Texans CU vs BHCSCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Texans CU
Manage your finances on the go with this mobile banking application. View account balances, review recent transactions, transfer funds, pay bills, and deposit checks conveniently from your device.
- View account balances
- Review recent transactions
- Transfer money
- Pay bills
- Deposit checks
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Your accounts travel with you with the Texans CU mobile app. View your account balances and recent transactions, transfer money, pay bills, and deposit your checks all from the comfort of your home.
BHCSCU
Securely manage your debit cards with real-time transaction alerts and customizable usage controls. Define when, where, and how your cards can be used, and receive notifications for any activity. You can also turn your cards on or off instantly.
- Real-time transaction alerts
- Location-based controls
- Spending limit settings
- Transaction category monitoring
- Card On/Off switch
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Protects your debit cards by sending transaction alerts and enabling you to define when, where and how your cards are used. Download to your smartphone, then set your preferences to monitor and manage your cards. Alerts Enable Safe, Secure Card Usage Real-time alerts for PIN and signature transactions keep you informed of your card usage to quickly detect unauthorized or fraudulent activity. Location-Based Controls and Alerts Restrict transactions to merchants near your location (using your phone’s GPS) or by region using city, state, country or zip code on an interactive map. Usage Controls and Alerts Set spending limits to decline transactions above your thresholds. Monitor activity by category such as gas stations and restaurants, and by type: in-store purchases, e-commerce transactions and ATM transactions. Card On/Off Setting When “on” transactions are allowed per settings. When “off,” purchases or withdrawals
Screenshots
Verdict
The clearest difference is review sentiment: Texans CU at 43% against BHCSCU's 0%. Texans CU also leads on rating (3.9 vs 2.3) and ratings volume (199 vs 3). BHCSCU's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Texans CU holds the better App Store score, 3.9 against 2.3. That said, the two scores are not equally well evidenced: Texans CU has 199 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 43% of Texans CU's written reviews are positive against 0% of BHCSCU's.
Texans CU ships an update every 2 months, BHCSCU every 5 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | Texans CU | BHCSCU |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (199 ratings) — better | 2.3 (3 ratings) |
| Positive reviews | 43.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 199 — better | 3 |
| Update frequency | Every 2 months — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 185 MB | 83 MB |
| Age rating | 4+ | 4+ |
| Developer | Texans Credit Union | Baylor Health Care System Credit Union |
Customer experience
Texans CU
BHCSCU
Bugs and requests
Texans CU
Reported bugs
18 issues- App fails to open or displays blank white screen
- Face ID only works on initial app launch
- Indefinite loading circles on settings tabs
- Camera shaded/unable to capture check images
- Login credentials rejected despite being correct
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- Forced sign-outs requiring re-authentication
- Mobile check deposit feature unavailable or crashing
- Date selection dropdown non-functional for transfers
- App hangs during camera access for deposits
- Screen freezes before rating request
- App relaunches over itself after Face ID authentication
- Phone orientation issues during check deposit
- Bill pay setup errors and failures
- External account linking extremely slow
- Cannot unblock card after midnight
- Update fails to download or install properly
- Autocapture cantankerous during mobile deposits
- Check picture review process broken
Requested features
13 requests- Zelle integration and functionality
- Credit card payment capability through app
- Account nickname/custom naming feature
- Quick balance widget for lock screen
- Dark mode/Night mode support
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- Transaction search functionality
- Apple Pay integration
- Autopay setup with external bank accounts
- Pending transaction display within 24 hours
- Account balance below threshold notifications
- Fingerprint/Touch ID authentication
- Mobile check deposit with picture capture
- Payment scheduling with flexible date selection
BHCSCU
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Texans CU
No in-app purchases
BHCSCU
No in-app purchases
Questions
Is Texans CU free?
Is BHCSCU free?
Which has better reviews, Texans CU or BHCSCU?
Do Texans CU or BHCSCU have ads?
Which is updated more often, Texans CU or BHCSCU?
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