BCA mobile vs Oren by KOPNUS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCA mobile
Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.
- Non-cash transactions
- Card management (block/activate/PIN change)
- Cardless ATM transactions
- QR code transfers
- Open new bank accounts
- Repeat transaction storage
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Bank on the go with BCA mobile app. Conduct non-cash transactions using BCA mobile banking (m-BCA) and BCA internet banking (KlikBCA Smartphone) whenever, wherever. m-BCA Benefits 1. No SIM card changes m-BCA transactions are available through all GSM operators, including Telkomsel, XL Axiata, Indosat, Axis, and Three 2. Low transactions cost Reduce unnecessary cost using GPRS/EDGE/3G/WIFI internet connection 3. Payment Data Storage m-BCA’s storage feature enables you to conduct repeat transactions without having to input the data all over again 4. Transfer Data m-BCA saves your transfer activities--whether you’re sending funds between BCA accounts or to other banks—to a list for a time-saving and reliable banking experience 5. Practical and Easy to Use Recipient company or banking code is not required for payment and transfer transactions. For BCA mobile users, can enjoy the latest services as follows: 1. Block BCA ATM Card or BCA Credit Card facility through m-Admin menu 2. BCA Credit Card Activation feature through menu m-Admin ->Credit Card Activation 3. BCA Credit Card PIN Make / change facility via m-Admin menu ->Create / Change PIN. 4. Cardless Transaction feature through Setor Tarik menu ->Cash withdrawal and cash deposit. 5. Transfer without hassle through QR menu ->Send or receive money using QR For the time being, Cardless Transactions can be made at these following ATMs (www.bca.co.id/ATMtanpakartu) KlikBCA Easy to access KlikBCA smartphone version smartphone https://m.klikbca.com with just one click Info BCA https://www.bca.co.id/id/Individu/Produk/E-Banking/Info-BCA Open New Account Now you can open bank account anywhere just with your mobile phone. What you need to do to get your bank account is only by providing e-KTP, completing the form, and doing video call with our Customer Service Officer through BCA mobile application. After you done, you’ll get the success notification of your opening account; you might need to directly activate your mobile banking service (by creating PIN number for transaction) and deposit money to your account. Then you are ready to do any transaction with your BCA mobile application (m-BCA menu). You will also get KlikBCA account the day after you succeed creating your mobile banking PIN via email. For further assistant, call halo bca at 1500888 via cellular phone Enjoy using the BCA mobile.
Oren by KOPNUS
This app provides members of a cooperative with convenient access to various financial services, including deposits, payments, purchases, and loans. It offers features for managing accounts, making transactions via QR codes, and accessing exclusive merchant promotions.
- Deposit services (SIMPANAN OREN)
- Investment deposits (SIMPANAN BERJANGKA OREN)
- Bill payments and purchases
- QR code for payments and transfers
- Real-time transaction notifications
- Multi-account management
- Merchant promotions and discounts
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Oren is a cooperative-based digital financial service owned by KSP Nusantara. Oren is here to make it easier for Members to access financial services anywhere and anytime through mobile devices / gadgets. With Oren Members can enjoy deposit services under the product names SIMPANAN OREN and Deposit Futures with the product name SIMPANAN BERJANGKA OREN, Payment, Purchase, and Loan in hand palm easily and supported by features that satisfy members. KSP Nusantara "Live More, Easy Life". Oren's features are currently. 1. SIMPANAN Oren Deposit services are in the clutches of KSP Nusantara members. Members can open accounts, deposits, withdrawals, transfers anywhere and anytime. Members can also check info on balances and mutations easily stored anywhere and anytime. 2. SIMPANAN BERJANGKA OREN For Members who want financial investments with high interest rates, SIMPANAN BERJANGKA OREN is the solution. SIMPANAN BERJANGKA OREN comes with simulation features, account opening, account closure and reports that can be accessed anywhere and at any time with the process of placing a Time Deposit in minutes with a minimum placement of Rp. 1 million. 3. PAYMENT OREN Members do not need to mess around to make daily purchases and payments, with PAYMENT OREN Members can easily pay bills such as Electricity, Telephone / Cellphone, PDAM, Health BPJS, Loans and others, as well as all cellular providers and purchase of PLN credit . PAYMENT OREN is also supported by a report menu to make it easy for Members to check their payment and purchase status. 4. QR Tired of transfer because you have to typing a lot? Oren comes with a QR menu that can make it easy for members to make payments or transfer funds, just sqan QR, Members can make purchases and bookkeeping quickly and easily! 5. Transaction Notification. Members can easily and quickly find out mutation transactions that occur in their accounts in realtime. Transaction notifications can be sent via SMS or through the registered email address. 6. Multi-Account. Members can activate and use more than one account they have to transact. Multi-account activation can be done by members themselves through Oren pda menu SIMPANAN OREN. 7. List of Transactions. Routine transactions carried out by Members, can be stored as on the Transaction List, which can be directly selected for transacting again, without the hassle of refilling all the information needed to make a transaction. 8. Instant Information Menu, Virtual Account & Merchant. Confused about entering funds into Oren? To add funds to SIMPANAN OREN Members can access the Instant Information Menu menu, Virtual Accounts & Merchants so Members can easily enter their funds through virtual bank accounts or merchants scattered everywhere. 9. Promo menu Hungry? Or need coffee? In the Promo menu Members can access promos that are present at merchants who have collaborated with Oren to purchase all forms of Member needs with a large discount / cashback !!!. 10. Member Menu In this menu Members can make changes to Member data, make changes to their passwords and PINs, and access info for all Member accounts. 11. Menu Booking History This menu is a menu for Members to check the history of bookings made either for withdrawals, deposits, and others. 12. Help Service Menu 24-hour call center service at your service. Members can access the Halo KOPNUS chat and web services through the application. Come when else you are spoiled with a variety of quality and easy features, and can be accessed anytime and anywhere. Oren "Live More, Easy Life".
Screenshots
Verdict
The clearest difference is rating: Oren by KOPNUS at 5.0 against BCA mobile's 2.6. BCA mobile's advantage is ratings volume (278 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Oren by KOPNUS holds the better App Store score, 5.0 against 2.6. That said, the two scores are not equally well evidenced: BCA mobile has 278 ratings behind it against 2, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.
| Parameter | BCA mobile | Oren by KOPNUS |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (278 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 13.9% of reviews | — |
| Number of ratings | 278 — better | 2 |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 207 MB | 64 MB |
| Age rating | 4+ | 17+ |
| Developer | PT. Bank Central Asia Tbk | Koperasi Nusantara |
Customer experience
BCA mobile
Oren by KOPNUS
Bugs and requests
BCA mobile
Reported bugs
4 issues- Force close issues after updates
- Verification failures and account registration problems
- Inability to access certain features like Flazz card
- Frequent disconnections during transactions
Requested features
5 requests- Add transaction history and balance tracking
- Implement biometric login options
- Provide English language support
- Improve user interface and modernize the design
- Enhance security with two-factor authentication
Oren by KOPNUS
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BCA mobile
No in-app purchases
Oren by KOPNUS
No in-app purchases









