BCA mobile vs SeaBank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCA mobile
Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.
- Non-cash transactions
- Card management (block/activate/PIN change)
- Cardless ATM transactions
- QR code transfers
- Open new bank accounts
- Repeat transaction storage
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Bank on the go with BCA mobile app. Conduct non-cash transactions using BCA mobile banking (m-BCA) and BCA internet banking (KlikBCA Smartphone) whenever, wherever. m-BCA Benefits 1. No SIM card changes m-BCA transactions are available through all GSM operators, including Telkomsel, XL Axiata, Indosat, Axis, and Three 2. Low transactions cost Reduce unnecessary cost using GPRS/EDGE/3G/WIFI internet connection 3. Payment Data Storage m-BCA’s storage feature enables you to conduct repeat transactions without having to input the data all over again 4. Transfer Data m-BCA saves your transfer activities--whether you’re sending funds between BCA accounts or to other banks—to a list for a time-saving and reliable banking experience 5. Practical and Easy to Use Recipient company or banking code is not required for payment and transfer transactions. For BCA mobile users, can enjoy the latest services as follows: 1. Block BCA ATM Card or BCA Credit Card facility through m-Admin menu 2. BCA Credit Card Activation feature through menu m-Admin ->Credit Card Activation 3. BCA Credit Card PIN Make / change facility via m-Admin menu ->Create / Change PIN. 4. Cardless Transaction feature through Setor Tarik menu ->Cash withdrawal and cash deposit. 5. Transfer without hassle through QR menu ->Send or receive money using QR For the time being, Cardless Transactions can be made at these following ATMs (www.bca.co.id/ATMtanpakartu) KlikBCA Easy to access KlikBCA smartphone version smartphone https://m.klikbca.com with just one click Info BCA https://www.bca.co.id/id/Individu/Produk/E-Banking/Info-BCA Open New Account Now you can open bank account anywhere just with your mobile phone. What you need to do to get your bank account is only by providing e-KTP, completing the form, and doing video call with our Customer Service Officer through BCA mobile application. After you done, you’ll get the success notification of your opening account; you might need to directly activate your mobile banking service (by creating PIN number for transaction) and deposit money to your account. Then you are ready to do any transaction with your BCA mobile application (m-BCA menu). You will also get KlikBCA account the day after you succeed creating your mobile banking PIN via email. For further assistant, call halo bca at 1500888 via cellular phone Enjoy using the BCA mobile.
SeaBank
Open a digital bank account in minutes for easy and fast digital transactions with QRIS. Enjoy no admin fees, 100 free transfers monthly, and high savings interest up to 6% p.a. Also offers instant loans with competitive rates.
- Instant account opening
- QRIS digital transactions
- No admin fees
- 100 free bank transfers monthly
- Up to 6% p.a. savings interest
- Instant loans up to Rp30,000,000
- Cash deposit/withdrawal at minimarkets
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Simpel, Untung, untuk Semua! Buka rekening SeaBank praktis, hanya butuh 3 menit. Kamu langsung bisa menikmati: 1. Transaksi Digital Mudah dan Cepat dengan QRIS Sukses bayar apa pun dan kapan pun hanya dengan sekali scan. 2. Tanpa Biaya Admin Bebas biaya admin & biaya transfer 100x per bulan ke semua bank. 3. Bunga Tabungan Tinggi s.d. 6% p.a. Makin untung dengan SeaBank, nikmati bunga Deposito s.d. 6% p.a. SeaBank adalah aplikasi untuk layanan perbankan digital yang membantu kamu dalam melakukan aktivitas finansial. Mulai dari menabung hingga bertransaksi, melalui handphone kapan pun dan di mana pun. Nikmati kemudahan lainnya seperti: 1. Top up e-wallet ShopeePay bebas biaya tanpa batas 2. Transfer pakai No. HP ke sesama SeaBank dengan limit tinggi pakai BI-FAST 3. Bayar belanjaan di Shopee dengan Virtual Account (tanpa biaya admin) 4. Pakai SeaBank Bayar Instan agar checkout lebih simpel dan gratis ongkir 5. Mudahnya Setor dan Tarik Tunai di Minimarket pakai SeaBank Kini, tersedia juga dana instan dengan SeaBank Pinjam*. Berikut keuntungannya: 1. Limit pinjaman s.d. Rp30.000.000 2. Bebas biaya admin dengan bunga pinjaman kompetitif 2% per bulan 3. Tenor pembayaran 3, 6, 12 bulan Simulasi pinjaman: Nominal pinjaman: Rp500.000 Tenor pembayaran: 3 bulan Bunga cicilan: 2% per bulan Biaya admin: GRATIS *Fitur ini masih bersifat terbatas hanya untuk Nasabah terpilih. Perhatikan tingkat bunga penjaminan yang ditetapkan LPS. Tabungan dengan bunga melebihi tingkat bunga penjaminan tidak dijamin oleh LPS. PT Bank SeaBank Indonesia berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK) dan Bank Indonesia (BI) serta merupakan bank peserta penjaminan Lembaga Penjamin Simpanan (LPS). PT. Bank Seabank Indonesia Gama Tower lantai 35 JI. H.R. Rasuna Said Kav. 22, Karet Kuningan Jakarta Selatan, 12940 Hubungi tim Customer Service SeaBank (24/7): 1. Telepon: 1500 130 2. Email: cs@seabank.co.id Cari tahu tentang SeaBank lebih lanjut di media sosial kami: www.seabank.co.id Instagram: @SeaBank.ID Facebook: SeaBank Indonesia TikTok: @SeaBank.ID Linkedin: SeaBank Indonesia Twitter: @SeaBankID
Screenshots
Verdict
The clearest difference is rating: SeaBank at 4.9 against BCA mobile's 2.6. On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SeaBank holds the better App Store score, 4.9 against 2.6. Both are backed by a comparable volume of ratings — 278 and 189 respectively.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 17, 2026 and October 18, 2026 respectively.
| Parameter | BCA mobile | SeaBank |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (278 ratings) | 4.9 (189 ratings) — better |
| Positive reviews | 13.9% of reviews | — |
| Number of ratings | 278 — better | 189 |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 207 MB | 140 MB |
| Age rating | 4+ | 4+ |
| Developer | PT. Bank Central Asia Tbk | PT.Bank Seabank Indonesia |
Customer experience
BCA mobile
SeaBank
Bugs and requests
BCA mobile
Reported bugs
4 issues- Force close issues after updates
- Verification failures and account registration problems
- Inability to access certain features like Flazz card
- Frequent disconnections during transactions
Requested features
5 requests- Add transaction history and balance tracking
- Implement biometric login options
- Provide English language support
- Improve user interface and modernize the design
- Enhance security with two-factor authentication
SeaBank
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BCA mobile
No in-app purchases
SeaBank
No in-app purchases
Questions
Is BCA mobile free?
Is SeaBank free?
Which has better reviews, BCA mobile or SeaBank?
Do BCA mobile or SeaBank have ads?
Which is updated more often, BCA mobile or SeaBank?
Other comparisons
