Comparison

BL Mobile Banking vs Connect by Watson

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BL Mobile Banking

Features
Read full description

The Bank at your fingertips. Discover the brand new version of our mobile app – designed to offer you an even more seamless, intuitive and secure digital experience. With its innovative and inclusive design, simplified navigation and redesigned features, managing your finances has never been easier. An overview of your assets - Access a personalised home page that gives you a clear and comprehensive overview of your assets as soon as you open the app. - See at a glance the key action required on your accounts and enjoy complete peace of mind as you stay in control of your finances. Your accounts at your fingertips - Consult your account balances and all of your assets – wherever and whenever you want. - Download your bank statements and documents with ease. Manage your day-to-day card transactions independently - Temporarily increase your credit card limits if needed. - Block your cards immediately if they are lost or stolen. - Make secure credit transfers in just a few steps. Direct contact with your adviser - Communicate effortlessly via our secure messaging system. - Get real-time notifications whenever you receive a new message. A seamless and consistent experience across all your tools - Enjoy a harmonised and identical experience, in terms of design, navigation logic and features, across your E-Banking area and BL Mobile Banking. Our BL-Support team is on hand from Monday to Friday between 8.00 am and 6.00 pm to assist with any technical queries you may have: Luxembourg / other countries: +352 26 20 26 30 Belgium: +32 (0) 63 24 23 80

About

Connect by Watson

Features
Read full description

The accounting app that helps freelancers make the right decisions. Connect by Watson is set to revolutionize your day-to-day life as an entrepreneur: invoicing, document collection, cash-flow forecasting, dashboards, and more. DASHBOARDS – Your performance in real time • Track your performance in real time thanks to Artificial Intelligence; • Benefit from clear, useful charts tailored to your needs. DOCUMENT COLLECTION – Keep your accounts up to date • Connect by Watson turns your smartphone camera into a scanner. Once scanned, documents are instantly classified and recorded in your accounts; • Easily transfer documents from your smartphone directly into Connect by Watson. MESSAGING – Your accountant, always by your side • A single, direct, and secure place to communicate with your accountant; • Get quick answers to your questions. OVERVIEW – Your entire accounting in your pocket • Access key figures of your business at any time, such as turnover, outstanding invoices, or cash position; • Centralize invoices and documents in one place. Retrieve customer and supplier histories in just one click. CASH FLOW – Anticipate the future • Based on your expected income and expenses, Connect by Watson estimates your cash position in 7 days, 14 days, or at the end of the month; • Synchronize your bank accounts and track your transactions at a glance. INVOICING – Invoice directly from your phone • Stuck in an elevator? Pull out your phone and send invoices or quotes in seconds; • Create a list of products and services to reuse in your invoices and save time. Other features available on desktop: • Automated payment reminders; • Invoice payments via QR codes or SEPA payment slips; • Custom analysis dashboards; • Email inbox synchronization to automatically import invoices. Feel free to contact us at connect@bywatson.be to share your feedback on Connect by Watson. Your input is our greatest asset to move forward, innovate, and continuously improve our tools.

Screenshots

BL Mobile Banking4 screens
Connect by Watson4 screens

Verdict

The call

BL Mobile Banking and Connect by Watson are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on October 17, 2026.

ScorecardNo meaningful differences
BL Mobile Banking versus Connect by Watson: the parameters behind the verdict, then further details
ParameterBL Mobile BankingConnect by Watson
PriceFreeFree
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better16.4
Further details — not scored
Size62 MB94 MB
Age rating4+4+
DeveloperBanque de Luxembourg SAHorus Software

In-app purchases

None

BL Mobile Banking

No in-app purchases

None

Connect by Watson

No in-app purchases

Questions

Is BL Mobile Banking free?
BL Mobile Banking is free to download, with no in-app purchases.
Is Connect by Watson free?
Connect by Watson is free to download, with no in-app purchases.
Do BL Mobile Banking or Connect by Watson have ads?
Neither BL Mobile Banking nor Connect by Watson shows ads.
Which is updated more often, BL Mobile Banking or Connect by Watson?
BL Mobile Banking ships an update every 3 weeks, and Connect by Watson every 3 weeks. Most recently, BL Mobile Banking was updated on October 17, 2026 and Connect by Watson on October 17, 2026.

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