FNBOTN Mobile vs Procharge EMV
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FNBOTN Mobile
Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills directly from your smartphone. It offers convenient access to your banking needs anytime, anywhere.
- Check account balances
- View recent transactions
- Transfer funds between accounts
- Pay bills
- Revise scheduled payments
- Review paid bills
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Start banking wherever you are with FNBOTN Mobile! Available to all online banking customers of the First National Bank of Tennessee, FNBOTN Mobile allows you to check balances and recent transactions, transfer funds and pay bills, all from your phone. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay new bills, revise bills scheduled to be paid, and review previously paid bills. All features may not be available in the tablet application.
Procharge EMV
Accept credit, debit, and gift cards securely on your iOS device. Manage inventory, calculate totals, process sales, add tips, and issue refunds. Reconcile sales instantly through the ProCharge Gateway.
- Accept credit, debit, and gift cards
- Secure payment processing
- Inventory management
- Built-in calculator for order totals
- Process sales, add tips, and refund customers
- Instant sales reconciliation
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ProCharge® EMV enables you to accept credit, debit, and gift cards as well as reconcile your cash sales through your iOS Device, securely. Manage inventory right from your device and easily add new items with a simple tap of the screen. Use the built-in calculator to tally up an order total so there’s no leaving the app! Process sales, add tips, refund customers, and then reconcile any sale instantly through the ProCharge Gateway. ProCharge is powered by industry-leading payment processor Electronic Payments. To view if your device is compatible with our card reader, visit www.procharge.com/devices Simplify Your Business: Use ProCharge EMV to get paid next day for your sales, stop chasing your customers for payment, and manage your entire business through the ProCharge Gateway.
Screenshots
Verdict
The clearest difference is ratings volume: FNBOTN Mobile at 4.4K against Procharge EMV's 4. Procharge EMV's advantage is review sentiment (100% vs 78%). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for FNBOTN Mobile against 5.0 for Procharge EMV. That said, the two scores are not equally well evidenced: FNBOTN Mobile has 4.4K ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 78% of FNBOTN Mobile's written reviews are positive against 100% of Procharge EMV's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 15, 2026 and September 29, 2026 respectively.
| Parameter | FNBOTN Mobile | Procharge EMV |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (4.4K ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 77.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 4.4K — better | 4 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 148 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | First National Bank of Tennessee | Electronic Payments, Inc. |
Customer experience
FNBOTN Mobile
Procharge EMV
Bugs and requests
FNBOTN Mobile
Reported bugs
3 issues- App not loading or freezing on launch
- Incorrect account balances or transaction details
- Inability to sign in or access certain features
Requested features
4 requests- Mobile check deposit
- Apple Pay integration
- Customizable account alerts
- Improved transaction history and reporting
Procharge EMV
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FNBOTN Mobile
No in-app purchases
Procharge EMV
No in-app purchases
Questions
Is FNBOTN Mobile free?
Is Procharge EMV free?
Which has better reviews, FNBOTN Mobile or Procharge EMV?
Do FNBOTN Mobile or Procharge EMV have ads?
Which is updated more often, FNBOTN Mobile or Procharge EMV?
Other comparisons
