民生银行 vs 自开票
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
民生银行
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【智能助手】转账汇款、电费缴纳、账单查询等多样化服务,一语即达,便捷高效。 【富首页】聚合存款、理财、基金、保险等财富产品,产品货架清晰呈现,助力客户快速锁定心仪产品。 【薪悦生活】聚焦薪资管理、财富增值、权益服务等场景,为客户提供一站式综合金融服务。 【跨境金融】结售汇焕新升级,核心功能一站式整合,购汇/结汇场景清晰区分。 【生活服务】缴费充值、惠买单、便民服务、权益活动,各类生活服务一站聚合。
自开票
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从前,我们用税盘开发票,要每个月抄税清卡,超级麻烦。现在国家推出了全面数字化电子发票(简称:数电发票,有的人叫全电发票),终于把税盘干掉了,越来越多的人开始用数电发票了。 这种发票使用流程简单,不用每月上报汇总,抄税清卡。但是开票有点麻烦,每次都需要登录到电子税局后台才能开发票,而且每天要扫脸,用起来还是不方便。 我们找遍全网,没找到方便又好用的开发票工具App。所以,我们研发了“自开票”这款软件,现在停止收取服务费了全面转换为免费开票,客户微信扫二维码开票,全国适用。用这个app,操作简单,小白都会用。不需要每天扫脸,填一下信息就可以开一张发票。 产品特点/功能: - 【二维码开票】:客户扫你手机上生成的动态二维码,自行填写企业抬头,就能收到发票。 - 【生成发票任务】:你先设置好发票名称和金额,才会出动态二维码,客户扫码填完抬头信息,在方便的时候提交开票任务,填写验证码处理扫脸就可以开出发票了。 - 【历史开出发票】:你开出的每张发票,都在“开票记录”中一笔笔详细列出来。 - 【纯手机操作】:不用买电脑,不用插税盘,不需要每个月抄税清卡。 - 【不用每天扫脸】:很多同类工具每天都要扫脸才能开数电发票,用自开票,不需要,只要你设置了开票扫脸认证间隔到对应的天数就可以很久扫一次脸。 - 【客户不丢发票】:客户扫码后,关注“票卡包”公众号,发票就会自动推送到他公众号里,不存在发票没收到,或者丢失问题。 - 【自动发票邮件】:发票邮件会自动发送到客户填写的电子邮箱中,不需要自己填写。 - 【支持所有企业】:小规模纳税人,一般纳税人,个体户都能用。 - 【支持普票专票】:支持开数电增值税普票,数电增值税专票。只能开数字化电子发票,不支持纸质发票。
Screenshots
Verdict
The clearest difference is rating: 自开票 at 5.0 against 民生银行's 2.5. 自开票 also leads on review sentiment (100% vs 67%). 民生银行's advantage is ratings volume (97 vs 1) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
自开票 holds the better App Store score, 5.0 against 2.5. That said, the two scores are not equally well evidenced: 民生银行 has 97 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 67% of 民生银行's written reviews are positive against 100% of 自开票's.
民生银行 ships an update every 5 weeks, 自开票 monthly. Both last shipped on November 8, 2026.
| Parameter | 民生银行 | 自开票 |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (97 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 67.4% of reviews | 100.0% of reviews — better |
| Number of ratings | 97 — better | 1 |
| Update frequency | Every 5 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 313 MB | 146 MB |
| Age rating | 4+ | 4+ |
| Developer | 中国民生银行股份有限公司 | 自开票科技(珠海)有限公司 |
Customer experience
民生银行
自开票
Bugs and requests
民生银行
Reported bugs
13 issues- App crashes when VPN is detected
- App exits when VPN is detected
- App does not work with proxy
- Face ID login is unstable and cannot be enabled
- Face ID login is frozen
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- Splash ad skip button lags
- App crashes after update due to network errors
- Cannot log in from abroad
- Cannot download the app
- Network instability errors prevent login
- App is not usable with iOS 6
- Cannot set up profile picture correctly
- App crashes when switching to 'Me' page
Requested features
11 requests- Allow VPN usage
- Fix Face ID/Face Recognition login
- Allow online modification of reserved mobile number
- Improve UI/UX for asset display
- Restore cross-bank transfer functionality
Show 6 moreShow fewer
- Implement credit card spending limit settings
- Fix app download issues
- Improve network stability
- Ensure compatibility with newer iOS versions
- Increase daily transfer limits
- Allow online banking for new cards
自开票
Not enough reviews yet to summarise bugs or requests.
In-app purchases
民生银行
No in-app purchases
自开票
No in-app purchases









