Comparison

BCA mobile vs FUNDtastic

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BCA mobile

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

Highlights
  • Non-cash transactions
  • Card management (block/activate/PIN change)
  • Cardless ATM transactions
  • QR code transfers
  • Open new bank accounts
  • Repeat transaction storage
Read full description

Bank on the go with BCA mobile app. Conduct non-cash transactions using BCA mobile banking (m-BCA) and BCA internet banking (KlikBCA Smartphone) whenever, wherever. m-BCA Benefits 1. No SIM card changes m-BCA transactions are available through all GSM operators, including Telkomsel, XL Axiata, Indosat, Axis, and Three 2. Low transactions cost Reduce unnecessary cost using GPRS/EDGE/3G/WIFI internet connection 3. Payment Data Storage m-BCA’s storage feature enables you to conduct repeat transactions without having to input the data all over again 4. Transfer Data m-BCA saves your transfer activities--whether you’re sending funds between BCA accounts or to other banks—to a list for a time-saving and reliable banking experience 5. Practical and Easy to Use Recipient company or banking code is not required for payment and transfer transactions. For BCA mobile users, can enjoy the latest services as follows: 1. Block BCA ATM Card or BCA Credit Card facility through m-Admin menu 2. BCA Credit Card Activation feature through menu m-Admin ->Credit Card Activation 3. BCA Credit Card PIN Make / change facility via m-Admin menu ->Create / Change PIN. 4. Cardless Transaction feature through Setor Tarik menu ->Cash withdrawal and cash deposit. 5. Transfer without hassle through QR menu ->Send or receive money using QR For the time being, Cardless Transactions can be made at these following ATMs (www.bca.co.id/ATMtanpakartu) KlikBCA Easy to access KlikBCA smartphone version smartphone https://m.klikbca.com with just one click Info BCA https://www.bca.co.id/id/Individu/Produk/E-Banking/Info-BCA Open New Account Now you can open bank account anywhere just with your mobile phone. What you need to do to get your bank account is only by providing e-KTP, completing the form, and doing video call with our Customer Service Officer through BCA mobile application. After you done, you’ll get the success notification of your opening account; you might need to directly activate your mobile banking service (by creating PIN number for transaction) and deposit money to your account. Then you are ready to do any transaction with your BCA mobile application (m-BCA menu). You will also get KlikBCA account the day after you succeed creating your mobile banking PIN via email. For further assistant, call halo bca at 1500888 via cellular phone Enjoy using the BCA mobile.

About

FUNDtastic

This app helps passive investors grow wealth sustainably through curated investment instruments like gold and mutual funds. It offers personalized investment recommendations based on your financial profile and allows you to track your progress towards financial goals.

Highlights
  • Personalized investment recommendations
  • Curated gold and mutual funds
  • Financial goal setting and tracking
  • Automated Dollar-Cost Averaging
  • Certified Financial Planner scoring
  • Wealth Map simulation
Features
Read full description

FUNDtastic adalah aplikasi investasi untuk para investor pasif menumbuhkan kekayaan secara berkelanjutan, aman dan mudah. Dalam aplikasi FUNDtastic tersedia berbagai instrumen investasi seperti emas dan reksa dana yang dikurasi secara khusus untuk mencapai tujuan keuangan Anda.  Pengalaman Anda bersama FUNDtastic dimulai dengan penggambaran misi keuangan Anda via online di aplikasi kami. Kemudian teknologi kami secara seamless akan mendesain rekomendasi berinvestasi yang merefleksikan profil finansial Anda. Anda bisa melihat scoring yang diberikan oleh Perencana Keuangan Tersertifikasi (Certified Financial Planner) terhadap beragam Manajer Investasi berdasarkan jejak rekam dan prestasi mereka. Anda cukup pilih yang mana untuk jadi partner Anda berinvestasi dan reksadana yang telah kami kurasi, lalu pengalaman Anda berinvestasi yang personal dan terarah bisa segera dimulai. Anda bahkan bisa memantau perjalanan Anda meraih misi keuangan sudah sampai dimana dengan mengakses Simulasi Wealth Map di aplikasi FUNDtastic. Aplikasi FUNDtastic mempermudah rutinitas investasi Anda dengan pilihan Pembelian Sekaligus yang dimana Anda bisa mengatur durasi Anda berinvestasi dengan jumlah dana yang Anda tentukan sendiri untuk kemudian teknologi kami menerapkan Dollar-cost averaging secara otomatis pada reksadana pilihan Anda. Bersama FUNDtastic, Anda hanya perlu menabung dengan rutin dan konsisten, lalu biarkan investasi Anda terus bertumbuh hingga misi keuangan Anda tercapai seraya Anda menjalankan kehidupan sehari-hari seperti biasa. You can go back to work while your money works.   Berinvestasi dengan misi Dengan menu Misi Keuangan, Andalah yang tentukan tujuan investasi dan FUNDtastic yang membantu terwujudnya impian tersebut. Baik dana darurat, pensiun, pendidikan anak, maupun sekedar traveling, bersama kami Anda bisa mencapainya!   Wealth creation Fitur Wealth Creation di aplikasi FUNDtastic mempermudah Anda untuk membangun kekayaan. Berbagai fungsi di dalam fitur Wealth Creation akan memberikan Anda panduan untuk berinvestasi secara terarah dan lebih mudah Informasi Profil Manajer Investasi dan Rekomendasi Produk Para perencana keuangan tersertifikasi dari FUNDtastic dengan selektif memilih Manajer Investasi melalui audit dan uji atas performa dan reputasi mereka yang sangat ekstensif dan obyektif. FUNDtastic menjabarkan siapa saja Manajer Investasi yang bisa dipilih sebagai partner berinvestasi, lengkap dengan pengalaman, sertifikasi dan penghargaan yang mereka peroleh dalam membantu para Investor menumbuhkan kekayaan. Anda akan lebih yakin dalam memilih produk reksa dana mana yang terbaik sesuai dengan rekomendasi kami. Penerapan otomatis DOLLAR COST AVERAGING  Dengan membeli reksa dana pilihan secara rutin pada nominal uang yang sama, Anda akan menikmati pembelian yang efisien dengan hasil yang maksimal. Aplikasi FUNDtastic mempermudah Anda menerapkan Dollar-cost averaging secara otomatis mengatur pembelian reksadana Anda rutin setiap minggu. Cukup klik tombol Pembelian sekaligus, Anda langsung terapkan investasi secara berkala, anti lupa dan anti skip.  Konsultasi dengan Certified Financial Planner (CFP) Melalui aplikasi FUNDtastic, Anda dapat dibekali edukasi dengan berkonsultasi dengan certified financial planner, atau perencana keuangan tersertifikasi. Dengan sekali klik, Anda langsung bisa membuat jadwal diskusi secara langsung Berbagai pilihan metode pembayaran Gunakan akun e-wallet Anda dari berbagai platform seperti GoPay, DANA, OVO, ShopeePay, atau Virtual Account bank Anda untuk menabung produk investasi pilihan. Bebas biaya transfer, praktis, dan mudah!   FUNDtastic senantiasa mengajak Anda berinvestasi secara pasif, dan kini telah hadir solusi yang akan menyingkirkan banyak tantangan untuk Anda, para investor pasif. FUNDtastic, Made for investors, not traders
 Website: www.fundtastic.co.id Instagram: fundtastic.id YouTube: FUNDtastic ID Facebook: FUNDtastic ID

Screenshots

BCA mobile4 screens
FUNDtastic4 screens

Verdict

The call

The clearest difference is review sentiment: FUNDtastic at 71% against BCA mobile's 14%. BCA mobile's advantage is ads (none vs shown) and update cadence (fortnightly vs every 5 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BCA mobile ships an update fortnightly, FUNDtastic every 5 weeks. The most recent releases landed on October 17, 2026 and October 13, 2026 respectively.

Scorecard4 real differences · 6 level
BCA mobile versus FUNDtastic: the parameters behind the verdict, then further details
ParameterBCA mobileFUNDtastic
PriceFreeFree
Rating2.6 (278 ratings) — better—
Positive reviews13.9% of reviews71.1% of reviews — better
Number of ratings278 — better—
Update frequencyFortnightly — betterEvery 5 weeks
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size207 MB128 MB
Age rating4+4+
DeveloperPT. Bank Central Asia TbkChandharwealth Mandiri Indonesia, PT

Customer experience

BCA mobile

All ratings278 ratings
Positive36.0%
Neutral9.4%
Negative54.7%
Written reviews237 reviews
Positive13.9%
Neutral13.1%
Negative73.0%

FUNDtastic

Written reviews38 reviews
Positive71.1%
Neutral2.6%
Negative26.3%

Bugs and requests

BCA mobile

Reported bugs

4 issues
  • Force close issues after updates
  • Verification failures and account registration problems
  • Inability to access certain features like Flazz card
  • Frequent disconnections during transactions

Requested features

5 requests
  • Add transaction history and balance tracking
  • Implement biometric login options
  • Provide English language support
  • Improve user interface and modernize the design
  • Enhance security with two-factor authentication

FUNDtastic

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BCA mobile

No in-app purchases

None

FUNDtastic

No in-app purchases

Questions

Is BCA mobile free?
BCA mobile is free to download, with no in-app purchases.
Is FUNDtastic free?
FUNDtastic is free to download, with no in-app purchases.
Do BCA mobile or FUNDtastic have ads?
FUNDtastic shows ads; BCA mobile does not.
Which is updated more often, BCA mobile or FUNDtastic?
BCA mobile ships an update fortnightly, and FUNDtastic every 5 weeks. Most recently, BCA mobile was updated on October 17, 2026 and FUNDtastic on October 13, 2026.

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