Comparison

Armed Forces Bank vs ServicePerks

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Armed Forces Bank

Manage your finances on the go with this banking app. Deposit checks, transfer funds, monitor account activity, and pay bills securely. Receive important alerts and find nearby ATMs or branches.

Highlights
  • Mobile check deposits
  • Fund transfers
  • Account balance monitoring
  • Bill payment
  • Secure messaging
  • ATM/branch locator
  • Login with Touch ID/Face ID
Features
Read full description

Armed Forces Bank’s Digital Banking app helps you do more on your smartphone or tablet. Deposit checks, transfer funds, check balances, receive alerts, view activity, and find ATMs or branches. To get started, download and launch the app. Then create a login ID and password. It’s that simple. Free Mobile Deposits1 Make check deposits with your phone. View deposited checks history. Login Improvements New Touch ID and facial recognition access. Additional passcode security and password reset capability Monitor Your Account See account balances and transaction history. New Ways to Pay Make fast, easy payments and transfers from internal accounts or to another bank account you own. Send and receive money from people you trust Mobile Banking Alerts2 Account Alerts: Lets you know when you have gone above or below your pre-selected amount. Transaction Alerts: Notifies you when specific transaction activity occurs on your account. Security Alerts: Receive notification when your account password is changed or your account is locked. Alert History: See your alert history for the past 90 days. Pay Bills, Send Wires, ACH, and Make Loan Payments3 Secure Messaging lets you speak directly with a bank associate about your account within the app. Find Branch Locations and ATMs. Find the nearest Armed Forces Bank banking center locations & ATMs. Safe and Secure Armed Forces Bank is committed to your security and protecting the privacy of your financial information. We use state of the art technology to protect unauthorized access to your account, your wireless communication is securely encrypted, and your personal information is not stored on your phone. Have Questions? Call 1-888-929-2265. 1. Deposits are subject to verification and not available for immediate withdrawal. 2. Message and data rates charged by your mobile phone carrier may apply. 3. Fees apply for Expedited Payments with overnight delivery. Armed Forces Bank Member FDIC

About

ServicePerks

This app helps U.S. military members and families discover, track, and locate benefits and discounts. It offers tools for pay estimation, TSP calculations, and finding local deals.

Highlights
  • Benefit discovery and tracking
  • 125+ verified military discounts
  • Deals map with location filtering
  • Pay and TSP calculators
  • Disability rating estimator
  • State benefits directory
  • Military lodging and airport guide
Features
Currently charting
Read full description

ServicePerks is an independent benefits tracker for the U.S. military community. It is not affiliated with, endorsed by, or connected to the U.S. Department of Defense, the Department of Veterans Affairs, or any government agency. Active duty, veterans, retirees, and military families are sitting on thousands of dollars in benefits they never claim. ServicePerks helps you find them, track them, and put them on a map. YOUR HOME BASE • See the total estimated value of benefits you're tracking — pay, unclaimed benefits, and disability compensation estimates in one live number • Quick access to card perks (MLA/SCRA fee waivers), income, TSP, and local perks FACT-CHECKED DEALS • 240+ military and veteran discounts across food, retail, tech, travel, auto, fitness, and more — each checked against the brand's official pages • Every offer lists who qualifies and how to verify (ID.me, SheerID, military ID) • Trusted directories and official programs, one tap away DEALS MAP • A live map of real businesses near you that commonly honor military discounts • Filter by category — food, shopping, health, automotive, entertainment, and more • 5 to 50-mile radius, with directions one tap away EXPLORE TOOLS • Pay Tracker — monthly and annual income estimates from rank and years of service (2025 pay tables) • TSP Calculator — contributions, BRS matching, and long-term projections • Disability Rating Estimator — estimates combined ratings using the formula published in 38 CFR §4.25, including dependents • State Benefits Directory — every state plus DC: property tax exemptions, tuition programs, licenses, park passes • Military Lodging — AFRC resorts, MWR getaways, Navy Lodges, and IHG Army Hotels • Airport & Lounge Guide — how to fly smarter on military perks PRIVATE BY DESIGN Your data is yours. Full stop. We never sell your information, we don't use ad trackers, and nearby features use only the ZIP code you choose to enter. Membership: $59.99/year (with a 7-day free trial) or $12.99/month. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends; manage anytime in your Apple ID settings. All pay, TSP, and disability figures are unofficial planning estimates — not official determinations and not financial advice; only the VA issues disability ratings. Discounts are offered by the individual businesses and can change — confirm at checkout. ServicePerks is an independent app. Terms of Use (EULA): https://saiverma898.github.io/serviceperks-legal/terms.html https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://saiverma898.github.io/serviceperks-legal/privacy.html

Screenshots

Armed Forces Bank4 screens
ServicePerks4 screens

Verdict

The call

The clearest difference is in-app purchases: Armed Forces Bank at none against ServicePerks's 8. Armed Forces Bank also leads on review sentiment (68% vs 37%). ServicePerks's advantage is ads (none vs shown) and rating (4.8 vs 4.3). On price, ratings volume, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ServicePerks sells 8 in-app purchases, starting at $9.99 per month. Armed Forces Bank asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

ServicePerks holds the better App Store score, 4.8 against 4.3. Both are backed by a comparable volume of ratings — 1.9K and 1.1K respectively. Written reviews complicate that: 68% of Armed Forces Bank's written reviews are positive against 37% of ServicePerks's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Armed Forces Bank ships an update every 5 months, ServicePerks every 4 days. The most recent releases landed on October 26, 2026 and November 1, 2026 respectively.

Scorecard7 real differences · 4 level
Armed Forces Bank versus ServicePerks: the parameters behind the verdict, then further details
ParameterArmed Forces BankServicePerks
PriceFreeFree
Rating4.3 (1.9K ratings)4.8 (1.1K ratings) — better
Positive reviews68.5% of reviews — better36.8% of reviews
Number of ratings1.9K — better1.1K
Update frequencyEvery 5 monthsEvery 4 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported — betterSubscription
Best chart rank—#14 — better
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size76 MB43 MB
Age rating4+4+
DeveloperDickinson Financial CorporationSrinjay Verma

Customer experience

Armed Forces Bank

All ratings1,424 ratings
Positive81.1%
Neutral4.3%
Negative14.6%
Written reviews333 reviews
Positive68.5%
Neutral4.2%
Negative27.3%

ServicePerks

All ratings96 ratings
Positive90.6%
Neutral2.1%
Negative7.3%
Written reviews19 reviews
Positive36.8%
Neutral0.0%
Negative63.2%

Bugs and requests

Armed Forces Bank

Reported bugs

3 issues
  • Login issues and account access problems
  • Inaccurate account balances and transaction details
  • Compatibility problems with newer devices

Requested features

5 requests
  • Improve external transfer capabilities
  • Add mobile check deposit feature
  • Implement biometric login options
  • Enhance transaction history and categorization
  • Provide more customization options

ServicePerks

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Armed Forces Bank

No in-app purchases

8 purchases

ServicePerks

Subscriptions8
  • Monthly$9.991 Month
  • ServicePerks Pro (Monthly)$12.991 Month
  • Monthly$12.991 Month
Show 5 more
  • Monthly$19.991 Month
  • Annual$39.991 Year
  • ServicePerks Pro (Annual)7 Days trial$59.991 Year
  • Annual$59.991 Year
  • Annual$79.991 Year

Questions

Is Armed Forces Bank free?
Armed Forces Bank is free to download, with no in-app purchases.
Is ServicePerks free?
ServicePerks is free to download, with in-app purchases available.
Which has better reviews, Armed Forces Bank or ServicePerks?
ServicePerks is rated higher. Armed Forces Bank averages 4.3 out of 5 from 1.9K ratings, while ServicePerks averages 4.8 from 1.1K ratings.
Do Armed Forces Bank or ServicePerks have ads?
Armed Forces Bank shows ads; ServicePerks does not.
Which is updated more often, Armed Forces Bank or ServicePerks?
Armed Forces Bank ships an update every 5 months, and ServicePerks every 4 days. Most recently, Armed Forces Bank was updated on October 26, 2026 and ServicePerks on November 1, 2026.

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