Comparison

evolve Mobile Banking vs Raiz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

evolve Mobile Banking

Manage your finances on the go with this mobile banking app. It offers features like investment management, bill pay, person-to-person payments, and secure chat support. Access your accounts, transfer funds, and find ATMs with ease.

Highlights
  • Investment management
  • Video chat support
  • Person-to-person payments
  • Online bill pay
  • External account management
  • Fingerprint biometrics
  • Quick balance check
Features
Read full description

Welcome to the new evolve FCU Mobile App. Bank smarter with a modern, intuitive digital banking experience designed to help you manage your finances anytime, anywhere. Get a personalized financial snapshot right from your dashboard, with quick access to account details, investments, credit score monitoring, special offers, and other tools designed to help you make informed financial decisions. With evolve FCU Mobile App, you can: • Track your High Yield Checking account progress • Monitor your credit score with personalized insights and alerts • Access financial literacy and wellness resources • View balances and transaction history • Transfer funds and send money • Pay bills and make loan payments • Deposit checks remotely • Manage cards and account preferences • Securely message support • Log in quickly with biometric authentication Enjoy a streamlined design, enhanced security, and powerful tools that make banking easier than ever.

About

Raiz

Manage your finances conveniently with this mobile banking application. It offers features like account management, loan applications, credit score viewing, and secure card management. The app also includes budgeting tools and a virtual assistant for financial guidance.

Highlights
  • View credit score
  • Apply for loans and credit cards
  • Manage cards and fight fraud
  • Virtual financial assistant
  • Savings goals and budgeting tools
  • Deposit checks via mobile camera
  • Member-to-member transfers
Features
Read full description

Reach new financial heights with our easy-to-use app. Our modern design and features allow intuitive navigation and account management. The Raiz mobile app is your all-in-one place for banking on the go. With our app, you can open new accounts, apply for loans, receive statements, view your credit score, manage your cards, and much more. Features: • View credit score • Touch ID or Face ID compatible for added security • Find Raiz ATMs and branches closest to you • Setup automatic payments with Bill Pay • Voice-enabled chat with “Archie” your virtual financial assistant • Fight fraud with an integrated card management feature • Improve your financial wellness with savings goals and budgeting tools • View your accounts and statements (available in English and Spanish) • Deposit checks using the camera on your mobile device • Apply and make payments on Raiz loans, credit cards, and more • Setup alerts and notifications to keep track of payments and avoid extra fees • Link accounts from other financial institutions for easy monitoring • Exchange money with member-to-member transfers

Screenshots

evolve Mobile Banking4 screens
Raiz4 screens

Verdict

The call

The clearest difference is rating: Raiz at 4.9 against evolve Mobile Banking's 2.8. Raiz also leads on update cadence (monthly vs every 10 months) and ratings volume (5.8K vs 39). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Raiz holds the better App Store score, 4.9 against 2.8. That said, the two scores are not equally well evidenced: Raiz has 5.8K ratings behind it against 39, so its average is the more settled of the two. Written reviews point the same way: 38% of evolve Mobile Banking's written reviews are positive against 49% of Raiz's.

UpkeepUpdate frequency

evolve Mobile Banking ships an update every 10 months, Raiz monthly. The most recent releases landed on October 23, 2026 and October 22, 2026 respectively.

Scorecard4 real differences · 6 level
evolve Mobile Banking versus Raiz: the parameters behind the verdict, then further details
Parameterevolve Mobile BankingRaiz
PriceFreeFree
Rating2.8 (39 ratings)4.9 (5.8K ratings) — better
Positive reviews37.5% of reviews48.5% of reviews — better
Number of ratings395.8K — better
Update frequencyEvery 10 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS1616.0
Further details — not scored
Size33 MB232 MB
Age rating4+4+
Developerevolve Federal Credit UnionRaiz Federal Credit Union

Customer experience

evolve Mobile Banking

All ratings36 ratings
Positive38.9%
Neutral2.8%
Negative58.3%
Written reviews16 reviews
Positive37.5%
Neutral0.0%
Negative62.5%

Raiz

All ratings5,787 ratings
Positive96.9%
Neutral1.8%
Negative1.3%
Written reviews101 reviews
Positive48.5%
Neutral6.9%
Negative44.6%

Bugs and requests

evolve Mobile Banking

Not enough reviews yet to summarise bugs or requests.

Raiz

Reported bugs

4 issues
  • Repeated sign-outs and login issues
  • Inability to access accounts and view balances
  • Zelle verification failures and disconnections
  • Freezing and crashing during app usage

Requested features

4 requests
  • Improve Zelle integration
  • Enhance account visibility and transaction history
  • Implement more robust security features
  • Provide better customer support options

In-app purchases

None

evolve Mobile Banking

No in-app purchases

None

Raiz

No in-app purchases

Questions

Is evolve Mobile Banking free?
evolve Mobile Banking is free to download, with no in-app purchases.
Is Raiz free?
Raiz is free to download, with no in-app purchases.
Which has better reviews, evolve Mobile Banking or Raiz?
Raiz is rated higher. evolve Mobile Banking averages 2.8 out of 5 from 39 ratings, while Raiz averages 4.9 from 5.8K ratings.
Do evolve Mobile Banking or Raiz have ads?
Neither evolve Mobile Banking nor Raiz shows ads.
Which is updated more often, evolve Mobile Banking or Raiz?
evolve Mobile Banking ships an update every 10 months, and Raiz monthly. Most recently, evolve Mobile Banking was updated on October 23, 2026 and Raiz on October 22, 2026.

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