S vs BL Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
S
Manage your bank accounts and credit cards on the go. Execute payments, send secure messages, and locate ATMs. You can also simulate loan options and access your banking documents.
- View account and credit card transactions
- Execute Eurotransferts
- Send secure messages
- Locate branches and ATMs
- Simulate personal and mortgage loans
- PIN-login for fast access
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S-Net Mobile, the Banque et Caisse d’Epargne de l’Etat, Luxembourg (Spuerkeess)’s free mobile banking app allows you to: • view the transactions on your accounts and credit cards, • execute payments (Eurotransferts), • send secure messages to the Spuerkeess and access your received mail and documents, • find a Spuerkeess branch or S-BANK ATM, • simulate your personal or mortgage loan. Furthermore, the PIN-login allows an even faster access to your daily banking operations.
BL Mobile Banking
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The Bank at your fingertips. Discover the brand new version of our mobile app – designed to offer you an even more seamless, intuitive and secure digital experience. With its innovative and inclusive design, simplified navigation and redesigned features, managing your finances has never been easier. An overview of your assets - Access a personalised home page that gives you a clear and comprehensive overview of your assets as soon as you open the app. - See at a glance the key action required on your accounts and enjoy complete peace of mind as you stay in control of your finances. Your accounts at your fingertips - Consult your account balances and all of your assets – wherever and whenever you want. - Download your bank statements and documents with ease. Manage your day-to-day card transactions independently - Temporarily increase your credit card limits if needed. - Block your cards immediately if they are lost or stolen. - Make secure credit transfers in just a few steps. Direct contact with your adviser - Communicate effortlessly via our secure messaging system. - Get real-time notifications whenever you receive a new message. A seamless and consistent experience across all your tools - Enjoy a harmonised and identical experience, in terms of design, navigation logic and features, across your E-Banking area and BL Mobile Banking. Our BL-Support team is on hand from Monday to Friday between 8.00 am and 6.00 pm to assist with any technical queries you may have: Luxembourg / other countries: +352 26 20 26 30 Belgium: +32 (0) 63 24 23 80
Screenshots
Verdict
The clearest difference is iOS requirement: S at 14.0 against BL Mobile Banking's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
S ships an update every 5 weeks, BL Mobile Banking every 3 weeks. The most recent releases landed on September 17, 2026 and September 13, 2026 respectively.
| Parameter | S | BL Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Positive reviews | 30.4% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 14.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 376 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | BCEE | Banque de Luxembourg SA |
In-app purchases
S
No in-app purchases
BL Mobile Banking
No in-app purchases








