FNBOTN Mobile vs FNBMT
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FNBOTN Mobile
Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills directly from your smartphone. It offers convenient access to your banking needs anytime, anywhere.
- Check account balances
- View recent transactions
- Transfer funds between accounts
- Pay bills
- Revise scheduled payments
- Review paid bills
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Start banking wherever you are with FNBOTN Mobile! Available to all online banking customers of the First National Bank of Tennessee, FNBOTN Mobile allows you to check balances and recent transactions, transfer funds and pay bills, all from your phone. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay new bills, revise bills scheduled to be paid, and review previously paid bills. All features may not be available in the tablet application.
FNBMT
Manage your finances with this secure and easy-to-use app. Organize transactions, set alerts, make payments, and deposit checks with a photo. It also helps you reorder cards, find ATMs, and aggregate accounts.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit cards
- Aggregate financial accounts
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FNBMT is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with FNBMT: - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - Transfer money between your accounts - Deposit checks in a snap by taking a picture of the front and back - Reorder your debit card or turn it off if you’ve misplaced it - View and save your monthly statements - Find branches and ATMs near you - Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is ratings volume: FNBOTN Mobile at 4.4K against FNBMT's 846. FNBOTN Mobile also leads on iOS requirement (15.0 vs 18.4). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for FNBOTN Mobile against 4.9 for FNBMT. That said, the two scores are not equally well evidenced: FNBOTN Mobile has 4.4K ratings behind it against 846, so its average is the more settled of the two. Written reviews are what separate them: 79% of FNBOTN Mobile's written reviews are positive against 71% of FNBMT's.
FNBOTN Mobile ships an update every 2 months, FNBMT monthly. Both last shipped on September 22, 2026.
| Parameter | FNBOTN Mobile | FNBMT |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (4.4K ratings) | 4.9 (846 ratings) |
| Positive reviews | 78.8% of reviews — better | 71.4% of reviews |
| Number of ratings | 4.4K — better | 846 |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 148 MB | 179 MB |
| Age rating | 4+ | 12+ |
| Developer | First National Bank of Tennessee | First National Bank of Middle Tennessee |
Customer experience
FNBOTN Mobile
FNBMT
Bugs and requests
FNBOTN Mobile
Reported bugs
3 issues- App not loading or freezing on launch
- Incorrect account balances or transaction details
- Inability to sign in or access certain features
Requested features
4 requests- Mobile check deposit
- Apple Pay integration
- Customizable account alerts
- Improved transaction history and reporting
FNBMT
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FNBOTN Mobile
No in-app purchases
FNBMT
No in-app purchases
Questions
Is FNBOTN Mobile free?
Is FNBMT free?
Which has better reviews, FNBOTN Mobile or FNBMT?
Do FNBOTN Mobile or FNBMT have ads?
Which is updated more often, FNBOTN Mobile or FNBMT?
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