Valley Mobile Banking vs Valley One
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Valley Mobile Banking
Manage your finances on the go with this secure mobile banking app. Access account balances, view transactions, transfer funds, pay bills, and deposit checks from anywhere. Locate ATMs and manage cash back offers easily.
- Check account balances
- View transaction history
- Transfer funds between accounts
- Activate cash back offers
- Pay bills
- Deposit checks
- Locate ATMs
Read full descriptionHide full description
Free, secure, anytime, anywhere through Mobile Banking with Valley. Check your account balances, view transaction history, transfer funds between accounts, view and activate your cash back offers, pay bills, deposit checks or locate an ATM. To learn how we protect your privacy, please visit https://www.valleyfcu.com/
Valley One
Manage your finances on the go with this intuitive mobile banking app. Easily check balances, deposit checks, transfer funds, and protect your business from fraud. Enjoy a seamless banking experience from your device.
- 24/7 account access
- Fund transfers
- Balance checks
- Mobile check deposit
- Positive Pay fraud protection
- Biometric login
Read full descriptionHide full description
About this app Start banking wherever life takes you with the Valley One mobile app! Enjoy a seamless and intuitive banking experience right at your fingertips, whether you're on the go or relaxing at home. Effortlessly check your balance, deposit checks, view transactions, transfer funds, and more. Key features - Access your account 24/7: Manage your account anywhere, conveniently from your device - Make transfers: Move your money where it needs to be. - Check balances: Quickly check your balances and view recent account activity. - Deposit checks: Snap a photo and deposit checks. - Positive Pay: Protect your business from check fraud by verifying checks before they are paid *All features may not be available in the tablet application. User experience highlights - Intuitive navigation - Quick setup and user-friendly interface - Real-time updates and notifications - Seamless integration with other Valley Bank services - Biometric login verification Download the Valley One app today and enjoy all the benefits of mobile banking. ©2026 Valley National Bank. Member FDIC. All Rights Reserved
Screenshots
Verdict
The clearest difference is monetization model: Valley One at free against Valley Mobile Banking's free with in-app purchases. Valley One also leads on rating (5.0 vs 4.7) and update cadence (monthly vs every 4 months). Valley Mobile Banking's advantage is ratings volume (2.2K vs 3). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Valley One holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Valley Mobile Banking has 2.2K ratings behind it against 3, so its average is the more settled of the two.
Valley Mobile Banking ships an update every 4 months, Valley One monthly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | Valley Mobile Banking | Valley One |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (2.2K ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 74.6% of reviews | — |
| Number of ratings | 2.2K — better | 3 |
| Update frequency | Every 4 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 181 MB | 76 MB |
| Age rating | 4+ | 4+ |
| Developer | Valley Financial Credit Union | Valley National Bank |
Customer experience
Valley Mobile Banking
Valley One
Bugs and requests
Valley Mobile Banking
Reported bugs
3 issues- Blank screen when unlocking cards
- Application errors preventing access
- Mobile deposit not working properly
Requested features
4 requests- Add mobile deposit feature
- Integrate with online banking
- Implement quick balance feature
- Add tap feature for debit cards
Valley One
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Valley Mobile Banking
No in-app purchases
Valley One
No in-app purchases
Questions
Is Valley Mobile Banking free?
Is Valley One free?
Which has better reviews, Valley Mobile Banking or Valley One?
Do Valley Mobile Banking or Valley One have ads?
Which is updated more often, Valley Mobile Banking or Valley One?
Other comparisons
