ModirumID vs GAPhub
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ModirumID
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ModirumID is application to enhance security of your card payments. Please install this application only if your credit or debit card issuing bank asks you to do so. If your bank supports the ModirumID to authenticate your card payments, you shall receive the request to enter your PIN code to the ModirumID application each time you do a card payment in the internet.
GAPhub
This personal finance tool helps you plan, execute, and manage your financial independence and asset portfolio. It's designed to build financial discipline and success habits for working adults. Coordinate all your financial affairs, track goals, and access global asset acquisition opportunities.
- Financial independence planning
- Asset portfolio management
- Budgeting and financial strategy
- Global asset acquisition
- Portfolio tracking across asset classes
- Real-time asset aggregation
- Financial goal tracking
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MyGAPhub is a personal finance management tool that helps you plan towards your financial independence, execute those plans and manage your asset portfolio all in one place. Our personal finance app has been carefully designed bearing the needs of the 21st-century working-class adult in mind. Using the app will help you cognitively build the habit and discipline required to make you financially successful. Coordinate all your financial affairs from one place. Use your budget to empower yourself for success. Create your personal finance strategy. Avoid financial penalties due to missed obligations. Gain access to global asset acquisition opportunities. Manage your portfolio under five asset classes. Aggregate your global asset in your base currency in real-time. Track your financial goals with default and bespoke KPIs. And many more... MyGAPhub uses SSL 256-bit encryption - the same security protocol banks use to keep your personal information safe. The mobile app uses TouchID fingerprint authentication for added privacy and security. Personal Identification Number (PIN) can be used for easy and secured access to your mobile app.
Screenshots
Verdict
The clearest difference is iOS requirement: ModirumID at 11.0 against GAPhub's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ModirumID ships an update every 4 months, GAPhub every 2 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | ModirumID | GAPhub |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 27 MB | 331 MB |
| Age rating | 4+ | 4+ |
| Developer | Entersekt | PRISM Fintech |
In-app purchases
ModirumID
No in-app purchases
GAPhub
No in-app purchases









