FlexWage vs Bridgeover

Your MONEY when YOU need it! FlexWage OnDemand Pay gives you immediate access to a portion of your earned pay before payday. With OnDemand Pay you can access your earned wages and cover unexpected expenses or budget shortfalls. >>> Not a loan >>> Money is available in immediately >>> Eliminate bank overdraft fees, late payment fees, and short-term loans >>> Transferred wages and fees are automatically deducted from your paycheck on payday The FREE mobile app lets you: + See your OnDemand Pay balance details + View your company OnDemand Pay policies + Perform OnDemand Pay transfers + View Your OnDemand Pay transfer history FlexWage OnDemand Pay is an optional, voluntary financial benefit program. Contact your employer to request this must-have financial wellness benefit. A FlexWage account and registration via a participating employer is required. All access and use of this App is subject to and governed by End User License Agreement, Website Rules & Regulations and Privacy Statement. There is no charge from FlexWage, but message and data rates may apply.

Bridgeover is an employer-sponsored program. Please confirm with your employer whether they are partnered with Bridgeover before downloading the app. With Bridgeover, you can unlock your future wages before payday, ensuring timely bill payments, avoiding late fees or overdraft charges and simply tackling unforeseen expenses effortlessly. Bridgeover empowers you to manage your daily cash flow and finances effectively. 1. As you work, you build up your BridgePoints™ every day, enabling you to withdraw money at any time, with the press of a button. No credit check, No interest, Quick and easy. 2. Cutting-edge account monitoring technology provides you real-time alerts and analysis on your bank account and future expenses, so you are always prepared. 3. Secure and private: Your privacy is kept under the highest security level and your employer does not receive any information about your finances. Provided to you by your employer, free of charge! Simple steps to Financial Wellness: - Your employer offers you Bridgeover. - Register and start accumulating BridgePoints™. - Connect your bank account, monitor your balance and get real-time alerts to help you avoid overdrafts and NSF fees. - Get access to withdraw up to the lower of 30% of your bi-weekly net wage or $400 using the BridgePoints™ you accumulated. - We’ll debit your account for EXACTLY the amount you received with no interest (0% APR), no late payment fees, $0 transfer fees. LEGAL STUFF (1) Subject to eligibility and Bridgeover’s policies. Bridgeover services may not be available in all states. (2) Bridgeover is not a loan, a payday loan, cash loan, or personal loan app, nor an app to borrow money. - Minimum and maximum period for repayment - No repayment in full is required within 60 days or less, subject to compliance with Bridgeover’s advance eligibility conditions - Zero interest (0% APR) - Example : If you withdraw $200 to your account, there is a $0 transfer fee and your total repayment amount will be $200. Bridgeover is NOT affiliated with any loan apps, money apps, paycheck loans, or payday loans. Bridgeover protects your privacy and does not sell your personal data to third parties. Read more about our privacy policy: www.bridgeover.io/privacy-policy-v10 For more information please see Bridgeover’s terms and conditions: www.bridgeover.io/terms-of-use-v2-5