Comparison

MidFirst Bank Mobile vs NCB Consumer

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MidFirst Bank Mobile

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, deposit checks, and control your cards. It also offers features like sending money via Zelle® and finding ATM locations.

Highlights
  • Check account balances and transactions
  • Transfer funds between accounts
  • Deposit checks remotely
  • Send money with Zelle®
  • Lock and unlock debit/credit cards
  • Pay bills and manage payees
  • Access digital statements and tax forms
Features
Read full description

Start banking wherever you are with MidFirst Bank Mobile Banking for iPhone®. Available to all online banking customers of MidFirst Bank, MidFirst Bank Mobile Banking allows you to check balances and recent transactions, lock your debit and credit cards, transfer funds, pay bills, deposit checks, find locations and send money through Zelle® , all from your smartphone. Member FDIC Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number Transfers - Easily transfer cash between your accounts Mobile Deposit - Deposit checks on the go to your MidFirst Bank account Zelle® - Send money to your friends and family with your mobile device Card Controls - Lock and unlock your MidFirst debit and credit cards - Receive convenient purchase notifications Bill Pay - Pay new bills, add new payees, revise bills scheduled to be paid, and review previously paid bills Digital Receipts - Manage and track all your paper and digital receipts Statements - Access your statements and tax forms electronically from your mobile phone Cardless Cash - Find nearby ATMs using the mobile device's built-in GPS and withdraw cash using your mobile device Schedule an Appointment - Find nearby banking centers using the mobile device's built-in GPS - Schedule an appointment to open a new account, apply for a loan, or meet with a MidFirst personal banker Zelle®, Statements, and Cardless Cash are not available when accessing the mobile app from your iPad®.

About

NCB Consumer

Manage your finances on the go with this mobile banking application. Check account balances, transfer funds, pay bills, and deposit checks remotely. It also offers personal finance tools like budgeting and debt management.

Highlights
  • Check account balances
  • Transfer funds between accounts
  • Schedule bill payments
  • Deposit checks remotely
  • Budgeting tools
  • Account aggregation
  • Debt management
Features
Read full description

Start banking wherever you are with NCB Consumer for mobile banking! Available to all National Capital Bank of WA consumer online banking customers. NCB Consumer allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts Check your latest account balance and search recent transactions by date, amount, or check number. Bill Pay Schedule one-time payments. Add, Edit, or Delete Payees directly from the app. Check Deposit Deposit checks while on the go Personal Finance Take control of your finances using: - Budgeting - Account aggregation - Auto-categorization - Debt management Transfers Easily transfer cash between your accounts All features may not be available in the tablet application.

Screenshots

MidFirst Bank Mobile4 screens
NCB Consumer4 screens

Verdict

The call

The clearest difference is rating: MidFirst Bank Mobile at 4.8 against NCB Consumer's 4.2. MidFirst Bank Mobile also leads on ratings volume (46K vs 64) and iOS requirement (11.0 vs 15.0). NCB Consumer's advantage is review sentiment (82% vs 39%) and update cadence (every 5 weeks vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MidFirst Bank Mobile holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: MidFirst Bank Mobile has 46K ratings behind it against 64, so its average is the more settled of the two. Written reviews complicate that: 39% of MidFirst Bank Mobile's written reviews are positive against 82% of NCB Consumer's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

MidFirst Bank Mobile ships an update every 4 months, NCB Consumer every 5 weeks. The most recent releases landed on October 20, 2026 and October 15, 2026 respectively.

Scorecard5 real differences · 5 level
MidFirst Bank Mobile versus NCB Consumer: the parameters behind the verdict, then further details
ParameterMidFirst Bank MobileNCB Consumer
PriceFreeFree
Rating4.8 (46K ratings) — better4.2 (64 ratings)
Positive reviews39.4% of reviews81.8% of reviews — better
Number of ratings46K — better64
Update frequencyEvery 4 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size93 MB148 MB
Age rating4+4+
DeveloperMidFirst BankThe National Capital Bank of Washington

Customer experience

MidFirst Bank Mobile

All ratings45,754 ratings
Positive95.7%
Neutral1.9%
Negative2.4%
Written reviews155 reviews
Positive39.4%
Neutral9.7%
Negative51.0%

NCB Consumer

All ratings64 ratings
Positive79.7%
Neutral3.1%
Negative17.2%
Written reviews11 reviews
Positive81.8%
Neutral0.0%
Negative18.2%

Bugs and requests

MidFirst Bank Mobile

Reported bugs

4 issues
  • App randomly logs out users
  • Mobile deposit holds funds for too long
  • Zelle functionality not working
  • Incorrect account balance display

Requested features

4 requests
  • Add memo field for mobile deposits
  • Improve ATM/branch location accuracy
  • Streamline login process
  • Provide password reset option in-app

NCB Consumer

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MidFirst Bank Mobile

No in-app purchases

None

NCB Consumer

No in-app purchases

Questions

Is MidFirst Bank Mobile free?
MidFirst Bank Mobile is free to download, with no in-app purchases.
Is NCB Consumer free?
NCB Consumer is free to download, with no in-app purchases.
Which has better reviews, MidFirst Bank Mobile or NCB Consumer?
MidFirst Bank Mobile is rated higher. MidFirst Bank Mobile averages 4.8 out of 5 from 46K ratings, while NCB Consumer averages 4.2 from 64 ratings.
Do MidFirst Bank Mobile or NCB Consumer have ads?
Neither MidFirst Bank Mobile nor NCB Consumer shows ads.
Which is updated more often, MidFirst Bank Mobile or NCB Consumer?
MidFirst Bank Mobile ships an update every 4 months, and NCB Consumer every 5 weeks. Most recently, MidFirst Bank Mobile was updated on October 20, 2026 and NCB Consumer on October 15, 2026.

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