GECU Mobile vs Raiz
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GECU Mobile
Manage your finances on the go with this mobile banking application. Track account balances, transfer funds, and activate cash back offers. Access your accounts anytime, anywhere for convenient financial management.
- Track account balances
- Transfer money between accounts
- View cash back offers
- Activate cash back offers
- Account access on the go
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With the GECU Mobile app you can manage your money the way you manage your life. You can track your balances, transfer money between accounts and view and activate your cash back offers! It’s safe, fast and free! Now you can have your account at your fingertips whenever you want it. To learn how we protect your privacy, please visit https://gecu.com/online-privacy-policy
Raiz
Manage your finances conveniently with this mobile banking application. It offers features like account management, loan applications, credit score viewing, and secure card management. The app also includes budgeting tools and a virtual assistant for financial guidance.
- View credit score
- Apply for loans and credit cards
- Manage cards and fight fraud
- Virtual financial assistant
- Savings goals and budgeting tools
- Deposit checks via mobile camera
- Member-to-member transfers
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Reach new financial heights with our easy-to-use app. Our modern design and features allow intuitive navigation and account management. The Raiz mobile app is your all-in-one place for banking on the go. With our app, you can open new accounts, apply for loans, receive statements, view your credit score, manage your cards, and much more. Features: • View credit score • Touch ID or Face ID compatible for added security • Find Raiz ATMs and branches closest to you • Setup automatic payments with Bill Pay • Voice-enabled chat with “Archie” your virtual financial assistant • Fight fraud with an integrated card management feature • Improve your financial wellness with savings goals and budgeting tools • View your accounts and statements (available in English and Spanish) • Deposit checks using the camera on your mobile device • Apply and make payments on Raiz loans, credit cards, and more • Setup alerts and notifications to keep track of payments and avoid extra fees • Link accounts from other financial institutions for easy monitoring • Exchange money with member-to-member transfers
Screenshots
Verdict
The clearest difference is update cadence: Raiz at monthly against GECU Mobile's every 3 months. GECU Mobile's advantage is ratings volume (47K vs 5.8K) and review sentiment (59% vs 49%). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for GECU Mobile against 4.9 for Raiz. That said, the two scores are not equally well evidenced: GECU Mobile has 47K ratings behind it against 5.8K, so its average is the more settled of the two. Written reviews are what separate them: 59% of GECU Mobile's written reviews are positive against 49% of Raiz's.
GECU Mobile ships an update every 3 months, Raiz monthly. The most recent releases landed on November 12, 2026 and November 11, 2026 respectively.
| Parameter | GECU Mobile | Raiz |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (47K ratings) | 4.9 (5.8K ratings) — better |
| Positive reviews | 59.4% of reviews — better | 48.5% of reviews |
| Number of ratings | 47K — better | 5.8K |
| Update frequency | Every 3 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 142 MB | 232 MB |
| Age rating | 4+ | 4+ |
| Developer | GECU | Raiz Federal Credit Union |
Customer experience
GECU Mobile
Raiz
User reviews
GECU Mobile
From 47K App Store ratingsWhat we love
- 👍 User-friendly
- 🚀 Convenient banking on the go
- 💡 Great app features
- 🔒 Secure banking
Room to improve
- 🐛 Frequent app crashes
- ⏱️ Delayed transaction processing
- 💰 Unexpected fees and charges
- 🤔 Inconsistent account balances
Raiz
From 5.8K App Store ratingsWhat we love
- 🚀 Easy to use
- 👍 User-friendly interface
- 💡 Integrated Zelle functionality
- 🚀 Fast and responsive
- 👍 Convenient account management
Room to improve
- 🐛 Frequent crashes and glitches
- 🐛 Unreliable Zelle integration
- 🐛 Difficulty accessing accounts
- 🔒 Security and login issues
- 👎 Poor customer service
Bugs and requests
GECU Mobile
Reported bugs
3 issues- Login issues
- Check deposit problems
- Unreliable quick balance feature
Requested features
4 requests- Dark mode option
- Improved Zelle integration
- Ability to view check images
- Faster direct deposit availability
Raiz
Reported bugs
4 issues- Repeated sign-outs and login issues
- Inability to access accounts and view balances
- Zelle verification failures and disconnections
- Freezing and crashing during app usage
Requested features
4 requests- Improve Zelle integration
- Enhance account visibility and transaction history
- Implement more robust security features
- Provide better customer support options
In-app purchases
GECU Mobile
No in-app purchases
Raiz
No in-app purchases
Questions
Is GECU Mobile free?
Is Raiz free?
Which has better reviews, GECU Mobile or Raiz?
Do GECU Mobile or Raiz have ads?
Which is updated more often, GECU Mobile or Raiz?
Other comparisons
