Comparison

ModirumID vs Mortgage Calc & Amortization

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ModirumID

Features
Read full description

ModirumID is application to enhance security of your card payments. Please install this application only if your credit or debit card issuing bank asks you to do so. If your bank supports the ModirumID to authenticate your card payments, you shall receive the request to enter your PIN code to the ModirumID application each time you do a card payment in the internet.

About

Mortgage Calc & Amortization

Estimate monthly loan payments and generate detailed amortization schedules. Understand your loan's principal and interest breakdown, track your balance, and test extra payment scenarios to plan your payoff strategy.

Highlights
  • Estimate monthly mortgage payments
  • Generate full amortization schedule
  • View principal and interest breakdown
  • Track remaining loan balance
  • Test extra payment scenarios
  • Compare refinance options
  • Visualize payment on charts
Features
Read full description

*** Powerful Mortgage Calculator for Smarter Loan Decisions *** Mortgage Calc & Amortization is a fast and accurate mortgage calculator designed to help you estimate monthly loan payments and generate a complete amortization schedule. Whether you're buying a home, refinancing, or planning extra principal payments, this loan payment tool shows exactly how your money is applied to principal and interest over time. Understand your true loan cost. Plan your mortgage payoff strategy with confidence. *** Calculate Mortgage Payments Instantly *** Use this mortgage calculator to: • Estimate monthly mortgage payment amounts • Generate a full amortization schedule • View principal and interest breakdown • Track remaining loan balance over time • Test extra payment scenarios • Compare refinance options Mortgage loans are front-loaded, meaning early payments go mostly toward interest. Adding extra principal payments can reduce total interest significantly and shorten your payoff timeline. This amortization calculator helps you see the long-term impact before making financial decisions. *** Designed for *** • Home buyers • Homeowners planning refinance • Borrowers comparing loan terms • Anyone analyzing an amortization schedule • Users looking to pay off mortgage faster *** Best Features *** 1. Calculate the payment of a mortgage or loan and its amortization table quickly and easily 2. Visualize payment, interest, and balance on interactive charts 3. Amortization table can display both annually and monthly payment *** Make Better Mortgage Decisions *** See total interest costs clearly. Explore extra payment savings. Plan your loan payoff strategy. Understand your mortgage before committing. Disclaimer: Information and interactive calculators are provided as self-help tools for independent use and are not intended to provide financial, investment, legal, or tax advice. Results are estimates and may vary based on individual circumstances. Please consult a qualified financial professional for personalized guidance.

Screenshots

ModirumID4 screens
Mortgage Calc & Amortization4 screens

Verdict

The call

The clearest difference is in-app purchases: ModirumID at none against Mortgage Calc & Amortization's 1. ModirumID also leads on ads (none vs shown) and update cadence (every 4 months vs every 19 months). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Mortgage Calc & Amortization sells 1 one-off in-app purchase. ModirumID asks for nothing beyond the download.

UpkeepUpdate frequency

ModirumID ships an update every 4 months, Mortgage Calc & Amortization every 19 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 5 level
ModirumID versus Mortgage Calc & Amortization: the parameters behind the verdict, then further details
ParameterModirumIDMortgage Calc & Amortization
PriceFreeFree
Rating—5.0 (3 ratings) — better
Number of ratings—3 — better
Update frequencyEvery 4 months — betterEvery 19 months
AdsNo — betterYes
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS11.0 — better17.0
Further details — not scored
Size27 MB26 MB
Age rating4+4+
DeveloperEntersektDo Tri

In-app purchases

None

ModirumID

No in-app purchases

1 purchases

Mortgage Calc & Amortization

One-time1
  • Remove Ads$6.99

Questions

Is ModirumID free?
ModirumID is free to download, with no in-app purchases.
Is Mortgage Calc & Amortization free?
Mortgage Calc & Amortization is free to download, with in-app purchases available.
Do ModirumID or Mortgage Calc & Amortization have ads?
Mortgage Calc & Amortization shows ads; ModirumID does not.
Which is updated more often, ModirumID or Mortgage Calc & Amortization?
ModirumID ships an update every 4 months, and Mortgage Calc & Amortization every 19 months. Most recently, ModirumID was updated on October 26, 2026 and Mortgage Calc & Amortization on October 24, 2026.

Other comparisons