bct+ vs 繳費靈手機服務 PPS on Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
bct+
Manage your MPF investments with an intelligent mobile experience. Explore various MPF investment strategies to plan for your ideal retirement, all within a single application.
- Intelligent MPF management
- Explore investment strategies
- Retirement planning tools
- Single application access
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The newly upgraded bct+ mobile app brings an intelligent experience to MPF management! With just one app, you can easily explore more MPF investment strategies for your ideal retirement.
繳費靈手機服務 PPS on Mobile
This app provides a simple and convenient platform for users in Hong Kong to pay over 900 different types of bills from their mobile devices. It allows for easy bill registration, payment, and access to transaction history, along with features to find nearby payment terminals and discover promotions.
- Pay bills from over 900 merchants
- Register new bills across 30+ categories
- View merchant lists by code, name, or category
- Enquire payment history for the last 60 days
- Discover latest promotions
- Search for nearest PPS registration terminals
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PPS (繳費靈) on Mobile是香港最簡單易用的繳費平台。透過PPS on Mobile您可隨時隨地登入PPS戶口，幾click就能繳付超過900個商戶之賬單。 • 繳付賬單 您可登記新賬單及繳付超過30個賬單類別，例如： ● 信用卡 ● 電話費 ● 管理費 ● 政府及法定機構賬單 ● 保險 ● 學校雜費等等 • 查看商戶名單 您可以商戶編號、名稱或類別搜尋您賬單的商戶名單。 • 查詢繳費紀錄 您可查看最近60天的繳費詳情。 • 發掘最新推廣 您可輕鬆探索最新的推廣。 • 搜尋最近的PPS終端機位置 您可透過全球定位系統(GPS) ，找出就近的PPS終端機。 PPS專為iPhone手機而設的醒目界面及功能有助繁忙的您處理賬單。Please Pay Smart！ 想立即使用PPS on Mobile繳費？您只需以PPS戶口號碼/登入名稱和8個數字的網上密碼登入。還未開立PPS戶口？立刻帶同您的ATM卡到指定OK便利店、HKT專門店、AEON分行及部分主要銀行內的PPS終端機登記吧！ 更多功能及詳情，請瀏覽https://www.ppshk.com PPS (繳費靈) on Mobile支援 iOS 11.0 或以上 立即下載PPS on Mobile! PPS on Mobile is a convenient and simple electronic bill payment platform in Hong Kong. Via PPS on Mobile, you can login your PPS account anytime and settle bills from over 900 merchants with just a few clicks. • Pay bills You can register new bills and pay your bills directly across over 30 categories, such as: ● Credit cards ● Telecommunications ● Property management fees ● Government and public utility bills, ● Insurance ● School fees etc. • View merchant lists You can search merchant lists by merchant codes, names or categories for your bills. • Enquire payment history You can check your payment history for last 60 days. • Discover the hottest offers You can easily explore all the up-to-date hottest offers on the app! • Search for the nearest PPS Registration Terminal You can search a nearby PPS Registration Terminal via GPS. Brilliant iPhone-oriented interface and functions can help you manage your bills with great ease. Please Pay Smart! Interested in using PPS on Mobile for payment? All you need are a PPS Account Number/Login Name and a 8-digit Internet Password. Haven’t got a PPS account? Please bring your ATM card to the PPS Registration Terminal located at designated Circle K Convenience Stores, HKT Shops, AEON branches and some major banks to register. For more details, please visit PPS’s website at https://www.ppshk.com PPS on Mobile supports iOS version 11.0 or above. Download PPS on Mobile now!
Screenshots
Verdict
The clearest difference is review sentiment: bct+ at 33% against 繳費靈手機服務 PPS on Mobile's 8%. bct+ also leads on iOS requirement (11.0 vs 14.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
bct+ ships an update every 5 weeks, 繳費靈手機服務 PPS on Mobile every 2 months. The most recent releases landed on September 27, 2026 and October 13, 2026 respectively.
| Parameter | bct+ | 繳費靈手機服務 PPS on Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (3 ratings) — better | — |
| Positive reviews | 33.3% of reviews — better | 7.7% of reviews |
| Number of ratings | 3 — better | — |
| Update frequency | Every 5 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 11.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 101 MB | 32 MB |
| Age rating | 17+ | 4+ |
| Developer | Bank Consortium Trust Company Ltd. | EPS Company Hong Kong Limited |
Customer experience
bct+
繳費靈手機服務 PPS on Mobile
Bugs and requests
bct+
Not enough reviews yet to summarise bugs or requests.
繳費靈手機服務 PPS on Mobile
Reported bugs
5 issues- Cannot log in
- Keeps showing internet error
- Cannot open after iOS16 update
- Keeps loading, app doesn't work
- Frequent crashes and reinstalls required
Requested features
5 requests- 💡 Face/finger print recognition
- 💡 Biometric authorization
- 💡 App name change to PPSHK or PPS Mobile
- 💡 Improve screen resolution and functionality
- 💡 Support Face ID/Touch ID for login
In-app purchases
bct+
No in-app purchases
繳費靈手機服務 PPS on Mobile
No in-app purchases
Questions
Is bct+ free?
Is 繳費靈手機服務 PPS on Mobile free?
Do bct+ or 繳費靈手機服務 PPS on Mobile have ads?
Which is updated more often, bct+ or 繳費靈手機服務 PPS on Mobile?
Other comparisons
