平安金管家 vs 中国人保
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
平安金管家
This app offers comprehensive insurance and wealth management services, with upgraded features for policy management, health services, and exclusive member benefits. It streamlines user experience with a simplified interface and focused core services.
- Upgraded insurance channel
- Integrated medical, pension, and health services
- Expanded clubs for sports, education, and culture
- Aggregated and prioritized member benefits
- Simplified user interface and navigation
- One-click service appointment
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【专业的保险服务管家——十载精进，点10成金】 平安金管家10.0全新升级，保险、服务、权益板块全面升级，功能精简、设计优化，旨在为您提供更便捷的优质服务体验！ 【升级保险频道】 ①构建保险资金区，新增保障额度及缺口展示 ②保单服务按保险销售生命周期排列，并突出常用保单服务 ③新增“添平安”解决方案 ④新增本地资讯功能 【新增服务频道】 ①整合医疗、养老、健康服务 ②扩充体育、教育、人文等多元俱乐部 【重构权益体系】 ①权益聚合展示，高频使用权益越用越爱用 ②权益等级升级，路径更清晰 ③新增客户权益介绍一键预约服务 【优化用户体验】 ①频道精简“5”变“4” ②功能去繁存简，首页聚焦核心服务，生活商城移至主入口区 ③“我的”频道精简至一屏展示
中国人保
This app offers comprehensive insurance services, including policy management, online claims processing, and health management. Access a wide range of insurance products like auto, property, and health insurance, along with personalized services for policy inquiries, renewals, and financial planning.
- Policy management and inquiries
- Online claims processing and support
- Wide range of insurance products
- Health management services
- Financial investment options
- Roadside assistance
- Service network locator
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“中国人保”APP是中国人民保险集团重磅推出的官方应用，主要为用户提供保险保障、线上理赔、健康管理等专业化、一站式的综合金融服务。您将享受到车险、财产险、寿险、健康险、公募基金等丰富的产品，以及保单查询、保全续期、线上理赔、行车服务、健康管理、投资理财等一系列个性化优质的保障服务。 ——主要功能—— 【保单管家】提供保单查询、保单变更、保单回执签收等服务。 【理赔服务】理赔服务:提供在线报案、理赔进度查询，在线7*24小时智能+人工咨询服务。 【保险商城】产品种类涵盖车险、意外险、旅游险、家财险、责任险、医疗险、重疾险等，支持线上自助投保。 【道路救援】50公里内免费救援，随时掌握救援车位置。 【网点查询】查询全国上万个人保服务网点位置及联系方式。 【头条资讯】精选保险行业资讯，学习保险入门知识，丰富内容让保险有趣易懂 【财富管理】在线投资公募基金，满足客户的资产配置需求。 【健康管理】提供实时挂号、健康资讯、健康讲堂、海外医疗、重疾绿通等服务。 【精彩活动】线上活动365天精彩不断，随时随地畅享参与。 【更多生活服务】生活缴费、预约车位、车置换、洗车、保养、新车上牌、影票等。 ——联系我们—— 人保官网：www.picc.com 微信公众号：中国人保APP 微博账户：中国人保APP 服务热线：95518
Screenshots
Verdict
The clearest difference is rating: 平安金管家 at 3.0 against 中国人保's 1.5. 平安金管家 also leads on update cadence (weekly vs fortnightly) and ratings volume (108 vs 30). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
平安金管家 holds the better App Store score, 3.0 against 1.5. Both are backed by a comparable volume of ratings — 108 and 30 respectively. Written reviews split almost evenly too, at 48% and 48% positive.
平安金管家 ships an update weekly, 中国人保 fortnightly. Both last shipped on October 29, 2026.
| Parameter | 平安金管家 | 中国人保 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (108 ratings) — better | 1.5 (30 ratings) |
| Positive reviews | 47.7% of reviews — better | 47.5% of reviews |
| Number of ratings | 108 — better | 30 |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 327 MB | 308 MB |
| Age rating | 17+ | 4+ |
| Developer | 中国平安人寿保险股份有限公司 | PICC Information Technology Company Limited |
Customer experience
平安金管家
中国人保
In-app purchases
平安金管家
No in-app purchases
中国人保
No in-app purchases
