BCA mobile vs BSI Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCA mobile
Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.
- Non-cash transactions
- Card management (block/activate/PIN change)
- Cardless ATM transactions
- QR code transfers
- Open new bank accounts
- Repeat transaction storage
Read full descriptionHide full description
Bank on the go with BCA mobile app. Conduct non-cash transactions using BCA mobile banking (m-BCA) and BCA internet banking (KlikBCA Smartphone) whenever, wherever. m-BCA Benefits 1. No SIM card changes m-BCA transactions are available through all GSM operators, including Telkomsel, XL Axiata, Indosat, Axis, and Three 2. Low transactions cost Reduce unnecessary cost using GPRS/EDGE/3G/WIFI internet connection 3. Payment Data Storage m-BCA’s storage feature enables you to conduct repeat transactions without having to input the data all over again 4. Transfer Data m-BCA saves your transfer activities--whether you’re sending funds between BCA accounts or to other banks—to a list for a time-saving and reliable banking experience 5. Practical and Easy to Use Recipient company or banking code is not required for payment and transfer transactions. For BCA mobile users, can enjoy the latest services as follows: 1. Block BCA ATM Card or BCA Credit Card facility through m-Admin menu 2. BCA Credit Card Activation feature through menu m-Admin ->Credit Card Activation 3. BCA Credit Card PIN Make / change facility via m-Admin menu ->Create / Change PIN. 4. Cardless Transaction feature through Setor Tarik menu ->Cash withdrawal and cash deposit. 5. Transfer without hassle through QR menu ->Send or receive money using QR For the time being, Cardless Transactions can be made at these following ATMs (www.bca.co.id/ATMtanpakartu) KlikBCA Easy to access KlikBCA smartphone version smartphone https://m.klikbca.com with just one click Info BCA https://www.bca.co.id/id/Individu/Produk/E-Banking/Info-BCA Open New Account Now you can open bank account anywhere just with your mobile phone. What you need to do to get your bank account is only by providing e-KTP, completing the form, and doing video call with our Customer Service Officer through BCA mobile application. After you done, you’ll get the success notification of your opening account; you might need to directly activate your mobile banking service (by creating PIN number for transaction) and deposit money to your account. Then you are ready to do any transaction with your BCA mobile application (m-BCA menu). You will also get KlikBCA account the day after you succeed creating your mobile banking PIN via email. For further assistant, call halo bca at 1500888 via cellular phone Enjoy using the BCA mobile.
BSI Mobile
Manage your bank accounts, make transfers, and pay bills directly from your smartphone. This app offers a comprehensive suite of banking services, including online account opening and cash withdrawals without a card.
- Account information (balance, mutations, portfolio)
- Transfers (inter-branch, online, SKN, QRIS)
- Bill payments (utilities, academic, insurance, BPJS, etc.)
- Purchases (phone credit, prepaid PLN, e-money, data packages)
- Online account opening
- Cardless cash withdrawal
- Scheduled transactions
Read full descriptionHide full description
BSI Mobile adalah salah satu saluran distribusi yang dimiliki oleh Bank Syariah Indonesia untuk mengakses rekening yang dimiliki nasabah dengan menggunakan teknologi 3G/4G dan WIFI melalui smartphone. Fitur: • Info rekening (informasi saldo, mutase, dan informasi portofolio). • Transfer (pindah buku, online, SKN, QRIS). • Pembayaran (PLN, telepon/HP, akademik, institusi, tiket, asuransi, zakat/infaq, BPJS, MPN, PDAM, Internet/TVKabel, dan Ecommerce). • Pembelian (voucher HP, PLN prabayar, E-money, Paket Data, Top Up EWallet, Aqiqah, Streaming Video & Musik, Kartu Debit OTP). • Buka rekening online. • E-mas • Tarik Tunai Tanpa Kartu • BSI Keyboard • Transaksi Terjadwal • Akses Menu Favorit • Update lokasi ATM dan Cabang. • Penyimpan data transaksi favorit. • Share aktivitas ke sosial media. • Jadwal shalat dan kalimat inspiratif. • Akses sosial media Bank Syariah Indonesia • Akses langsung Bank Syariah Indonesia call 14040 • Informasi produk dan promo Bank Syariah Indonesia • Notifikasi detil transaksi ke email yang didaftarkan • Bukti transaksi otomatis tersimpan di kotak masuk • Penambahan biller pembayaran dan pembelian • Menu Rate Mata Uang Asing • Portfolio Nasabah • Permintaan ulang kode aktivasi • Digital Wakaf Registrasi: 1. Proses Pendaftaran/Registrasi a. Nasabah bisa melakukan registrasi BSI Mobile via Kantor Cabang, ATM BSI, ataupun via Bank Syariah Indonesia Call b. Setelah registrasi berhasil, nasabah akan menerima SMS yang berisi kode aktivasi. 2. Proses Download Untuk ponsel dengan IOS App Store dengan keyword ‘BSI Mobile’. Pastikan aplikasi BSI Mobile offered by / publisher / by PT Bank Syariah Indonesia, Tbk. 3. Proses Aktivasi Nasabah meng-input nomor ponsel dan kode aktivasi yang didapat dari cabang pada saat pendaftaran/registrasi. Informasi lebih lanjut, kunjungi Bank Syariah Indonesia terdekat atau hubungi: Bank Syariah Indonesia Call 14040. www.bankbsi.co.id
Screenshots
Verdict
The clearest difference is review sentiment: BSI Mobile at 64% against BCA mobile's 14%. BSI Mobile also leads on rating (3.7 vs 2.6). BCA mobile's advantage is ratings volume (277 vs 26). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BSI Mobile holds the better App Store score, 3.7 against 2.6. That said, the two scores are not equally well evidenced: BCA mobile has 277 ratings behind it against 26, so its average is the more settled of the two. Written reviews point the same way: 14% of BCA mobile's written reviews are positive against 64% of BSI Mobile's.
BCA mobile ships an update fortnightly, BSI Mobile every 3 weeks. The most recent releases landed on October 14, 2026 and October 5, 2026 respectively.
| Parameter | BCA mobile | BSI Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (277 ratings) | 3.7 (26 ratings) — better |
| Positive reviews | 13.9% of reviews | 64.5% of reviews — better |
| Number of ratings | 277 — better | 26 |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 206 MB | 150 MB |
| Age rating | 4+ | 4+ |
| Developer | PT. Bank Central Asia Tbk | PT Bank Syariah Indonesia, Tbk |
Customer experience
BCA mobile
BSI Mobile
Bugs and requests
BCA mobile
Reported bugs
4 issues- Force close issues after updates
- Verification failures and account registration problems
- Inability to access certain features like Flazz card
- Frequent disconnections during transactions
Requested features
5 requests- Add transaction history and balance tracking
- Implement biometric login options
- Provide English language support
- Improve user interface and modernize the design
- Enhance security with two-factor authentication
BSI Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BCA mobile
No in-app purchases
BSI Mobile
No in-app purchases
