنكيه نسخة الأجهزة الذكية (فلكس تاتش) اينما كنت: الدخول لهذه الخدمة يكون عبر إستخدام اسم المستخدم و كلمة المرور الخاصة بخدمة الانترنت البنكية. بامكانك تنفيذ جميع العمليات البنكيه فوراً. و في حال لم تكن مسجلا بامكانك اتباع الخطوات الموضحة بعد الضغط على أيقونة الدخول. دعم اللغتين: العربية و الإنجليزية. ---------------- The Saudi Investment Bank (SAIB) is pleased to introduce its new hybrid application that allows you to access the entire range of Internet Banking services via your smart device. Furthermore non SAIB customers can install this application and benefit its additional functionalities. SAIB customers’ application services: - Login to your online mobile banking (FLEXX TOUCH): You can login via your existing online banking user credentials. You can perform any banking operation or transaction instantaneously. However, if you are not already registered, you can simply follow the steps on the registration page. Languages: Arabic and English
Alinma App
This app offers a comprehensive digital banking experience with advanced features for managing accounts, finances, and cards. It allows users to perform transactions, submit requests, and access various banking services conveniently from their smart devices, including accessibility options for the visually impaired.
- Digital account opening
- Personal finance application
- Card issuance and management
- Instant payment services
- E-voucher purchases
- Bill payments
- Branch and ATM locator
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As part of our strategy to provide a premium digital banking experience, we are pleased to launch the new Alinma App with a variety of new and advanced features that meet your banking needs. The new Alinma application adopts a new vision of digital banking services, through which we seek to meet the aspirations of our customers and provide an easy and fast digital banking experience. The new Alinma App provides a comprehensive control panel for all products and services, so that you can easily carry out your banking transactions, submit your requests, inquiries and many more, without the need to visit the branch. Alinma New App Features - Easier navigation through a comprehensive control panel - Improved journey with New modern look - Compatible with all smart devices - Quick log in - Specially enabled for the blind and sight-impaired Products & Services via Alinma New App Accounts - Opening new digital account - Opening a personal sub account - Opening a savings account - Opening a family account Finance - Applying and executing personal finance 24/7 - Tracking and monitoring existing and pending finances Alinma Cards - Issuing and activating debit and credit cards 24/7 - Issuing and activating Traveler Card (multi-currency) 24/7 - Managing existing debit and credit cards Alinma Transfers - Instant Payment Service (Sarie) - Charitable Donations - Alinma express - Western Union - SWIFT transfers Marketplace - buy different E-vouchers 24/7 Additional Banking Services - Bills and MOI payments - Emergency cash (card-less withdrawals) - Currency converter - Check book request - Nama product - Traveler Cash - Accredit digital certificates - Digital Updating of ID & Address Details - Instant Savings - Branch appointment reservations Additional Services - Submit complaints - Submit inquiries - Alinma tracker (Branch and ATMs locator) - Information on special promotions and offers
Screenshots
Verdict
The clearest difference is review sentiment: Alinma App at 63% against SAIB's 11%. Alinma App also leads on rating (4.7 vs 1.6) and ratings volume (14K vs 96). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Alinma App holds the better App Store score, 4.7 against 1.6. That said, the two scores are not equally well evidenced: Alinma App has 14K ratings behind it against 96, so its average is the more settled of the two. Written reviews point the same way: 11% of SAIB's written reviews are positive against 63% of Alinma App's.
SAIB ships an update every 6 weeks, Alinma App fortnightly. The most recent releases landed on October 13, 2026 and October 16, 2026 respectively.
| Parameter | SAIB | Alinma App |
|---|---|---|
| Price | Free | Free |
| Rating | 1.6 (96 ratings) | 4.7 (14K ratings) — better |
| Positive reviews | 11.3% of reviews | 62.9% of reviews — better |
| Number of ratings | 96 | 14K — better |
| Update frequency | Every 6 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 28 MB | 210 MB |
| Age rating | 4+ | 4+ |
| Developer | The Saudi Investment Bank | Alinma Bank |
Customer experience
SAIB
Alinma App
User reviews
SAIB
From 96 App Store ratingsWhat we love
- 💰 Good for international money transfers to India
- 🌐 Comprehensive range of banking services available
- 💳 Excellent international card with no fees
- 📱 Multiple service options accessible through app
Room to improve
- 🐢 Extremely slow and sluggish performance
- 🐛 Frequent crashes and freezing issues
- ❌ Constant login errors and authentication failures
- 🔧 Poor technical support and slow response times
- 😤 Outdated design and outdated technology stack
Alinma App
From 14K App Store ratingsWhat we love
- 👍 User-friendly app
- 🚀 Fast and efficient
- 🔒 Secure transactions
- 💡 Innovative features
- 🌟 Excellent banking experience
Room to improve
- 🐛 Occasional crashes and bugs
- ⏱️ Slow performance and loading times
- 🔒 Strict security measures can be inconvenient
- 💳 Lack of support for international transfers
Bugs and requests
SAIB
Reported bugs
16 issues- Login screen freezes and shows 'Try Again Later' errors
- Technical issues when accessing card information
- Flex Safe activation fails with 'information not found' error
- Text input boxes unresponsive to touches
- Touch ID authentication token failure (vascoSDK.-4005)
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- International transfer beneficiary feature broken
- Bill payment transactions fail to complete
- Multiple bill payments not processing
- App crashes when accessing cards
- Password reset returns 404 errors
- App logs out users unexpectedly
- Slow OTP/authorization code delivery
- App incompatible with iPhone X and newer models
- Display scaling issues on larger screens
- Recurring login issues after updates
- App hangs during end-of-day transaction processing
Requested features
12 requests- Face ID/Touch ID biometric authentication support
- Quick PIN entry option for faster login
- Dark mode option
- Improved app speed and performance optimization
- Mobile number-based transfers
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- Email-based transfers
- National ID-based transfers
- New beneficiary activation through app
- Support for latest iPhone screen sizes and models
- Apple keyboard auto-fill support
- Subscription/subscription management features
- Reduce 48-hour security hold period on transactions
Alinma App
Reported bugs
3 issues- Login issues and frequent logouts
- Problems with device registration
- Compatibility issues with older devices
Requested features
4 requests- Faster login options (e.g., biometrics)
- More control over transaction limits
- Real-time transaction notifications
- Dark mode option
In-app purchases
SAIB
No in-app purchases
Alinma App
No in-app purchases
