Comparison

Mortgage Calculator Plus vs Dynamic Refi Calculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mortgage Calculator Plus

Easily calculate mortgage payments with detailed amortization schedules. This app offers advanced analytics, including interest breakdowns and the ability to save and share calculations. It's designed for anyone looking to understand or plan their mortgage finances.

Highlights
  • Intuitive mortgage calculation
  • Detailed amortization schedules
  • Enhanced mortgage analytics
  • Interest and principal breakdown graphs
  • Save and email mortgage calculations
  • Input extra payments, taxes, insurance, PMI
  • Multi-currency support
Features
Read full description

Mortgage Calculator Plus is the easiest to use Mortgage Calculator available on the App Store. *** The #1 Mortgage app in the United States!!! *** A Top 100 finance app in the U.S, Canada, New Zealand, UK, India, Australia, China, France plus 26 other countries!!! What some of Mortgage Calculator Plus’s users have said… “This app makes my life so much easier, it's simple to use and it's just great! Would definitely recommend this to anyone that is looking for a mortgage calculator.” “I have been searching for a decent Mortgage Calculator for a while now and did a bit of research online and this was getting good reviews, so I gave it a try. I have to say I am really impressed, it's so simple to use, it doesn’t take long to get used to it and its very helpful to have as it will help you plan your finances better.” Visually appealing and intuitive • Mortgage Calculator Plus’ easy to use interface helps you make snap decisions at a moments notice • Unlike other mortgage apps, Mortgage Calculator Plus gets rid of all the clutter • Optimized for tablet and phone Enhanced Mortgage Analytics • Mortgage Calculator Plus gives you relevant analysis on your mortgage • Dynamically build your amortization schedule right in front of your eyes, giving you detailed information regarding when, what and how much you are paying • You can also save your Mortgages for later reference or email them for convenience • Includes graphing tools to help you see how much of what you’ll be paying is made up of interest and how much is actually going towards paying down your mortgage The Most Complete Mortgage Calculator available on the App store • Mortgage Calculator Plus allows you to input extra payments, to consider taxes, insurance, PMI and a whole bunch of other options to give you the most comprehensive mortgage calculation • You can even change the currency symbol of your mortgage to include $ £ € ¥ • Some countries outside the United States require mortgages to be compounded semi annually, such as Canada. Mortgage Calculator Plus gives you the option to do so Mortgage Calculator Plus is perfect if you’re… • Shopping around for a mortgage • If you’re a realtor • A broker • A financial advisor • Or if you just want to learn more about your mortgage Give yourself the tools you need to make better mortgage decisions by giving Mortgage Calculator Plus a try.

About

Dynamic Refi Calculator

This app helps you analyze mortgage refinancing options by providing instant graphs and reports. It calculates APR, interest savings, recoup periods, and loan terms, allowing you to compare strategies and make informed decisions before speaking with lenders.

Highlights
  • Instant APR calculation
  • Loan term and interest rate analysis
  • Recoup period calculation
  • Interactive graphs and reports
  • Email results for comparison
  • Adjustable cash-out and fees
Features
Read full description

Provides instant graphs and reports when you use sliders or steppers to change the values. Your goal is not only to reduce the monthly payment. You also need to know how long the extra years you need to pay, how much you can save on the interest paid, how soon you can recoup the fees, and what is the real interest rate -- APR. Select the best strategy by yourself. Features: 1. Automatically calculate your remaining balance when you know your remaining term years or months. 2. You cannot change the remaining balance amount even though you can cash out and borrow more money. 3. Instant APR calculation. 4. Use steppers (+/-) to increase or decrease the cash-out or total cost amount. 5. Use sliders to change the term years and interest values. 6. Or, you can directly enter your exact values into the text boxes and press the Calculate button. 7. Watch the instant changes on the chart graph and the summary report when you make any changes on the cash-out amount, term years, interest rate and the total refi cost and fees. 8. Send the easy-to-read results to your email for your side-by-side offer comparisons. 9. Do your homework and make decisions best for you before talking to your lenders.

Screenshots

Mortgage Calculator Plus4 screens
Dynamic Refi Calculator3 screens

Verdict

The call

The clearest difference is rating: Dynamic Refi Calculator at 4.7 against Mortgage Calculator Plus's 3.2. Dynamic Refi Calculator also leads on in-app purchases (none vs 1) and ads (none vs shown). On price, ratings volume, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Mortgage Calculator Plus sells 1 one-off in-app purchase. Dynamic Refi Calculator asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Dynamic Refi Calculator holds the better App Store score, 4.7 against 3.2. Both are backed by a comparable volume of ratings — 12 and 13 respectively. Written reviews point the same way: 50% of Mortgage Calculator Plus's written reviews are positive against 80% of Dynamic Refi Calculator's.

UpkeepUpdate frequency

Mortgage Calculator Plus ships an update monthly, Dynamic Refi Calculator every 8 days. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard6 real differences · 4 level
Mortgage Calculator Plus versus Dynamic Refi Calculator: the parameters behind the verdict, then further details
ParameterMortgage Calculator PlusDynamic Refi Calculator
PriceFreeFree
Rating3.2 (12 ratings)4.7 (13 ratings) — better
Positive reviews50.3% of reviews80.0% of reviews — better
Number of ratings1213 — better
Update frequencyMonthlyEvery 8 days — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.012.4 — better
Further details — not scored
Size9 MB9 MB
Age rating4+4+
DeveloperAppRebel, Inc.James Ko

Customer experience

Mortgage Calculator Plus

All ratings11 ratings
Positive45.5%
Neutral0.0%
Negative54.5%
Written reviews161 reviews
Positive50.3%
Neutral9.9%
Negative39.8%

Dynamic Refi Calculator

All ratings13 ratings
Positive92.3%
Neutral0.0%
Negative7.7%
Written reviews5 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

Bugs and requests

Mortgage Calculator Plus

Reported bugs

4 issues
  • Button to remove ads not working
  • Calculations for property tax often incorrect
  • Years of data lost
  • App keeps crashing on launch

Requested features

4 requests
  • Add interest-only option
  • Allow entering taxes as fixed amount
  • Add ability to sync with existing mortgage balance
  • Enable multiple extra payments at different times

Dynamic Refi Calculator

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Mortgage Calculator Plus

One-time1
  • Remove ads$3.99
None

Dynamic Refi Calculator

No in-app purchases

Questions

Is Mortgage Calculator Plus free?
Mortgage Calculator Plus is free to download, with in-app purchases available.
Is Dynamic Refi Calculator free?
Dynamic Refi Calculator is free to download, with no in-app purchases.
Which has better reviews, Mortgage Calculator Plus or Dynamic Refi Calculator?
Dynamic Refi Calculator is rated higher. Mortgage Calculator Plus averages 3.2 out of 5 from 12 ratings, while Dynamic Refi Calculator averages 4.7 from 13 ratings.
Do Mortgage Calculator Plus or Dynamic Refi Calculator have ads?
Mortgage Calculator Plus shows ads; Dynamic Refi Calculator does not.
Which is updated more often, Mortgage Calculator Plus or Dynamic Refi Calculator?
Mortgage Calculator Plus ships an update monthly, and Dynamic Refi Calculator every 8 days. Most recently, Mortgage Calculator Plus was updated on November 1, 2026 and Dynamic Refi Calculator on November 3, 2026.

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