BCA mobile vs INA Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCA mobile
Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.
- Non-cash transactions
- Card management (block/activate/PIN change)
- Cardless ATM transactions
- QR code transfers
- Open new bank accounts
- Repeat transaction storage
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Bank on the go with BCA mobile app. Conduct non-cash transactions using BCA mobile banking (m-BCA) and BCA internet banking (KlikBCA Smartphone) whenever, wherever. m-BCA Benefits 1. No SIM card changes m-BCA transactions are available through all GSM operators, including Telkomsel, XL Axiata, Indosat, Axis, and Three 2. Low transactions cost Reduce unnecessary cost using GPRS/EDGE/3G/WIFI internet connection 3. Payment Data Storage m-BCA’s storage feature enables you to conduct repeat transactions without having to input the data all over again 4. Transfer Data m-BCA saves your transfer activities--whether you’re sending funds between BCA accounts or to other banks—to a list for a time-saving and reliable banking experience 5. Practical and Easy to Use Recipient company or banking code is not required for payment and transfer transactions. For BCA mobile users, can enjoy the latest services as follows: 1. Block BCA ATM Card or BCA Credit Card facility through m-Admin menu 2. BCA Credit Card Activation feature through menu m-Admin ->Credit Card Activation 3. BCA Credit Card PIN Make / change facility via m-Admin menu ->Create / Change PIN. 4. Cardless Transaction feature through Setor Tarik menu ->Cash withdrawal and cash deposit. 5. Transfer without hassle through QR menu ->Send or receive money using QR For the time being, Cardless Transactions can be made at these following ATMs (www.bca.co.id/ATMtanpakartu) KlikBCA Easy to access KlikBCA smartphone version smartphone https://m.klikbca.com with just one click Info BCA https://www.bca.co.id/id/Individu/Produk/E-Banking/Info-BCA Open New Account Now you can open bank account anywhere just with your mobile phone. What you need to do to get your bank account is only by providing e-KTP, completing the form, and doing video call with our Customer Service Officer through BCA mobile application. After you done, you’ll get the success notification of your opening account; you might need to directly activate your mobile banking service (by creating PIN number for transaction) and deposit money to your account. Then you are ready to do any transaction with your BCA mobile application (m-BCA menu). You will also get KlikBCA account the day after you succeed creating your mobile banking PIN via email. For further assistant, call halo bca at 1500888 via cellular phone Enjoy using the BCA mobile.
INA Mobile Banking
Manage your daily banking needs conveniently from your mobile device. Perform transactions like balance inquiries, fund transfers, and various purchases and payments anytime, anywhere. Access account information and locate branches or ATMs easily.
- Account Information (Portfolio, Mutations, History, Balance)
- Fund Transfers (Internal & External)
- Purchases (Mobile Credit, Train Tickets)
- Payments (Postpaid Mobile, Telkom, Internet, TV, Train Tickets)
- Administration (Password & PIN Change)
- Branch & ATM Locator
- Soft Token
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Mobile Banking Bank INA Sebuah aplikasi yang diluncurkan oleh Bank INA yang dapat digunakan oleh nasabah untuk transaksi sehari-hari seperti: Info Saldo, Pemindah-bukuan, Transfer Dana, Pembelian maupun pembayaran yang dapat dilakukan kapan saja dan dimana saja. Aplikasi ini dikembangkan untuk dapat digunakan pada perangkat mobile iOS Versi 10.0 keatas yang tersedia App Store. Mobile Banking Bank INA memiliki fitur sebagai berikut: Informasi Rekening 1. Portofolio Rekening 2. Mutasi Rekening 3. Histori Transaksi 4. Info Saldo Transfer Dana 1. Transfer ke Rekening Bank INA 2. Transfer Online ke Bank Lain Pembelian 1. Pulsa Isi Ulang (IM3, Mentari, Smartfren, Tri 3, Telkomsel) 2. Tiket Kereta Pembayaran 1. HP Pasca Bayar 2. Telkom 3. Internet 4. TV 5. Tiket Kereta Administrasi 1. Ubah Password 2. Ubah PIN Informasi Lokasi 1. Lokasi Cabang 2. Lokasi ATM Soft Token Cara Registrasi Mobile Banking Bank INA: - Datang ke cabang Bank INA terdekat - Melakukan Registrasi Mandiri (Self Registration) Registrasi Mandiri (Self Registration): 1. Download Aplikasi Mobile Banking Bank INA melalui Market Place 2. Cari “INA Mobile Banking/INA Mobile/Bank INA ” 3. Download dan lakukan instalasi sampai selesai 4. Buka Aplikasi Mobile Banking Bank INA 5. Centang pernyataan setuju pada “Syarat dan Ketentuan” yang ditampilkan. Klik tombol lanjutkan 6. Aplikasi akan menampilkan halaman “Aktivasi dan Registrasi” 7. Klik menu “Registrasi” 8. Masukkan data registrasi sebagai berikut : - Nomor Rekening Tabungan Bank INA - Nomor Handphone - Alamat Email 9. Klik tombol Lanjutkan. Jika data valid, aplikasi akan menampilkan pesan “Registrasi Sukses” 10. Aplikasi akan mengirimkan Kode Registrasi ke alamat email dan Kode Aktivasi melalui SMS ke nomor HP. 11. Catat Kode Registrasi dan Kode Aktivasi 12. Lakukan Aktivasi Aplikasi Mobile Banking Bank INA Aktivasi Mobile Banking Bank INA: 1. Buka Aplikasi Mobile Banking Bank INA 2. Aplikasi akan menampilkan halaman “Aktivasi dan Registrasi” 3. Klik menu “Aktivasi” 4. Masukkan Kode Registrasi dan Kode Aktivasi 5. Jika kode valid, aplikasi akan menampilkan halaman pembuatan User Name 6. Masukkan User Name yang diinginkan 7. User Name terdiri dari kombinasi 8 hingga 12 karakter berupa huruf dan angka yang menjadi identitas Nasabah 8. Jika User Name valid, aplikasi akan menampilkan halaman pembuatan Password 9. Masukkan Password yang diinginkan 10. Password harus terdiri dari kombinasi 8 hingga 10 karakter berupa huruf dan angka 11. Masukkan konfirmasi Password yang sama 12. Jika Password valid, aplikasi akan menampilkan halaman pembuatan Mobile PIN 13. Masukkan Mobile PIN yang diinginkan 14. Mobile PIN terdiri dari 6 angka yang akan digunakan untuk transaksi pada Mobile Banking 15. Masukkan konfirmasi Mobile PIN yang sama 16. Jika Mobile PIN valid, aplikasi akan menampilkan halaman “Aktivasi Sukses” Untuk informasi hubungi : Call INA 1500738
Screenshots
Verdict
The clearest difference is update cadence: BCA mobile at fortnightly against INA Mobile Banking's every 2 months. INA Mobile Banking's advantage is iOS requirement (12.1 vs 15.0). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BCA mobile ships an update fortnightly, INA Mobile Banking every 2 months. The most recent releases landed on October 23, 2026 and October 22, 2026 respectively.
| Parameter | BCA mobile | INA Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (278 ratings) — better | — |
| Positive reviews | 13.9% of reviews | 19.0% of reviews — better |
| Number of ratings | 278 — better | — |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 12.1 — better |
| Further details — not scored | ||
| Size | 207 MB | 96 MB |
| Age rating | 4+ | 12+ |
| Developer | PT. Bank Central Asia Tbk | PT. Bank Ina Perdana Tbk. |
Customer experience
BCA mobile
INA Mobile Banking
Bugs and requests
BCA mobile
Reported bugs
4 issues- Force close issues after updates
- Verification failures and account registration problems
- Inability to access certain features like Flazz card
- Frequent disconnections during transactions
Requested features
5 requests- Add transaction history and balance tracking
- Implement biometric login options
- Provide English language support
- Improve user interface and modernize the design
- Enhance security with two-factor authentication
INA Mobile Banking
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BCA mobile
No in-app purchases
INA Mobile Banking
No in-app purchases
Questions
Is BCA mobile free?
Is INA Mobile Banking free?
Do BCA mobile or INA Mobile Banking have ads?
Which is updated more often, BCA mobile or INA Mobile Banking?
Other comparisons
