ModirumID vs Mortgage Calc & Amortization
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ModirumID
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ModirumID is application to enhance security of your card payments. Please install this application only if your credit or debit card issuing bank asks you to do so. If your bank supports the ModirumID to authenticate your card payments, you shall receive the request to enter your PIN code to the ModirumID application each time you do a card payment in the internet.
Mortgage Calc & Amortization
Estimate monthly loan payments and generate detailed amortization schedules. Understand your loan's principal and interest breakdown, track your balance, and test extra payment scenarios to plan your payoff strategy.
- Estimate monthly mortgage payments
- Generate full amortization schedule
- View principal and interest breakdown
- Track remaining loan balance
- Test extra payment scenarios
- Compare refinance options
- Visualize payment on charts
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*** Powerful Mortgage Calculator for Smarter Loan Decisions *** Mortgage Calc & Amortization is a fast and accurate mortgage calculator designed to help you estimate monthly loan payments and generate a complete amortization schedule. Whether you're buying a home, refinancing, or planning extra principal payments, this loan payment tool shows exactly how your money is applied to principal and interest over time. Understand your true loan cost. Plan your mortgage payoff strategy with confidence. *** Calculate Mortgage Payments Instantly *** Use this mortgage calculator to: • Estimate monthly mortgage payment amounts • Generate a full amortization schedule • View principal and interest breakdown • Track remaining loan balance over time • Test extra payment scenarios • Compare refinance options Mortgage loans are front-loaded, meaning early payments go mostly toward interest. Adding extra principal payments can reduce total interest significantly and shorten your payoff timeline. This amortization calculator helps you see the long-term impact before making financial decisions. *** Designed for *** • Home buyers • Homeowners planning refinance • Borrowers comparing loan terms • Anyone analyzing an amortization schedule • Users looking to pay off mortgage faster *** Best Features *** 1. Calculate the payment of a mortgage or loan and its amortization table quickly and easily 2. Visualize payment, interest, and balance on interactive charts 3. Amortization table can display both annually and monthly payment *** Make Better Mortgage Decisions *** See total interest costs clearly. Explore extra payment savings. Plan your loan payoff strategy. Understand your mortgage before committing. Disclaimer: Information and interactive calculators are provided as self-help tools for independent use and are not intended to provide financial, investment, legal, or tax advice. Results are estimates and may vary based on individual circumstances. Please consult a qualified financial professional for personalized guidance.
Screenshots
Verdict
The clearest difference is in-app purchases: ModirumID at none against Mortgage Calc & Amortization's 1. ModirumID also leads on ads (none vs shown) and update cadence (every 4 months vs every 19 months). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Mortgage Calc & Amortization sells 1 one-off in-app purchase. ModirumID asks for nothing beyond the download.
ModirumID ships an update every 4 months, Mortgage Calc & Amortization every 19 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | ModirumID | Mortgage Calc & Amortization |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (3 ratings) — better |
| Number of ratings | — | 3 — better |
| Update frequency | Every 4 months — better | Every 19 months |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 11.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 27 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | Entersekt | Do Tri |
In-app purchases
ModirumID
No in-app purchases
Mortgage Calc & Amortization
- Remove Ads$6.99
Questions
Is ModirumID free?
Is Mortgage Calc & Amortization free?
Do ModirumID or Mortgage Calc & Amortization have ads?
Which is updated more often, ModirumID or Mortgage Calc & Amortization?
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