Comparison

Splitara vs MoneyTrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitara

Effortlessly track and settle shared expenses across different currencies for group trips, shared living, or meals. This app simplifies complex billing scenarios with automatic conversion and clear settlement calculations.

Highlights
  • Multi-ledger support for different activities
  • Multi-person tracking for payers and consumers
  • Multi-currency support with auto-conversion
  • Smart settlement for automatic debt calculation
  • Fund management for collecting and paying expenses
  • Professional statistics on spending and payments
  • Home screen widgets for quick access
Features
Read full description

Several friends traveling abroad together—this time you covered lunch in dollars, next time they'll cover shopping in Hong Kong dollars. When you get back home, it's impossible to remember who owes what in different currencies. Colleagues sharing work lunches regularly, with different people paying each time. By month's end, no one can track who's participated or who owes whom. Friends sharing an apartment—who paid utilities this month, who paid property fees next month, and by year's end everyone forgets how much they paid. If any of this sounds familiar, Splitara is exactly what you need. ========================================== Splitara — Because Focus Means Professional Splitara is a specialized expense-splitting app designed for group activities, like travel, shared housing, and everyday meals. It supports multiple ledgers, participants, and currencies, handling even the most complex AA billing scenarios. Each activity becomes its own expense category, with comprehensive tracking and settlement built in. Key Features: • Multi-Ledger Support — Create and manage separate ledgers for different activities • Multi-Person Tracking — Record multiple payers and consumers per transaction • Multi-Currency Support — Supports various currencies with automatic exchange rate conversion • Smart Settlement — Automatically calculates who owes whom • Fund Management — Collect funds and pay activity expenses with clear tracking • Custom Group Icons — Personalize members or groups with custom icons • Professional Statistics — Track individual spending and payments by member • Cloud Sharing — Generate a share link or QR code for a ledger, with richer ledger details on the shared web page • Home Screen Widgets — Add ledgers, statistics, and funds to your home screen • Data Backup — iCloud backup, WiFi transfer, import/export capabilities We'd love to hear your feedback: http://aabill.itubu.com/ | itubu.com@gmail.com Terms of Use: Using Apple Standard Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

MoneyTrack

This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.

Highlights
  • Ad-free experience
  • AI auto-tracking and categorization
  • Cross-platform sync (iOS, Android, Desktop)
  • Budget control and monitoring
  • Asset and debt management
  • Shared ledgers for household finances
  • Multi-currency support
Features
Read full description

MoneyTrack is a simple, focused expense tracker built around three principles: no ads, no launch ads, and no financial product recommendations. It keeps bookkeeping minimal and stays focused on recording transactions. More than 6 million users use MoneyTrack to record transactions and understand their spending. AI-powered automatic entry records transactions accurately and efficiently, while simple charts make spending easy to understand at a glance. 【Features】 No launch ads, no ads, no financial products 【Functions】 - Quick entry: A simple workflow for recording transactions quickly; - AI-powered automatic entry: AI accurately recognizes transactions and matches categories, assets, notes, and other details for immediate recording; - Category management: Supports main categories and subcategories, with custom categories added as needed; - Asset management: Supports cash, bank accounts, credit cards, stored-value cards, investment accounts, and other asset accounts; - Statistical reports: Summarizes income and expenses from multiple perspectives to make spending easier to understand; - Multiple ledgers: Create separate ledgers for daily life, business, renovation, travel, baby expenses, shops, and other scenarios; - Shared ledgers: Invite family members or a partner to record together in the same ledger; - Recurring transactions: Automatically generate repeating income and expenses such as rent, car payments, subscriptions, insurance, and salary; - Budget management: Set monthly or yearly budgets, plan spending in advance, and avoid overspending; - Free backup: Data syncs automatically with your account, continues after switching phones, and can be used on multiple phones; - Free export: Export transactions at any time, including transaction images to Excel; - Free import: Import transactions from Alipay, WeChat, and many other platforms; - Reimbursement management: Record transactions awaiting reimbursement and manage the complete reimbursement process; - Refunds: Apply refunds to expense transactions, link the complete transaction flow, and support multiple refunds. - Bulk editing: Process notes, accounts, categories, tags, and other information across multiple transactions - Tags: Add multiple tags to transactions, such as merchant, project, or city, for multidimensional management. - Search: Find transactions by amount, time, ledger, tag, category, and other criteria; - Multiple currencies: Includes 100+ currencies with automatic exchange-rate conversion; - Widgets: A variety of home screen widgets makes recording more convenient; - Quick launch mode: Open the app and enter the transaction flow automatically; - Calendar view: View each day’s data summary clearly on a calendar; - Privacy first: Protect data with facial authentication or a passcode to prevent access by others; 【Help and Feedback】 User guide: https://docs.qianjiapp.com Feedback: Submit it through the “Feedback” page in the app.

Screenshots

Splitara4 screens
MoneyTrack4 screens

Verdict

The call

The clearest difference is monetization model: Splitara at free against MoneyTrack's freemium. MoneyTrack's advantage is update cadence (fortnightly vs every 2 months) and rating (4.9 vs 4.7). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitara sells 2 in-app purchases, starting at $0.99 per month and MoneyTrack sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

MoneyTrack holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: MoneyTrack has 411 ratings behind it against 33, so its average is the more settled of the two. Written reviews point the same way: 90% of Splitara's written reviews are positive against 96% of MoneyTrack's.

UpkeepUpdate frequency

Splitara ships an update every 2 months, MoneyTrack fortnightly. The most recent releases landed on October 16, 2026 and October 17, 2026 respectively.

Scorecard6 real differences · 4 level
Splitara versus MoneyTrack: the parameters behind the verdict, then further details
ParameterSplitaraMoneyTrack
PriceFreeFree
Rating4.7 (33 ratings)4.9 (411 ratings) — better
Positive reviews90.3% of reviews96.0% of reviews — better
Number of ratings33411 — better
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree — betterFreemium
DevicesiPhone, iPadiPhone, iPad, iPod, Mac — better
Requires iOS17.013.0 — better
Further details — not scored
Size38 MB70 MB
Age rating4+4+
Developer馨杭 虞昱春 唐

Customer experience

Splitara

All ratings33 ratings
Positive93.9%
Neutral0.0%
Negative6.1%
Written reviews31 reviews
Positive90.3%
Neutral3.2%
Negative6.5%

MoneyTrack

All ratings411 ratings
Positive98.5%
Neutral0.2%
Negative1.2%
Written reviews375 reviews
Positive96.0%
Neutral1.1%
Negative2.9%

Bugs and requests

Splitara

Not enough reviews yet to summarise bugs or requests.

MoneyTrack

Reported bugs

2 issues
  • Unable to input numbers in notes
  • App crashes on high refresh rate devices

Requested features

4 requests
  • Add multi-currency support
  • Improve data export options
  • Integrate with banking apps
  • Introduce budgeting features

In-app purchases

2 purchases

Splitara

Subscriptions2
  • Splitara Pro$0.991 Month
  • Splitara Pro$7.991 Year
4 purchases

MoneyTrack

One-time4
  • Monthly$0.99
  • Annual$6.00
  • Lifetime$19.95
Show 1 more
  • Lifetime$19.99

Questions

Is Splitara free?
Splitara is free to download, with in-app purchases available.
Is MoneyTrack free?
MoneyTrack is free to download, with in-app purchases available.
Which has better reviews, Splitara or MoneyTrack?
MoneyTrack is rated higher. Splitara averages 4.7 out of 5 from 33 ratings, while MoneyTrack averages 4.9 from 411 ratings.
Do Splitara or MoneyTrack have ads?
Neither Splitara nor MoneyTrack shows ads.
Which is updated more often, Splitara or MoneyTrack?
Splitara ships an update every 2 months, and MoneyTrack fortnightly. Most recently, Splitara was updated on October 16, 2026 and MoneyTrack on October 17, 2026.

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