MidFirst Bank Mobile vs NCB Consumer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MidFirst Bank Mobile
Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, deposit checks, and control your cards. It also offers features like sending money via Zelle® and finding ATM locations.
- Check account balances and transactions
- Transfer funds between accounts
- Deposit checks remotely
- Send money with Zelle®
- Lock and unlock debit/credit cards
- Pay bills and manage payees
- Access digital statements and tax forms
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Start banking wherever you are with MidFirst Bank Mobile Banking for iPhone®. Available to all online banking customers of MidFirst Bank, MidFirst Bank Mobile Banking allows you to check balances and recent transactions, lock your debit and credit cards, transfer funds, pay bills, deposit checks, find locations and send money through Zelle® , all from your smartphone. Member FDIC Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number Transfers - Easily transfer cash between your accounts Mobile Deposit - Deposit checks on the go to your MidFirst Bank account Zelle® - Send money to your friends and family with your mobile device Card Controls - Lock and unlock your MidFirst debit and credit cards - Receive convenient purchase notifications Bill Pay - Pay new bills, add new payees, revise bills scheduled to be paid, and review previously paid bills Digital Receipts - Manage and track all your paper and digital receipts Statements - Access your statements and tax forms electronically from your mobile phone Cardless Cash - Find nearby ATMs using the mobile device's built-in GPS and withdraw cash using your mobile device Schedule an Appointment - Find nearby banking centers using the mobile device's built-in GPS - Schedule an appointment to open a new account, apply for a loan, or meet with a MidFirst personal banker Zelle®, Statements, and Cardless Cash are not available when accessing the mobile app from your iPad®.
NCB Consumer
Manage your finances on the go with this mobile banking application. Check account balances, transfer funds, pay bills, and deposit checks remotely. It also offers personal finance tools like budgeting and debt management.
- Check account balances
- Transfer funds between accounts
- Schedule bill payments
- Deposit checks remotely
- Budgeting tools
- Account aggregation
- Debt management
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Start banking wherever you are with NCB Consumer for mobile banking! Available to all National Capital Bank of WA consumer online banking customers. NCB Consumer allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts Check your latest account balance and search recent transactions by date, amount, or check number. Bill Pay Schedule one-time payments. Add, Edit, or Delete Payees directly from the app. Check Deposit Deposit checks while on the go Personal Finance Take control of your finances using: - Budgeting - Account aggregation - Auto-categorization - Debt management Transfers Easily transfer cash between your accounts All features may not be available in the tablet application.
Screenshots
Verdict
The clearest difference is rating: MidFirst Bank Mobile at 4.8 against NCB Consumer's 4.2. MidFirst Bank Mobile also leads on ratings volume (46K vs 64) and iOS requirement (11.0 vs 15.0). NCB Consumer's advantage is review sentiment (82% vs 39%) and update cadence (every 5 weeks vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MidFirst Bank Mobile holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: MidFirst Bank Mobile has 46K ratings behind it against 64, so its average is the more settled of the two. Written reviews complicate that: 39% of MidFirst Bank Mobile's written reviews are positive against 82% of NCB Consumer's, so the app with the better star average is not the one people write more warmly about.
MidFirst Bank Mobile ships an update every 4 months, NCB Consumer every 5 weeks. The most recent releases landed on October 20, 2026 and October 15, 2026 respectively.
| Parameter | MidFirst Bank Mobile | NCB Consumer |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (46K ratings) — better | 4.2 (64 ratings) |
| Positive reviews | 39.4% of reviews | 81.8% of reviews — better |
| Number of ratings | 46K — better | 64 |
| Update frequency | Every 4 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 93 MB | 148 MB |
| Age rating | 4+ | 4+ |
| Developer | MidFirst Bank | The National Capital Bank of Washington |
Customer experience
MidFirst Bank Mobile
NCB Consumer
Bugs and requests
MidFirst Bank Mobile
Reported bugs
4 issues- App randomly logs out users
- Mobile deposit holds funds for too long
- Zelle functionality not working
- Incorrect account balance display
Requested features
4 requests- Add memo field for mobile deposits
- Improve ATM/branch location accuracy
- Streamline login process
- Provide password reset option in-app
NCB Consumer
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MidFirst Bank Mobile
No in-app purchases
NCB Consumer
No in-app purchases
Questions
Is MidFirst Bank Mobile free?
Is NCB Consumer free?
Which has better reviews, MidFirst Bank Mobile or NCB Consumer?
Do MidFirst Bank Mobile or NCB Consumer have ads?
Which is updated more often, MidFirst Bank Mobile or NCB Consumer?
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