ADCB vs SpendNest
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ADCB
Manage your finances on the go with this intuitive mobile banking application. Access payments, transfers, bill payments, and locate ATMs and branches with a user-friendly interface. Offers dual language support and balance preview.
- Simplified Payments and Transfers
- Search Payees and Transaction History
- Dual Language Support (Arabic/English)
- Balance Preview
- Bill Payment
- Funds Transfer
- Locate ATMs and Branches
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Experience more power at your fingertips. Experience the new and improved mobile banking app from ADCB. Enjoy seamless banking on-the-go with the enhanced features combined with an intuitive and user-friendly visual experience. More power at your fingertips - A simplified 'Payments and Transfers' section where you can view your beneficiaries and registered billers all in one screen - Search Payees and Transaction History by name, amount and much more - Dual language option in Arabic and English Plus, you can continue to enjoy these services - Balance Preview - Bill Payment - Funds Transfer - Locate ADCB ATM and Branches If you are a new ADCB Mobile App user or if you are using the app on a new device, register with the following steps: - Download and launch the ADCB Mobile App - When prompted, enter your ADCB Credit Card/Debit Card Number and PIN; enter the activation key that is sent to your registered mobile number - Alternatively, you can enter your ADCB Customer ID and activation key which you can obtain through our Personal Internet Banking or the 24/7 Contact Centre If you are an existing user, you will be prompted to enter your existing ADCB Mobile App password for authentication and biometric re-enrollment (handset dependent).
SpendNest
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SpendNest – Offline Expense Tracker Take control of your money with SpendNest, the simple and private expense tracker designed to help you manage your daily finances. Track expenses, record income, create budgets, and monitor your spending—all 100% offline. Unlike many finance apps, SpendNest doesn't require an account or store your financial data in the cloud. Your financial information stays on your device, giving you complete privacy and control. KEY FEATURES • Track Daily Expenses – Quickly record income and expenses in seconds. • Budget Planner – Create monthly budgets and monitor your spending. • Expense Manager – Organize transactions into categories for better financial insights. • Money Tracker – Understand where your money goes with simple reports and statistics. • Works Offline – No internet connection required. • Private by Design – No account required and no cloud storage for your financial data. • Fast & Easy – Clean interface for quick expense entry. • Custom Categories – Organize your income and expenses your way. • Search & Filter – Find transactions instantly. WHY CHOOSE SPENDNEST? Whether you're managing a personal budget, tracking everyday spending, or looking for an easy expense manager, SpendNest helps you build better financial habits while keeping your financial data private. Perfect for: • Personal finance management • Daily expense tracking • Budget planning • Income and expense tracking • Money management • Spending analysis • Offline bookkeeping No sign-up. No unnecessary permissions. No cloud storage. Just a fast, private, and reliable expense tracker that helps you stay in control of your finances. Download SpendNest today and start managing your money with confidence.
Screenshots
Verdict
The clearest difference is in-app purchases: ADCB at none against SpendNest's 1. ADCB also leads on ads (none vs shown) and iOS requirement (13.0 vs 15). On price, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SpendNest sells 1 one-off in-app purchase. ADCB asks for nothing beyond the download.
ADCB ships an update every 2 weeks, SpendNest every 9 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | ADCB | SpendNest |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (4.9K ratings) — better | — |
| Positive reviews | 40.9% of reviews | — |
| Number of ratings | 4.9K — better | — |
| Update frequency | Every 2 weeks | Every 9 days — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15 |
| Further details — not scored | ||
| Size | 230 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | ADCB | Rajeev Kadaplackal Rajappan Pillai |
Bugs and requests
ADCB
Reported bugs
5 issues- Login issues and active session problems
- Inability to clear cache and switch accounts
- Incompatibility with iPhone 15 and iOS 13
- Freezing and crashing on launch
- Inconsistent performance and functionality
Requested features
5 requests- Ability to redeem touchpoints
- Improved credit card management
- Better transaction history and categorization
- Support for newer devices and iOS versions
- Streamlined bill payment process
SpendNest
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ADCB
No in-app purchases
SpendNest
- SpendNest - Unlock Pro$4.99








