OCSB Mobile vs Metro Bank Authenticator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OCSB Mobile
Manage your finances conveniently with this mobile banking app. Check account balances, view transaction history, and transfer funds between your accounts. You can also pay bills and deposit checks remotely using your device.
- View account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills
- Deposit checks remotely
Read full descriptionHide full description
Stay connected to your money with OCSB Mobile! Available to all Owen County State Bank Internet Banking customers, OCSB Mobile allows you to check balances and make transfers. Available features include: Accounts - View your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your Owen County State Bank accounts. Bill Pay - Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your iPhone. Remote Deposit Capture - Deposit checks while on the go with your device.
Metro Bank Authenticator
This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.
- Authenticate online banking actions
- Secure login verification
- Approve new payment setups
- Confirm account changes
- Replaces physical security devices
- Convenient mobile authentication
Read full descriptionHide full description
We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more
Screenshots
Verdict
The clearest difference is review sentiment: OCSB Mobile at 55% against Metro Bank Authenticator's 0%. OCSB Mobile also leads on update cadence (monthly vs every 12 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OCSB Mobile ships an update monthly, Metro Bank Authenticator every 12 months. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.
| Parameter | OCSB Mobile | Metro Bank Authenticator |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (463 ratings) — better | — |
| Positive reviews | 54.5% of reviews — better | 0.0% of reviews |
| Number of ratings | 463 — better | — |
| Update frequency | Monthly — better | Every 12 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 146 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | Owen County State Bank | MetroBank |
Customer experience
OCSB Mobile
Metro Bank Authenticator
Bugs and requests
OCSB Mobile
Reported bugs
8 issues- 🐛 App will not remember device/login info/Face ID after update
- 🐛 Get locked out when trying to reset password on app
- 🐛 App is unreliable
- 🐛 Constantly have to redo login information
- 🐛 New app doesn't remember user
Show 3 moreShow fewer
- 🐛 Face ID feature not working
- 🐛 Mobile code required after every login
- 🐛 Network not available error for check deposit
Requested features
5 requests- 💡 Ability to change password on the app
- 💡 Improve user-friendliness
- 💡 Return to previous app version
- 💡 Increase print size for older users
- 💡 Make Face ID feature work again
Metro Bank Authenticator
Not enough reviews yet to summarise bugs or requests.
In-app purchases
OCSB Mobile
No in-app purchases
Metro Bank Authenticator
No in-app purchases
Questions
Is OCSB Mobile free?
Is Metro Bank Authenticator free?
Do OCSB Mobile or Metro Bank Authenticator have ads?
Which is updated more often, OCSB Mobile or Metro Bank Authenticator?
Other comparisons
