中国人保 vs 太平洋保险
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中国人保
This app offers comprehensive insurance services, including policy management, online claims processing, and health management. Access a wide range of insurance products like auto, property, and health insurance, along with personalized services for policy inquiries, renewals, and financial planning.
- Policy management and inquiries
- Online claims processing and support
- Wide range of insurance products
- Health management services
- Financial investment options
- Roadside assistance
- Service network locator
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“中国人保”APP是中国人民保险集团重磅推出的官方应用,主要为用户提供保险保障、线上理赔、健康管理等专业化、一站式的综合金融服务。您将享受到车险、财产险、寿险、健康险、公募基金等丰富的产品,以及保单查询、保全续期、线上理赔、行车服务、健康管理、投资理财等一系列个性化优质的保障服务。 ——主要功能—— 【保单管家】提供保单查询、保单变更、保单回执签收等服务。 【理赔服务】理赔服务:提供在线报案、理赔进度查询,在线7*24小时智能+人工咨询服务。 【保险商城】产品种类涵盖车险、意外险、旅游险、家财险、责任险、医疗险、重疾险等,支持线上自助投保。 【道路救援】50公里内免费救援,随时掌握救援车位置。 【网点查询】查询全国上万个人保服务网点位置及联系方式。 【头条资讯】精选保险行业资讯,学习保险入门知识,丰富内容让保险有趣易懂 【财富管理】在线投资公募基金,满足客户的资产配置需求。 【健康管理】提供实时挂号、健康资讯、健康讲堂、海外医疗、重疾绿通等服务。 【精彩活动】线上活动365天精彩不断,随时随地畅享参与。 【更多生活服务】生活缴费、预约车位、车置换、洗车、保养、新车上牌、影票等。 ——联系我们—— 人保官网:www.picc.com 微信公众号:中国人保APP 微博账户:中国人保APP 服务热线:95518
太平洋保险
This app provides a comprehensive platform for managing insurance needs. It offers features for policy inquiry, purchase, claims, and renewals, along with personalized plan recommendations and access to subsidiary services.
- One-stop insurance inquiry and purchase
- Claims and renewal services
- Personalized protection plan recommendations
- Access to subsidiary company services
- Daily check-in for rewards
- Insurance knowledge and news
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太平洋保险APP是太平洋保险集团打造的以保险+服务为核心的服务平台。致力于提供一站式保险查询、购买、理赔、续保等功能,同时提供个性化保障方案推荐及各子公司权益服务一站式查询等相关增值服务。 ——主要功能—— 【三十周年】为庆祝太平洋保险成立三十周年,APP首页特推出三十周年精选版本,集合三十周年特惠、庆典活动及APP更新功能 【个性化保障方案推荐】用户可在保险“优选”首页,简单输入几项信息,生成家庭保障方案,为你提供全方位守护 【深度保险解读】用户可在保险“优选”首页,查看保险深度解读,了解专业保险知识 【保险情报局】追踪实时热点,为你提供优质、精选保险资讯 【保险购买】用户可在保险页中选购精选保险 【一站式权益服务】整合太平洋保险集团旗下太平洋产险、太平洋寿险、太平洋健康险、长江养老等子公司权益服务,用户可在APP享受高效便捷的一站式服务 【打卡签到】用户每日登录后,可前往礼遇首页完成自动签到,每天的签到可累积奖励浪花,连续签到7天可获得额外奖励,浪花可在【浪花商城】内兑换商品和服务 【浪花商城】用户可以通过购买产品、参与活动获得海量浪花,浪花可通过商城进行实物和虚拟礼品兑换 【话题PK】用户可在礼遇首页选择不同模式参与话题PK,话题紧跟实时热点每周更新。投入浪花获胜后有机会获得更多浪花 【保单服务】向太平洋保险客户提供保单查询、电子保单下载、申请理赔、续保续期等保单相关服务,为客户提供贴心保单管理服务 【保单解读】购买保单以后还需要了解的保险知识普及,提供与用户保单相关的知识解读,每天学习一点保险知识,保障更安稳 -----联系我们----- - 客服热线:95500
Screenshots
Verdict
The clearest difference is rating: 中国人保 at 1.5 against 太平洋保险's 1.0. 中国人保 also leads on iOS requirement (13.0 vs 15.0). 太平洋保险's advantage is review sentiment (71% vs 48%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
中国人保 holds the better App Store score, 1.5 against 1.0. Both are backed by a comparable volume of ratings — 30 and 13 respectively. Written reviews complicate that: 48% of 中国人保's written reviews are positive against 71% of 太平洋保险's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 11, 2026 and November 13, 2026 respectively.
| Parameter | 中国人保 | 太平洋保险 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (30 ratings) — better | 1.0 (13 ratings) |
| Positive reviews | 47.5% of reviews | 71.4% of reviews — better |
| Number of ratings | 30 — better | 13 |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 308 MB | 101 MB |
| Age rating | 4+ | 12+ |
| Developer | PICC Information Technology Company Limited | China Pacific Insurance (Group) Co., Ltd. |
Customer experience
中国人保
太平洋保险
In-app purchases
中国人保
No in-app purchases
太平洋保险
No in-app purchases








