Čítačka vs KtoCoMal

The Reader application is intended for Tatra banka clients who have activated the Internet bankingTB service and serves to generate codes for logging in, activating or authorizing transactions in Tatra banka's electronic channels. The reader is equivalent to the standard Card and Reader authorization and authentication tool, and is equally secure. The reader can be activated - Directly in the application - using facial biometrics. For activation, you need PID - personal identification number, a valid Slovak ID card, an SMS code sent during activation to your profile phone number, and a scan of your face. - In person at the branch - By phone During activation, the Reader prompts the user to set a login password, the expiration time of which depends on its complexity, and to set a fingerprint for more convenient login. The Reader requires an Internet connection for activation and updating. Subsequently, it can also be used offline. Complete information as well as the terms of use of the Reader can be found at www.tatrabanka.sk. The current version of the Reader application is available for devices with the iOS 15 and higher operating system.

One pays. Everyone taps their own. KTO·ČO·MAL splits a Slovak e-kasa receipt between everyone at the table. You pay the whole bill, scan the QR code on the receipt and share a link. Each person taps what they had on an exact copy of the receipt, sees their share and pays you straight from their banking app. Nobody retypes or adds anything up. HOW IT WORKS 1. Pay the whole bill, as usual. 2. Scan the QR code on the receipt. The app loads the receipt straight from the e-kasa system and adds your name and IBAN. 3. Share the link via iMessage, WhatsApp, Slack or e-mail. 4. Everyone marks their items and pays. ALL THEY NEED IS THE LINK The link opens in any browser, with no install, sign-up or password. Only the person who pays needs the app. - Quantities: two of the three colas are yours. - Sharing: a pizza for three is a third each. - Fair discounts: item discounts stay with the item, loyalty discounts are split pro rata, or you keep them. - Tip of 5, 10 or 15 % in one tap. - The page speaks eight languages, for colleagues from abroad too. - The whole receipt can be downloaded as a PDF. THEY PAY THE WAY THAT SUITS THEM - payme: a tap opens their banking app with the payment ready, sent as an instant payment by default. - PAY by square: a QR code that almost every Slovak banking app can read. - EPC QR (SEPA): for colleagues whose bank is abroad. - Copy the IBAN, amount and message in one tap. Amount, recipient and message are filled in. The money goes straight from their account to yours. KTO·ČO·MAL never holds it and never takes a cut. PRIVACY FIRST - No account, sign-up, analytics or ads. - Your name, IBAN and receipt history stay on your iPhone. - The data in the link sits after the # sign, which browsers never send to the server. The server sees neither the receipt nor your account. - Receipts load directly from the e-kasa system of the Slovak Financial Administration. IN THE APP - A history of every receipt you've scanned, searchable by shop, item or amount. - Enter your name and IBAN once. - Choose the page language your colleagues see and whether receipt-wide discounts are shared. GOOD TO KNOW KTO·ČO·MAL is an independent app and is not affiliated with the Slovak Financial Administration. It works with Slovak e-kasa receipts that carry a QR code. A receipt issued offline appears in e-kasa only after a delay. Calculated amounts are an aid: always check the amount and recipient before paying.