Comparison

民生银行 vs 自开票

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

民生银行

Features
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中国民生银行手机银行10.0登场!五大升级,全新体验,数智焕新,十分美好! 1、览全局,驭财更轻松。支持资产负债便捷查看、多视角切换及各类资金明细展示,让资金变动清晰可见! 2、享便捷,体验更随心。信用卡频道全新上线,涵盖查账、还款、分期等全方位服务,同步解锁专属权益! 3、纳万象,服务掌中藏。提供收藏功能,支持财富产品、活动等分类收藏管理,打造专属服务清单! 4、探二楼,资讯更全面。手机银行“二楼”提供多元资讯,解读市场趋势,满足不同用户信息需求! 5、强防护,账户更安全。优化智能安全工具,全方位守护您的账户及交易安全!

About

自开票

Features
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从前,我们用税盘开发票,要每个月抄税清卡,超级麻烦。现在国家推出了全面数字化电子发票(简称:数电发票,有的人叫全电发票),终于把税盘干掉了,越来越多的人开始用数电发票了。 这种发票使用流程简单,不用每月上报汇总,抄税清卡。但是开票有点麻烦,每次都需要登录到电子税局后台才能开发票,而且每天要扫脸,用起来还是不方便。 我们找遍全网,没找到方便又好用的开发票工具App。所以,我们研发了“自开票”这款软件,仅收取授权服务费100/年,纯手机操作,客户微信扫二维码开票,全国适用。用这个app,操作简单,小白都会用。不需要每天扫脸,5秒钟就可以开一张发票。 这个产品是给小微企业用的,目前自开票APP单张最高开具的金额是9999,每一个购买方当天开票额度限定1万(第二天重新计算) 建议用上自开票后,去税局把税盘注销掉,不仅省去税盘费用,还不用每月抄税清卡。 产品特点/功能: - 【二维码开票】:客户扫你手机上生成的动态二维码,自行填写企业抬头,就能收到发票。 - 【无需二次确认】:你先设置好发票名称和金额,才会出动态二维码,客户扫码填完抬头信息,不需要你再次确认,直接就能自动开出发票。避免客户输入抬头很慢,在前台排队。 - 【历史开出发票】:你开出的每张发票,都在“开票记录”中一笔笔详细列出来。 - 【纯手机操作】:不用买电脑,不用插税盘,不需要每个月抄税清卡。 - 【不用每天扫脸】:很多同类工具每天都要扫脸才能开数电发票,用自开票,不需要。 - 【客户不丢发票】:客户扫码后,关注“票卡包”公众号,发票就会自动推送到他公众号里,不存在发票没收到,或者丢失问题。 - 【免费发票邮件】:发票邮件会自动发送到客户填写的电子邮箱中,不需要自己填写。 - 【支持所有企业】:小规模纳税人,一般纳税人,个体户都能用。 - 【支持普票专票】:支持开数电增值税普票,数电增值税专票。只能开数字化电子发票,不支持用税盘才能开的发票(包括:纸电增值税专用发票,纸电增值税普通发票,纸质票)

Screenshots

民生银行4 screens
自开票4 screens

Verdict

The call

民生银行 and 自开票 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

民生银行 ships an update every 5 weeks, 自开票 every 2 months. The most recent releases landed on September 22, 2026 and September 14, 2026 respectively.

ScorecardNo meaningful differences
民生银行 versus 自开票: the parameters behind the verdict, then further details
Parameter民生银行自开票
PriceFreeFree
Rating2.5 (95 ratings) — better—
Positive reviews67.4% of reviews—
Number of ratings95 — better—
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPod, Apple Watch — betteriPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size308 MB21 MB
Age rating4+4+
Developer中国民生银行股份有限公司zikaipiao Technology (Zhuhai) Co., Ltd

Bugs and requests

民生银行

Reported bugs

13 issues
  • App crashes when VPN is detected
  • App exits when VPN is detected
  • App does not work with proxy
  • Face ID login is unstable and cannot be enabled
  • Face ID login is frozen
Show 8 more
  • Splash ad skip button lags
  • App crashes after update due to network errors
  • Cannot log in from abroad
  • Cannot download the app
  • Network instability errors prevent login
  • App is not usable with iOS 6
  • Cannot set up profile picture correctly
  • App crashes when switching to 'Me' page

Requested features

11 requests
  • Allow VPN usage
  • Fix Face ID/Face Recognition login
  • Allow online modification of reserved mobile number
  • Improve UI/UX for asset display
  • Restore cross-bank transfer functionality
Show 6 more
  • Implement credit card spending limit settings
  • Fix app download issues
  • Improve network stability
  • Ensure compatibility with newer iOS versions
  • Increase daily transfer limits
  • Allow online banking for new cards

自开票

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

民生银行

No in-app purchases

None

自开票

No in-app purchases

Questions

Is 民生银行 free?
民生银行 is free to download, with no in-app purchases.
Is 自开票 free?
自开票 is free to download, with no in-app purchases.
Do 民生银行 or 自开票 have ads?
Neither 民生银行 nor 自开票 shows ads.
Which is updated more often, 民生银行 or 自开票?
民生银行 ships an update every 5 weeks, and 自开票 every 2 months. Most recently, 民生银行 was updated on September 22, 2026 and 自开票 on September 14, 2026.

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